Sökresultat för "lending"

Do you have a passion for Lending or Trading & Capital Markets processes? If you are interested to work with a broad range of business areas, from large corporates to private customers, this position may be the right one for you. Group Internal Audit is playing a crucial role not only as a 3rd line of defence control function, but also as a trusted advisor for the business. We are now looking for a colleague who can contribute and take lead in audits relating to Swedbank’s Swedish Business Areas. In Swedbank you have the opportunity to: • Evaluate Lending and Trading & Capital Markets processes including compliance with regulatory requirements and internal policies. • Identify potential risks associated with Lending and Trading & Capital Markets and provide recommendations to mitigate such risks. Collaborate with stakeholders across various departments to ensure thorough understanding and transparent communication regarding audit findings. • Work cross-functional with other GIA teams with complementary competences and skills to cover the key risks for Swedbank’s Swedish Business Areas Swedish Banking and Corporates & Institutions. • Be involved in audits of Swedbank’s international branches in Norway, Finland, New York and Shanghai as well as the subsidiaries Swedbank Hypotek, Stabelo and Entercard. • Provide input to annual and continuous risk assessments, planning and quarterly reporting. • Through audit engagements, assist senior management in identifying sustainable improvements towards transforming the Bank and helping it to reach its strategic goals. • Continuously develop through structured internal and external education as well as collaboration with GIA colleagues with different competences and skills. What is needed in this role: • Demonstrated experience (minimum 5 years) from working in similar positions in the financial industry, preferably from a larger bank, external audit firm or supervisory authority. • In-depth understanding of Lending and/or Trading & Capital Markets processes and knowledge of external regulations in these areas. • Excellent written and verbal communication skills; ability to present complex information clearly to non-expert stakeholders. • Strong interpersonal skills; being curious, courageous, maintaining high integrity as well as an adaptable mindset. • Good analytical skills, a strategic mindset with strong business acumen. • Skills in project management with the ability to handle tight deadlines. • Master's or Bachelor’s degree in Business Administration and/or Economics or a related field. • Proficiency in the Swedish language. • Experience from using AI and data analytics tools such as Power BI is an advantage. • Certification such as CIA, CISA, CFSA and SwedSec is a merit. With us, you can experience: Personal and professional growth through self-leadership and continuous development. Meaningful work that positively impacts our workplace, our customers, and society. An open and collaborative culture that encourages cross-functional teamwork and provides networking opportunities. A supportive and inclusive environment that promotes a balanced and sustainable work-life, with flexible working conditions when suitable for the role. Benefits such as our share based reward program Eken, company pension plan, employee offer for banking products, health insurance. "Join our team and... be a part of a department with experienced colleagues with deep knowledge of different aspects of the Swedbank. Group Internal Audit (GIA) is a valuable tool for the Board of Directors and the Group Executive Committee in the fulfilment of strategy and goals, but also when it comes to strengthen the internal control, risk management and organisational governance. GIA consists of ~75 employees in all our home markets Sweden, Estonia, Latvia and Lithuania. Our responsibilities cover all areas of Swedbank including audit activities in our branches in New York, Shanghai, Norway, and Finland. Our mission is to enhance and protect organisational value by providing risk-based and objective assurance, advice, insight and foresight. Our vision is to be a trusted advisor and to be the most attractive audit function for people to grow. We contribute to the Group’s achievement of the Strategic Direction by evaluating and improving the effectiveness of the organisation’s governance, risk management and internal control and in doing so promoting a sound and sustainable control environment and risk culture within the Group.” Lars Wålinder, your future manager We look forward to receiving your application by 14.08.2026.  Location: Sundbyberg Recruiting manager:  Lars Wålinder We may begin the selection during the application period, so we welcome your application as soon as possible. We have made our choice regarding recruitment media and therefore kindly decline contact with ad sellers or sellers of other recruitment services. We would like to let you know that a background check and a drug test may be a part of the process for this role. (Applies to recruitment in Sweden) Swedbank does not discriminate anybody based on gender, age, sexual orientation or sexual identity, ethnicity, religion or disability – everybody is welcome. #LI-Hybrid #LI-SW1

Northmill Bank is a challenger bank at the intersection of technology and finance, committed to revolutionizing the way people manage and protect their financial well-being. We are creating a different kind of banking experience, digital yet personal. Northmill Bank was founded in 2006 and have grown to over 240 employees in 3 countries and over 270 000 customers. We use the latest technology to develop safe, smart, and user-friendly products for our customers. They are the sole reason why we do what we do. We are a 100% cloud-based product company where technology is the driver to create smarter banking products. Grab this opportunity to be a part of us and our journey! About the role We are looking for an experienced Product Manager – B2C Credit with a strong commercial background and proven track record in consumer lending to take ownership of our revolving credit facility and consolidation loan products. This role is central to the continued growth of our consumer lending business. We are looking for someone who has built, managed, and scaled lending products in practice; not simply worked alongside them. You will be responsible for defining the strategy and roadmap for our consumer credit products, working closely with credit risk, analytics, marketing, technology, customer operations, and compliance. The ideal candidate understands consumer lending economics, portfolio performance, customer behaviour, and risk management, and can balance commercial growth with responsible lending. This is not a purely technical product role. We are specifically seeking a commercial product leader who understands consumer lending end-to-end, from customer acquisition and underwriting through pricing, portfolio optimisation, repayments, and retention. Responsibilities Own and drive the product strategy and roadmap for Northmill's revolving credit facility and consolidation loan products, with a clear focus on sustainable growth, customer value, and portfolio profitability. Continuously improve the customer journey across the entire lending lifecycle, including acquisition, application, underwriting, activation, utilisation, repayment, and retention. Work closely with Credit Risk, Analytics, Finance, Marketing, Customer Operations, Compliance, and Technology to deliver commercially successful and compliant lending products. Translate customer insights, market opportunities, portfolio performance, and business objectives into clear product priorities and development initiatives. Monitor and optimise key commercial metrics including approval rates, utilisation, portfolio growth, repayment behaviour, customer lifetime value, default rates, margins, and profitability. Identify opportunities to improve underwriting, pricing, credit limits, customer engagement, and portfolio performance using data-driven decision making. Ensure products remain competitive by understanding customer needs, market trends, regulatory developments, and competitor offerings. Actively engage with customers and internal stakeholders to validate product-market fit and identify opportunities for innovation and continuous improvement. Who you are You're a commercially minded Product Manager with a passion for building lending products that create value for both customers and the business. You thrive in cross-functional environments, enjoy turning data and customer insights into product decisions, and know how to balance growth, customer experience, risk, and profitability. You're comfortable challenging existing ways of working and driving initiatives from idea to launch and continuous optimisation. To succeed in this role, you'll likely have Proven experience as a Product Manager within consumer lending, with a track record of launching, growing, and optimising lending products. Strong experience with revolving credit, personal loans, or other unsecured consumer credit products. A solid understanding of consumer credit risk, underwriting principles, pricing, lending economics, and portfolio performance. Experience working in fintech, banking, consumer finance, or another regulated financial services environment. A data-driven mindset with strong analytical skills and experience using insights to prioritise and improve products. Excellent stakeholder management skills and the ability to collaborate across Product, Engineering, Credit Risk, Analytics, Commercial, and Operations. Good to Have Experience with revolving credit facilities, consolidation loans, instalment lending, or other unsecured lending products. Experience working with behavioural scoring, affordability assessments or decision engines. Experience optimising digital customer acquisition funnels and lending conversion journeys. Knowledge of Nordic consumer lending markets and financial regulations. What we offer A fantastic office in a prime Stockholm location with great spaces and views An independent role with the opportunity to make a real impact Great opportunities for professional development Health - 5 000 kr wellness allowance Conference abroad every other year Breakfast and fruits every day, as well as "holy fika” each Friday Regular after work and celebrated successes at the office Apply today and be a part of Northmill!

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe provides regulated payments and financial services products, and also has a number of regulated subsidiaries, including in the United States (Money Transmitter and lending licenses). These licenses have programs of periodic and ad hoc regulatory reporting stemming from license requirements, and are critical aspects of the supervisory mechanisms for these entities. The Global Regulatory Reporting team leads the process by which we report regulatory data externally to regulators in support of our payments licenses. WHAT YOU'LL DO In this role, you'll support the Global Regulatory Reporting team by partnering with Legal, Compliance, Accounting, Business and Product, and Data Analytics teams across Stripe to maintain the Stripe North American regulatory reporting program. This includes understanding and documenting the applicable regulatory reporting requirements in the region, implementing systems and processes for comprehensively tracking those requirements for each of the Stripe North American entities, maintaining the end-to-end processes for the collation of data, production of reports, and continuously monitoring compliance to meet the expectations of regulators. Stripe is both a technology company and a financial services company, and you'll need to be comfortable straddling both of those worlds every day. You'll enjoy dealing with that puzzle, seeking creative solutions and moving quickly, often in the face of ambiguity. RESPONSIBILITIES * Own end-to-end U.S. regulatory reporting program for digital assets including stablecoin-related financial activities, including defining reporting scope, governance, timelines, and accountability across required regulatory filings * Interpret U.S. regulatory reporting requirements applicable to stablecoins, digital assets, payments, and custody, and translate them into clear reporting specifications, data definitions, and execution plans in partnership with Legal and Compliance * Manage the full regulatory reporting lifecycle, from data sourcing and aggregation through validation, internal review, sign-off, and timely submission to regulators * Ensure regulatory reports accurately reflect stablecoin-specific activities and risks, including issuance, redemption, circulation, reserves, custody arrangements, and transaction flows across on-chain and off-chain systems * Design and maintain a robust regulatory reporting control framework, including data quality checks, reconciliations, documentation, and issue remediation to support audit and exam readiness * Partner with Engineering, Data, Finance, Compliance, and Legal to improve data lineage, transparency, and automation across regulatory reporting processes as the business scales * Own regulatory reporting change management, including assessing the impact of new or evolving stablecoin regulations, product launches, and system changes on reporting scope, data requirements, and controls * Develop and maintain regulator-ready documentation, including reporting methodologies, assumptions, data lineage, and process documentation to support supervisory reviews and examinations * Serve as the primary point of contact for regulatory reporting matters during U.S. regulatory exams, audits, and regulatory inquiries WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field; equivalent practical experience in financial services regulatory reporting will be considered * 4+ years of experience leading the delivery of an ongoing regulatory reporting program within a regulated financial services environment, ideally supporting stablecoin issuance, payments, or custody-related activities * Strong understanding of U.S. compliance and regulatory obligations applicable to stablecoins, including evolving federal and state frameworks (including, but not limited to, the GENIUS Act and related Treasury, banking, and payments guidance) * Excellent working knowledge of the U.S. payment stablecoin regulatory landscape, with experience engaging directly with U.S. federal regulators (e.g., OCC, Treasury) and state regulators on regulatory reporting, data submissions, or supervisory requests * Demonstrated ability to work across complex data environments, including navigating on-chain and off-chain data sources, internal ledgers, and third-party systems to produce accurate, cohesive, and regulator-ready reporting deliverables * Experience reading, analyzing, and compiling financial statements, reserve-related data, transaction-level reporting, and other financial regulatory reports relevant to stablecoin and payments activity * Background in financial services with direct exposure to stablecoins, digital assets, payments, e-money, or other money services business activities * Demonstrated success executing complex, cross-functional programs in fast-growing organizations, with an emphasis on building scalable, repeatable regulatory reporting processes * Strong analytical skills and judgment, with the ability to quickly understand novel or ambiguous regulatory and data challenges and drive balanced, risk-aware solutions * Ability to operate independently and efficiently in a fast-paced, high-volume, and evolving regulatory environment * Proven ability to collaborate effectively across Compliance, Legal, Finance, Engineering, Data, Product, and Accounting teams * A strong “culture of compliance” mindset, with the ability to translate regulatory expectations into practical, business-aligned execution without impeding responsible growth PREFERRED QUALIFICATIONS * Experience with stablecoins, digital assets, payments, or fintech platforms * Familiarity with regulatory reporting for banks, trust companies, payment institutions, or money services businesses * Experience working on Call Reports FFIEC041 and FFIEC031 * Experience supporting regulatory exams, audits, or supervisory reviews * Exposure to reporting automation, data pipelines, or reporting tools

Är du passionerad för data och vill vara med och säkra kvaliteten inom en av bankens viktigaste områden? Som Data Steward får du en central position där du ansvarar för datamodellering, styrning av kritiska dataelement och kvalitetskontroller. Tillsammans med olika intressenter bidrar du till att skapa en trygg och transparent datagrund som stödjer både affärsbeslut och tekniska processer. Starten är omgående, så skicka in din ansökan redan idag!våra standarder, vilket är avgörande för vår framgång och innovation. Om tjänsten Swedbank söker nu en Data Steward till Collateral-området inom Lending Data. I denna roll arbetar du för att skapa en stabil datagrund för deras lånetjänster, där du hanterar och säkerställer datakvalitet, klassificerar och styr kritiska dataelement, och bygger en förståelse för informationens flöde genom deras system. Du erbjuds En möjlighet att vara del av Swedbanks datadrivna resa, där du får arbeta i nära samarbete med datateam och intressenter inom hela banken för att bygga robusta och kvalitativa datalösningar En tillsvidareanställning med fast månadslön hos Academic Work. Arbetsuppgifter Utveckla och underhålla konceptuella datamodeller. Hantera teknisk och affärsmässig härledning (lineage) av data. Beskriva och klassificera kritiska dataelement. Identifiera viktiga dataelement och säkerställa att de uppfyller våra kvalitetskrav genom datakontroller och styrning. Arbeta nära olika intressenter och säkerställa effektiv datastyrning och kvalitet. Vi söker dig som Har en kandidatexamen inom exempelvis datavetenskap, business intelligence eller statistisk och matematik. Har erfarenhet av dataanalys. Grundläggande kunskap om datastyrning (data governance) Förmåga att kommunicera komplexa datarelaterade frågor Erfarenhet av att arbeta med databaser och datamodellering Är flytande i svenska och engelska, både i tal och skrift. Det är meriterande om du har Erfarenhet av att implementera datastyrningsramverk Kunskap om relevanta dataskyddsförordningar (t.ex. GDPR) Förmåga att arbeta med datavisuella verktyg Vår rekryteringsprocess Denna rekryteringsprocess hanteras av Academic Work och vår kunds önskemål är att alla frågor rörande tjänsten skickas till Academic Work. Vi tillämpar löpande urval och kommer plocka ner annonsen när tillräckligt många kandidater har nått slutskedet i rekryteringsprocessen. Vid ansökan efterfrågas ett CV. Personligt brev använder vi inte som urvalsmetod och behöver därför inte bifogas. Rekryteringsprocessen innehåller två urvalstest: ett personlighetstest och ett test i kognitiv förmåga. Testerna är ett verktyg för att kunna hitta den kandidat med högst potential för tjänsten samt främja jämlikhet, mångfald och en rättvis rekryteringsprocess.

Are you driven by analytics, automation, and stopping fraud before it happens? Join our fintech bank and help us design the next generation of data-driven fraud prevention in Sweden. As a Fraud Analyst, you will work at the intersection of data science, risk, and real-time decisioning. You will develop, test, and optimize fraud detection models across lending, cards, and payments. Your analyses will directly influence risk appetite, customer experience, and portfolio performance. You will: Analyze large, complex datasets to detect fraud patterns and emerging attack vectors Develop and maintain fraud models, rules, and monitoring frameworks Build dashboards and reporting that translate risk signals into actionable insight Partner closely with Fraud Prevention, Credit Underwriting, IT, and Data Engineering Continuously improve automation, decision engines, and model performance This is a hands-on role in a fast-moving environment where your work directly impacts loss rates, approval rates, and customer trust. Who you are 5+ years’ experience in data science, analytics, or quantitative risk roles within a bank, fintech or related industry Strong knowledge of machine learning, statistical modeling, and model validation Advanced SQL and Python (R is a plus) Experience with BI and visualization tools (e.g. Power BI, Tableau, Qlik, SAS) Comfortable working with large datasets and production-grade decision systems Able to translate complex analysis into clear, business-driven recommendations Experience in financial fraud prevention or fraud risk management is highly meriting You are analytical, commercially minded, and motivated by solving adversarial problems in real time. You thrive in a fintech environment where speed, ownership, and impact matter. Resurs in brief At Resurs, we make everyday finances easier through innovative and customer-focused solutions. With customers across the Nordics and more than 800 colleagues, we are committed to creating long-term value for individuals, businesses, and society. Recognized as a career company for the past six years, we put strong emphasis on both personal and professional growth. We want to make a difference by striving to be our best, acting with kindness, and building trust through clarity and collaboration. Our heart beats strong and it shows in everything we do. Although we are based in the Nordics, our team is enriched by the breadth of perspectives brought by colleagues from different countries. We foster a welcoming and supportive culture, where collaboration drives us to achieve the best outcomes for our users. Apply today! Don’t wait to send in your application. Selection and interviews take place on an ongoing basis, and the position may be filled before the last application date. We look forward to hearing from you! Important information On final candidates, we carry out a detailed background check via an external company. #LI-LN1

Vi söker en Business controller för Nivå 4 till vår kund i StockholmUppdragsperiod: 2026-03-16 - 2026-08-31Plats: StockholmOmfattning: 100% Beskrivning Vi söker en erfaren konsult inom Business Control Nivå 4 till vår kund i Stockholm för ett uppdrag med fokus på ekonomisk uppföljning, analys och stöd till affärsverksamheten i samband med att en medarbetare hos vår kund går på föräldraledighet. Uppdragets omfattning är 100 % under perioden 2026-03-16 - 2026-08-31. Uppdraget är placerat inom Ekonomi & Finans. Rapportering sker till CFO. Arbetsuppgifter och ansvarsområden Som konsult inom Business Control ansvarar du för att säkerställa korrekt och relevant ekonomisk information samt bidra med analys och beslutsstöd till verksamheten. I uppdraget ingår bland annat: Ansvar för arbetsuppgifter i samband med månadsbokslut, kvartalsbokslut och årsbokslut. Löpande ekonomisk rapportering till ledning och verksamhet. Analys av resultat, avvikelser och nyckeltal Kostnadsuppföljning och budgetuppföljning Hantering och uppföljning av leverantörsfakturor Stöd och rådgivning till affärsverksamheten i ekonomiska frågor. Bidra till förbättring och utveckling av ekonomiska processer och rutiner. Kravställning i samband med utvecklingsinitiativ kan förekomma Organisation och samarbete. Rollen ingår i gruppen Ekonomi & finans bestående av fyra medarbetare samt chef. Arbetet sker i nära samarbete med både ekonomi och finans samt övriga delar av affärsverksamheten och koncernen. Konsultens profil: Erfarenhet av business controller med över 5 års arbete inom bank eller finansbolag. Van att bidra till förbättring och utveckling av ekonomiska processer och rutiner. Erfarenhet av utlåning och leasingverksamhet. Systemvana i Cognos Controller, Planning Analytics, Medius och E1. Meriterande om du som konsult har arbetat med analysverktyg och är intresserad av sådana arbetssätt. Du är en framåt och driven person samt en positiv lagspelare. Kompetensnivå Nivå 4 Kunskap: Hög generalistkompetens, eller mycket hög kompetens inom ett område. Erfarenhet: Har deltagit i stora uppdrag inom olika områden och genomfört uppdrag med mycket hög kvalitet, nivån uppnås normalt tidigast efter 9-12 år som konsult inom området. Har befunnit dig på nivå 3 under minst 2 år. Ledning: Tar huvudansvar för ledning av större grupp. Självständighet: Mycket stor. Övrigt: Ange din tillgänglighet i ditt personliga brev Kandidater kommer att presenteras löpande till kunden och tjänsten kan komma att tillsättas innan sista svarsdag. Grundlig bakgrundskontroll kan komma att begäras av kunden. Handlingar som skall ingå vid svar på förfrågan och som kommer att vara en del i urvalsprocessen: CV (i Word) med synbar koppling till kraven för detta uppdrag. Sicka din ansökan senast 2026-02-05 Startdatum: 2026-03-16 Slutdatum: 2026-08-31

Job Title: Arrears Executive – Part Time Working Pattern: 18 hours per week - we can be flexible to accommodate your personal circumstances, whether that means working two longer days, a combination of one longer day and shorter days, or spreading the hours across five shorter days each week Salary: £29,000 pro rata (£14,400) and up to 20% bonus and benefits Location: Chester-le-Street (Drum Industrial Estate) hybrid working after probation. 💚 Shaping the future of sustainable digital banking  Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK.   People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.   Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®.   Tandem is growing fast and helping to shape the future of sustainable banking.  Your team: Collaborators in change   Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.  This is a key role in ensuring that the fair treatment of customers is embedded within the Operations team whilst ensuring that fair customer outcomes are consistently delivered. The purpose of the role is to support the Operations Leaders by supporting customers in financial difficulty and arrears whilst achieving departmental service levels. Upholding company standards and complying with all relevant Company and regulatory obligations (including adherence to FCA rules (including FCA MCOB and CONC rules).     Led by our Operations Director, our Operations teams are responsible for all customer contact.  The teams are the primary points of contact for customers including responding to their inbound queries during the lifetime of their mortgage or loan as well as supporting customers that are in financial difficulty and/or arrears. Our aim is to provide an exceptional service to our customers by ensuring that we have knowledgeable, well training operational colleagues to deliver the service that our customers expect of us.        Your Impact: Building a sustainable tomorrow   As an Arrears Executive at Tandem your focus will be on:  * Proactively service requests from our customers efficiently and professionally ensuring at you provide the customer with the information that they require.   * Proactively manage all customer service-related inbound communication (via telephone, correspondence, email, portal) from customers and third parties as part of the servicing and arrears management of a range of mortgage and loan products.  * Ensure regulatory transactional documentation is issued accurately and correctly in accordance with regulatory requirements (including regulatory arrears correspondence).   * Identify situations that may require specialist handling (e.g. complaints, vulnerability, fraud) and refer these where appropriate.   * Knowledge and practical application of handling customer complaints, to include identifying complaints, logging and investigating with an aim to putting a resolution in place.   * Knowledge and practical application of dealing with vulnerable customers at first point of contact to ensure their specific needs are understood and they are treated with care and consideration.   * Proactively manage accounts in arrears by completing outbound contact to establish the root cause of the customers payment difficulties and identify options to assist the customer in rehabilitating their mortgage or loan arrears.    * Negotiate with customers and authorised third parties in financial difficulty regarding how to repay their arrears taking into consideration their individual personal circumstances.   * Knowledge and practical application of completing Income and Expenditure assessments and deciding suitable forbearance options for the customer.    * Knowledge and practical application of late arrears and litigation practices.   * Ensure that all customer contact both written and verbal is conducted within Company standards, FCA regulations, Customer Complaint procedures and that the principles of TCF are upheld consistently with all customers.   * Attain and maintain own competence to Group Training and Competence Framework demonstrated by ongoing adherence.   * Proactively challenge existing processes and take ownership for implementing positive changes which are within own span of control.   * Keep up to date with all Company/regulatory changes particularly those which affect own business area.   * Actively contribute to the achievement of the Company Balance Scorecard objectives and demonstrating Company values in everything you do.   * Adherence to and promotion of a culture of treating our customers fairly to deliver fair outcomes.       We’d love to hear from you if you have:  * Previous experience in financial services (with relevant regulatory appreciation) with demonstrable success in customer service and arrears within a regulated lending environment.   * Demonstrable experience of working accounts in arrears including applying arrears forbearance options and identification of customers that are vulnerable.   * Demonstrable experience of collecting arrears for mortgages and loans with knowledge of how own and team performance affects wider Company objectives.   * Demonstrable knowledge of FCA rules (including MCOB and CONC rules), delivering fair outcomes to customers, CCA and GDPR regulations.   * A working knowledge of customer services and arrears management in a regulated, lending environment.      Rewards that reflect your value, what’s in it for you?    At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:     * 25 days annual leave plus 8 days Bank Holiday    * An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc  * Buy or sell up to 5 days holiday a year  * Healthcare cash plan through Westfield Health   * Life Assurance at 3 x salary  * Electric Vehicle salary sacrifice scheme     * Cycle to Work salary sacrifice scheme and a free helmet    * Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)  * Smart Tech scheme (buy goods with 0% interest)  * 10% discount on solar panels  * Tandem Hub for treats, cash back and discounts on UK retailers     * 2 days per year paid volunteering     * Free cereal, snacks and drinks in all offices  * Quarterly team social budgets  * The above is based on a full-time contract and will be pro rata accordingly.   Our Green Deal: Your Impact Amplified  A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:  * Volunteer 2 days a year for charity > receive an early Friday finish   * Raise £200 per annum for charity > Tandem provide PR and marketing support   * Have renewable energy at home > receive an additional 1 day annual leave   * Drive an electric car > receive £500 towards a home charger    Ready to make your mark?   Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.    Sourcing Model  Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.    Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.   Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Regional Account Manager - Yorkshire 🌏 Field Based + 1 day per week from home 📫 Postcode Coverage: YO, HG, LS, BD, HX, HD, WF, S, DN, HU   💷 Salary: £55k plus yearly company bonus 🛠️ Equipment: Company Car, iPad, Laptop, Phone 💖 Our perks   * 🌏25 days holiday (rising to 28 after 3 years’ service) plus bank holidays, to take time to recharge and do something you love.  * 🤒 Private Medical - via vitality, with reward schemes paid for you and your family. * 🤒 Health cash plan - via Simply Health for employees and children claiming money back for dental, optical, etc. * 👍Pension – Oodle will contribute 5% of your salary into your pension pot to help you save for the future * 🪙Life Assurance - 4 x annual salary - benefit funded by Oodle  * 🥝Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit.  * 🤟Employee discounts – discounts you can access anywhere, anytime for all major shops.  * 👌1 day volunteer day per year – an opportunity to give back to the community each year. * ⭐Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme).  * 🤧Paid sick leave – enhanced company sick pay.   * 👨‍Enhanced family leave – we provide enhanced family leave for primary and secondary caregivers. 🚗 Oodle – who are we? 🚗 Our mission is to empower our customers by delivering simple experiences, straightforward lending products, and compassionate support, from application to final payment – and beyond. Since 2016, we’ve supported tens of thousands of customers on their car buying journey. As an employer, your career is important to us. We’re committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion, actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression. 🙌 The Role The Regional Account Manager is responsible for managing and growing our dealer base within a specific geographic region. As the face of Oodle in the market, you'll represent our brand and values to dealers across your territory. This role requires a strong relationship builder with proven experience in a business development environment, a strategic thinker who can analyse market data and implement sales strategies. The Regional Account Manager will be the main point of contact for accounts in their region, ensuring their needs are met and driving business growth. What you’ll be doing Account Management * Build and maintain strong relationships with dealers across the assigned region. * Consistently achieve and exceed regional volume and profit targets. * Conduct regular face-to-face dealer meetings to review performance, gather feedback, and identify growth opportunities. * Deliver exceptional service and support to ensure high levels of dealer satisfaction. * Maintain ongoing oversight of dealer behaviour, conduct, and compliance with regulatory requirements, as well as company standards and expectations. * Ensure adherence to Consumer Duty obligations and associated regulatory responsibilities. * Monitor, track, and report on account performance and progress through detailed Account Management reports. * Provide insights and feedback to internal teams to enhance product offerings and services. Business Development: * Identify and pursue new business opportunities meeting our Onboarding criteria within your region. * Pitch to prospective accounts and support them throughout the onboarding journey. * Train and guide new dealers and existing dealers through our systems and criteria. * Participate in industry events and networking activities to expand business contacts * Sales Strategy & Execution: * Monitor and analyse market trends and competitor activities in the region. * Prepare and deliver sales presentations. * Plan and manage a structured schedule of dealer visits across the region, effectively mapping travel and appointments to maximise regional coverage. * Take ownership of diary management, prioritising time and resources to maintain consistent engagement with both existing and new dealer partners. 👋 About you * Target-driven mindset with investment in achieving targets consistently * Ability to build and maintain positive relationships with accounts and internal teams * Strong industry knowledge, with a near-subprime background. * Good understanding of regulatory obligations and expectations * Strong customer-focused attitude * Expertise in negotiating and winning new business * Ability to handle objections * Strong verbal and written communication abilities * Ability to present information clearly and effectively * Strong problem-solving skills * Ability to analyse complex data and develop actionable insights * Ability to manage multiple accounts * Strong diary management and planning skills * Willingness to travel 4 days a week, including overnight stays as required * Strong understanding of dealer businesses and their needs with a finance partner 👩‍💻 Hiring Process  * ☎️ Preliminary Interview (30 mins)  * 📹Face to Face Interview (1 hour) * 📲 Final Interview (45 mins) 💚 Our Values    Our values are our personal brand and form the foundation of what we care about most. They guide us in working towards shared goals and are part of our DNA, kept front of mind by every Oodler when making business decisions. * Think customer – they’re at the heart of everything we do.  * Embrace being human – empathy and diversity make us stronger.   * Strive for awesome – it’s awesome when we do better every day.   * Everyone’s a builder – we’re in this together and we win as a team.   * Bravely honest – we’re honest with ourselves and everyone else.   To find out more about our culture and what happens at Oodle check out our LinkedIn. Oodle is proud to be an inclusive workplace, and we recognise diversity of experience, thoughts and backgrounds lead to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our ‘Oodlers’ who strive to make positive impacts to our cultures.  We’d love if you could submit your application online, but if you need an alternative method or need reasonable adjustments to take part in the interview process, please email careers@oodlefinance.com. To find out how we handle your personal data, please refer to our Privacy Policy.

Regional Account Manager - Midlands 🌏 Field Based + 1 day per week from home 📫 Postcode Coverage: ST, DE, TF, WV, DY, WR, CV, NN, LE, NG, PE, LN 💷 Salary: £55k plus yearly company bonus 🛠️ Equipment: Company Car, iPad, Laptop, Phone 💖 Our perks   * 🌏25 days holiday (rising to 28 after 3 years’ service) plus bank holidays, to take time to recharge and do something you love.  * 🤒 Private Medical - via vitality, with reward schemes paid for you and your family. * 🤒 Health cash plan - via Simply Health for employees and children claiming money back for dental, optical, etc. * 👍Pension – Oodle will contribute 5% of your salary into your pension pot to help you save for the future * 🪙Life Assurance - 4 x annual salary - benefit funded by Oodle  * 🥝Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit.  * 🤟Employee discounts – discounts you can access anywhere, anytime for all major shops.  * 👌1 day volunteer day per year – an opportunity to give back to the community each year. * ⭐Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme).  * 🤧Paid sick leave – enhanced company sick pay.   * 👨‍Enhanced family leave – we provide enhanced family leave for primary and secondary caregivers. 🚗 Oodle – who are we? 🚗 Our mission is to empower our customers by delivering simple experiences, straightforward lending products, and compassionate support, from application to final payment – and beyond. Since 2016, we’ve supported tens of thousands of customers on their car buying journey. As an employer, your career is important to us. We’re committed to creating an environment where you can thrive as yourself. We celebrate diversity and inclusion, actively working to make sure every team member feels supported on their journey with us. Our Talent Development team is here to support your growth, providing opportunities for learning, development, and career progression. 🙌 The Role The Regional Account Manager is responsible for managing and growing our dealer base within a specific geographic region. As the face of Oodle in the market, you'll represent our brand and values to dealers across your territory. This role requires a strong relationship builder with proven experience in a business development environment, a strategic thinker who can analyse market data and implement sales strategies. The Regional Account Manager will be the main point of contact for accounts in their region, ensuring their needs are met and driving business growth. What you’ll be doing Account Management * Build and maintain strong relationships with dealers across the assigned region. * Consistently achieve and exceed regional volume and profit targets. * Conduct regular face-to-face dealer meetings to review performance, gather feedback, and identify growth opportunities. * Deliver exceptional service and support to ensure high levels of dealer satisfaction. * Maintain ongoing oversight of dealer behaviour, conduct, and compliance with regulatory requirements, as well as company standards and expectations. * Ensure adherence to Consumer Duty obligations and associated regulatory responsibilities. * Monitor, track, and report on account performance and progress through detailed Account Management reports. * Provide insights and feedback to internal teams to enhance product offerings and services. Business Development: * Identify and pursue new business opportunities meeting our Onboarding criteria within your region. * Pitch to prospective accounts and support them throughout the onboarding journey. * Train and guide new dealers and existing dealers through our systems and criteria. * Participate in industry events and networking activities to expand business contacts * Sales Strategy & Execution: * Monitor and analyse market trends and competitor activities in the region. * Prepare and deliver sales presentations. * Plan and manage a structured schedule of dealer visits across the region, effectively mapping travel and appointments to maximise regional coverage. * Take ownership of diary management, prioritising time and resources to maintain consistent engagement with both existing and new dealer partners.  About you * Target-driven mindset with investment in achieving targets consistently * Ability to build and maintain positive relationships with accounts and internal teams * Strong industry knowledge, with a near-subprime background. * Good understanding of regulatory obligations and expectations * Strong customer-focused attitude * Expertise in negotiating and winning new business * Ability to handle objections * Strong verbal and written communication abilities * Ability to present information clearly and effectively * Strong problem-solving skills * Ability to analyse complex data and develop actionable insights * Ability to manage multiple accounts * Strong diary management and planning skills * Willingness to travel 4 days a week, including overnight stays as required * Strong understanding of dealer businesses and their needs with a finance partner 👩‍💻 Hiring Process  * ☎️ Preliminary Interview (30 mins)  * 📹Face to Face Interview (1 hour) * 📲 Final Interview (45 mins) 💚 Our Values    Our values are our personal brand and form the foundation of what we care about most. They guide us in working towards shared goals and are part of our DNA, kept front of mind by every Oodler when making business decisions. * Think customer – they’re at the heart of everything we do.  * Embrace being human – empathy and diversity make us stronger.   * Strive for awesome – it’s awesome when we do better every day.   * Everyone’s a builder – we’re in this together and we win as a team.   * Bravely honest – we’re honest with ourselves and everyone else.   To find out more about our culture and what happens at Oodle check out our LinkedIn. Oodle is proud to be an inclusive workplace, and we recognise diversity of experience, thoughts and backgrounds lead to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our ‘Oodlers’ who strive to make positive impacts to our cultures.  We’d love if you could submit your application online, but if you need an alternative method or need reasonable adjustments to take part in the interview process, please email careers@oodlefinance.com. To find out how we handle your personal data, please refer to our Privacy Policy.

WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT YOUR TEAM DOES Do you want to own the product behind every credit and fraud decision Qliro makes? We’re looking for a senior Product Manager to lead our Credit & Fraud team, our platform that protects Qliro’s payment flows through credit assessments and fraud detection, while keeping the customer journey smooth. Credit & Fraud is a backend-focused, in-house team responsible for our credit engine, our integrations with credit information providers, our fraud detection capabilities, and the internal interface our fraud officers use to investigate cases. It sits squarely on the transactional payment path, processing tens of thousands of credit and fraud checks every day under strict requirements for speed, accuracy and uptime, and runs a containerized microservices architecture with daily production deployments. This is a team that delivers reliably and has real room to grow into a more proactive, roadmap-driven way of working. That’s where you come in: you’ll set the direction for the tech team, build its roadmap, and bring our Credit-, Fraud- and Tech-teams together so that lending and risk decisions and the platform that runs them move forward as one. WHAT YOU WILL DO: • Own and set the roadmap, vision and KPIs • Lead an in-house backend development team and follow an agile way of working together with them • Build bridges between our Data- Credit- , Fraud- and Tech- team, turning a range of stakeholder needs into one clear plan • Be the expert on how credit assessment and fraud detection work at Qliro — the credit engine, the provider integrations, and the products they power. • Protect the speed, accuracy and uptime the payment path depends on, while moving the roadmap forward • Use qualitative and quantitative insight to improve credit and fraud outcomes WHAT YOU'LL BRING TO THE TEAM: • A senior PM with a track record of owning backend or platform products, ideally ones on a critical path • Strong at stakeholder management, turning demanding senior stakeholders into alignment • Comfortable using AI in your daily work and keen to drive innovation with it — we work with Claude, and we expect our PMs to lead the way • Experienced building products in an agile team • Experienced with credit issuance / lending — you understand how credit decisioning works and the stakeholders around it is beneficial • Experienced within fast moving tech companies and/or financial services, where lending or fraud/risk experience is a clear advantage • Fluent in spoken and written English and Swedish WOW in everything we do Qliro is the place for you who are curious, passionate and love collaboration. Together we have the power to create wow in everything we do. Feel comfortable being you, bringing your own unique perspectives. At Qliro there’s a place for you whoever you are — differences are a strength. We love flexibility and remote work, and we also believe in the power of meeting in real life. With a mix of working remotely and collaborating in the office, we believe in a flexible workplace that suits both you and Qliro. DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW!  ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Do you want to drive commercial strategy for Finn, Blocket & other Nordic marketplaces? THE OPPORTUNITY IN A NUTSHELL You? A commercially minded, highly credible fintech- or media advisor with a deep understanding of how Nordic financial institutions leverage marketing to optimize their customer journeys. Role? Serve as our premier subject-matter expert for the BFSI sector, translating market intelligence into our overarching vertical strategy and commercial narratives across the Nordics.Company? Vend, home of FINN, Blocket, Tori, Oikotie, DBA & Bilbasen, where millions of people across the Nordics connect to find what they need, whether it’s a job, a home or a way to move. Location? Join us in our Stockholm or Oslo office, with the flexibility to work 3 days per week remotely!Why us? This is a rare, senior-level role with a massive mandate. You are not managing daily campaigns or minor accounts; you get the keys to define Vend Advertising’s total commercial approach to the BFSI vertical across the entire Nordic region, with direct backing from executive leadership.Sounds like your cup of tea? Check out the details below! WHO ARE YOU? You bring 7+ years of deep experience within banking, financial services, insurance, fintech, payments, lending, or a related media agency/consulting background. You have a shown track record in commercial and business metrics, understanding how financial institutions allocate investments, optimize CLTV, and drive customer acquisition/retention. You possess a robust full-funnel marketing background, with a deep understanding of how BFSI organizations leverage brand, performance, lead generation, paid social, and programmatic advertising. You are an engaging and influential communicator, comfortable leading strategic customer workshops, presenting to senior executives, and representing Vend at prominent external thought leadership forums. You are highly collaborative and advisory-focused, thriving on building solid alignment across Sales, Product, Customer Success, and Leadership teams. An established industry network within the Nordic BFSI ecosystem is highly considered an advantage. WHAT’S THE JOB LIKE? Day-to-day work & projects cooking As our Industry Strategy Lead, your mission is to define, evolve, and own Vend Advertising's overarching BFSI strategy across the Nordics. Your work serves as the vital bridge between customer needs and our organizational roadmap.You will act as an outside-in advisor by gathering marketplace intelligence, mapping market trends, and analyzing competitive movements. You will turn these insights into compelling, goal-aligned commercial narratives, playbooks, and value propositions that clearly demonstrate business impact to our clients.You will work cross-functional, partnering directly with regional Sales and Commercial Success teams to shape key account strategies, facilitate customer workshops, and participate in executive-level strategic engagements. Furthermore, you will act as an internal consultant for Product Managers, feeding field feedback and regulatory challenges directly back into product development. Product Managers remain responsible for product strategy, roadmap prioritization, feature development, and scalable product execution across industries and customer segments. The challenge to turn into an opportunity!The BFSI landscape is tightly regulated, and clients increasingly expect effect-first, transaction-tied outcomes over passive impressions. Your challenge will be to take a fragmented ecosystem and establish Vend as an indispensable, high-intent media house for automotive financing, mortgages, and insurance. You will turn this huge opportunity to drive product adoption, expanding strategic footprints, and successfully securing long-term endemic revenue streams. A few words from Helena Angsten, Head of Industry Strategy. Our team is the core center of excellence across Vend Advertising, meaning we bring deep client-side industry knowledge straight into our commercial engine. Instead of taking a one-size-fits-all approach, we build smart, highly tailored value propositions that hit the market right where it matters. We are forward leaning and flexible, support each other’s growth, and focus on results that actually move the needle. If you love solving complex commercial puzzles and driving strategic influence across the Nordics, we’d love to have you on board!"GOT YOUR ATTENTION? Apply by submitting your CV and answer the application questions. We take vacation-time seriously here (and hope you do, too!), so we won't review any applications until after the deadline. GOT QUESTIONS? Reach out to Head of Strategy industry Helena Angsten at helena.angsten[at]vend.com, who is available after August 3rd At Vend, our mission is simple: Smart choices made easy. We’re here to make sustainable living effortless through seamless digital experiences. As part of a dynamic family of marketplaces, including FINN, Blocket, Tori, Bytbil, Oikotie, Bilbasen, and DBA, we connect people with services and products that matter. Driven by purpose and curiosity, we constantly evolve to meet today’s needs and shape a smarter, more sustainable tomorrow. At Vend, your time matters. We want you to explore new paths to smarter. Be curious with technology and lean forward. Dare to try, learn, and try again, as we innovate, grow and succeed together. Because your time matters. And when spent wisely, it creates value for you, for Vend, and society as a whole.

Who we are Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.  As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. What we do At Moniepoint we are a customer-focused community, dedicated to crafting solutions that redefine our industry. We have several products that provide essential services for businesses such as credit, overdrafts etc. We leverage artificial intelligence and data to make our decisions but also have the technology and data-driven best practices used to support our businesses. About the role Location: Remote (Full-time) We are currently looking to hire a Business relationship manager, the ideal candidate will be responsible for Merchant Acquisition, developing sales strategies and identifying business growth opportunities. What you’ll get to do * Engage in business development activities and solicitation of new business; Customer acquisition through sale of the bank’s products and services. * Cross selling of bank products and services. * Actively seeking out new sales opportunities through cold calling, networking and social media * Create marketing strategies to achieve sales targets. * Conducts daily meetings with the sales team and carry out reviews on the previous day and jointly plan for the week ahead * Manages and maintains current business relationships * Conducting market research to identify selling possibilities and evaluate customer needs * Participate in market storms, community fairs and cluster marketing events e.g. Trade Fairs * Implement best practices to meet customers’ needs and requirements. * Prepare and deliver appropriate presentations on products and services * Collaborate with team members to achieve better results * Gather feedback from customers or prospects and share with internal teams * Understand customer financial needs and objectives. * Recommend appropriate financial product or service to the customer. To succeed in this role, we think you should have * Minimum 4-5 years in-depth sales experience, preferably in the banking, fintech or similar industries. * Strong understanding of the local financial services industry * Experience in marketing/sales within the banking sector with emphasis on onboarding and managing Merchants. * Experience selling lending services and merchant POS devices to corporates should be an added advantage (Good network of enterprise merchants) * Strong business acumen and analytical thought process. * Ability to execute goals independently with little or no supervision. * Excellent communication skills. * Tertiary education from a recognised institution. * Must be resident in Abia State What we can offer you * Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. * Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. * Compensation - You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits. What to expect in the hiring process * A preliminary phone call with the recruiter * An interview with the Hiring Team. * An interview with a member of our Executive team.  Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies, from the world's largest enterprises to the most ambitious startups, use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Product Sales is a team of deep functional and technical specialists who both lead and advise on deals for the most strategically important products in Stripe's portfolio. Stripe is investing in building out its Capital Product Sales team, and as a Product Account Executive, Capital, you will be a critical individual contributor driving the growth of Capital on a global scale. Few roles provide such a direct impact on the growth of a top company priority. WHAT YOU'LL DO As a Product Account Executive, Capital, you'll directly own and drive the most complex, high-value Capital opportunities across Stripe's global customer base. You'll serve as a subject matter expert, strategic advisor, and the tip of the spear on our most important deals. We're looking for a self-starter who has demonstrated success dealing with ambiguity, operating in a high-growth environment, and solving complicated problems with limited oversight. Ideal candidates will have deep enterprise sales or partnerships experience, a strong track record of bringing new products to market, excellent communication skills, and a knack for understanding and solving complex customer needs. RESPONSIBILITIES • Own and close the largest, most strategic Capital opportunities end-to-end, building and managing executive-level relationships with key prospects and customers. • Serve as the go-to subject matter expert on Capital, advising both customers and internal teams on product positioning, use cases, and value creation. • Develop and execute go-to-market strategies and solutions to meet customer needs, in collaboration with Product, Sales, SDR, Finance, Partnerships, and Marketing stakeholders. • Drive revenue growth, increasing attach rates and new client acquisition by personally managing a high-impact book of business at ambitious growth targets. • Lead consultative, solution-based sales cycles—from prospecting and discovery through negotiation and close—for enterprise and strategic accounts. • Build and refine new sales motions, playbooks, and frameworks that can be adopted broadly across the Capital sales organization. • Partner closely with Product on roadmap feedback, feature prioritization, and shaping the Capital offering based on direct market and customer insights. • Design and drive GTM campaigns and product sales initiatives, executing with rigor and measuring results. Analyze outcomes and make actionable recommendations in a timely manner. • Mentor and enable peers by sharing best practices, deal strategies, and market intelligence to elevate the broader team's performance. • Constantly innovate and improve sales processes, engagement models, and customer strategies—bringing new ideas and a builder's mindset to a rapidly scaling business. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS • 7+ years of enterprise technology sales experience, with a strong track record of personally closing complex, high-value deals  • 3+ years of experience in payments, lending, capital, or financial services industry • Proven track record of top-tier quota attainment in new business sales and existing customer upsell and cross-sell for enterprise customers • Deep expertise in consultative and solution-based selling across all stages of the sales cycle • Ability to build and navigate executive-level relationships with C-suite and senior decision-makers • Strong cross-functional collaboration skills—able to influence and drive alignment across Product, Engineering, Marketing, and Sales leadership without direct authority • Demonstrated ability to build new sales motions, playbooks, or GTM strategies from the ground up • High energy, strong work ethic, disciplined execution skills, and a willingness to do whatever it takes to deliver results • True team player—always • Humor is very welcome

Senior Fintech-utvecklare som vill bygga säkra plattformar i stor skala Vill du arbeta med system där kvalitet, säkerhet och transaktionsflöden faktiskt spelar roll på riktigt? Hos HiQ i Linköping och Norrköping söker vi nu seniora utvecklare som vill vara med och bygga framtidens fintech-lösningar tillsammans med några av regionens vassaste teknikteam. Vi söker dig som trivs i komplexa miljöer, gärna med erfarenhet från fintech, telecom, payments, banking, digitala plattformar eller andra verksamhetskritiska system. Du gillar att ta ansvar från analys och design till kod, test, verifiering och leverans. Och du vet att bra mjukvara inte bara handlar om att få saker att fungera, utan om att bygga lösningar som är säkra, skalbara, testbara och lätta att förvalta över tid. Hos HiQ får du kombinera teknisk spets med variationen i konsultrollen. Du blir en del av vårt team i Östergötland, med kontor i både Linköping och Norrköping, och får arbeta i uppdrag där samarbete, nyfikenhet och kontinuerligt lärande är en naturlig del av vardagen. HiQ ACE kultur är präglad av samarbete, nyfikenhet och ständigt lärande, och regionen är en stark teknikmiljö med både stora aktörer och ett växande innovationsklimat. Det här kommer du att göra Du kommer att arbeta i agila utvecklingsteam med ansvar för att utveckla, testa och leverera funktionalitet i moderna fintech- och plattformsmiljöer. Rollen passar dig som vill vara nära både kod, arkitektur, kvalitet och leverans. Du kommer bland annat att: - Utveckla backend-lösningar i Java för transaktionsintensiva och säkerhetskritiska system. - Arbeta med kravnedbrytning, teknisk design, implementation och test. - Skriva ren, underhållbar, testbar och säker kod. - Bidra i kodgranskningar, design reviews och tekniska vägval. - Arbeta med CI/CD, versionshantering och moderna DevOps-flöden. - Felsöka komplexa problem i distribuerade miljöer. - Arbeta med containerbaserade miljöer, exempelvis Docker, Kubernetes och Helm. - Bidra till lösningar inom betalningar, ledger, kort, lending, externa instrument eller integration mellan finansiella system. - Säkerställa kvalitet genom unit tests, komponenttester, end-to-end-tester och automatiserad verifiering. - Samarbeta nära arkitekter, produktägare, testare, säkerhetsroller och andra utvecklingsteam. Vi söker framför allt seniora utvecklare som kan kliva in med hög självständighet och snabbt skapa värde i komplexa uppdrag. Du behöver inte kunna allt från dag ett, men du behöver ha en stark teknisk grund, vilja att lära dig och förmåga att ta ansvar. Du är nyfiken, självgående och trygg i att ta dig an nya tekniska områden. Du gillar att jobba i team, delar gärna kunskap och vågar ta ansvar även när uppgiften är komplex eller otydlig. Du är van vid att bryta ner större problem till genomförbara tekniska uppgifter och du har en stark känsla för kvalitet. Vi tror att du har erfarenhet av flera av följande områden: Java, gärna i enterprise-, backend- eller plattformsmiljöer. REST, API:er, integrationer och distribuerade system. SQL och databaser, gärna Oracle eller motsvarande. Kafka eller andra eventdrivna integrationsmönster. Docker, Kubernetes, Helm eller annan cloud native-teknik. CI/CD, Git, Jenkins, Gerrit eller liknande utvecklingsflöden. Testautomation, exempelvis unit test, komponenttest och end-to-end-test. Observability och felsökning med verktyg som Grafana, Jaeger, Prometheus eller OpenTelemetry. Säker utveckling, autentisering, auktorisering, certifikat, keystores eller HSM. Finansiella domäner som payments, ledger, card processing, lending, banking, wallet-lösningar eller digitala transaktioner. Har du dessutom erfarenhet av Vue, TypeScript, Quarkus, prestandatestning, JMeter, heap dumps, JFR eller AI-assisterad utveckling är det ett plus. Som person är du Du är en: - Lagspelare som gillar att bygga saker tillsammans. - Kommunicerar tydligt med både tekniska och icke-tekniska intressenter. - Är trygg i kodgranskningar och tekniska diskussioner. - Har förmåga att estimera, planera och leverera enligt överenskommelse. - Vill utvecklas och håller dig uppdaterad kring nya tekniker, ramverk och arbetssätt. Tar säkerhet, kvalitet och långsiktig förvaltning på allvar. Varför HiQ? På HiQ får du vara konsult utan att stå ensam. Du får variationen från uppdrag hos spännande kunder, men med kollegorna, kulturen och tryggheten hos HiQ som hemmaplan. På HiQ är konsultrollen varierad, utvecklande och uppdragsbaserad, där du kliver in i olika miljöer, tekniker och team men alltid har HiQ som bas Hos oss får du: Kollegor med stark teknisk spets. Uppdrag där teknik gör verklig skillnad. Möjlighet att arbeta i agila team, specialistuppdrag eller mer långsiktiga managed services-upplägg. En kultur som bygger på nyfikenhet, samarbete och personlig utveckling. Kontor i både Linköping och Norrköping. Hybridarbete när uppdraget tillåter. Plats Linköping eller Norrköping, med möjlighet till hybridarbete beroende på uppdrag. Ansök Vill du vara med och bygga säkra, skalbara och framtidssäkra fintech-lösningar tillsammans med HiQ? Då vill vi gärna prata med dig.

Who we are Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.  As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. What we do At Moniepoint, we are a customer-focused community, dedicated to crafting solutions that redefine our industry. We have several products that provide essential services for businesses such as credit, overdrafts etc. We leverage artificial intelligence and data to make our decisions but also have the technology and data-driven best practices used to support our businesses. About the role Location: Remote (Full-time) We are currently looking to hire a Business relationship manager, the ideal candidate will be responsible for Merchant Acquisition, developing sales strategies and identifying business growth opportunities. What you’ll get to do * Engage in business development activities and solicitation of new business; Customer acquisition through sale of the bank’s products and services. * Cross selling of bank products and services. * Actively seeking out new sales opportunities through cold calling, networking and social media * Create marketing strategies to achieve sales targets. * Conducts daily meetings with the sales team and carry out reviews on the previous day and jointly plan for the week ahead * Manages and maintains current business relationships * Conducting market research to identify selling possibilities and evaluate customer needs * Participate in market storms, community fairs and cluster marketing events e.g. Trade Fairs * Implement best practices to meet customers’ needs and requirements. * Prepare and deliver appropriate presentations on products and services * Collaborate with team members to achieve better results * Gather feedback from customers or prospects and share with internal teams * Understand customer financial needs and objectives. * Recommend appropriate financial product or service to the customer. To succeed in this role, you should have * Minimum 4-5 years in-depth sales experience, preferably in the banking, fintech or similar industries. * Strong understanding of the local financial services industry * Experience in marketing/sales within the banking sector with emphasis on onboarding and managing Merchants. * Experience selling lending services and merchant POS devices to corporates should be an added advantage (Good network of enterprise merchants) * Strong business acumen and analytical thought process. * Ability to execute goals independently with little or no supervision. * Excellent communication skills. * Tertiary education from a recognised institution. What we can offer you * Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. * Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. * Compensation - You’ll receive an attractive salary, pension, health insurance,, Employee Stock Options, annual bonus, plus other benefits. What to expect in the hiring process * A preliminary phone call with the recruiter * An interview with the Hiring Team. * An interview with a member of our Executive team.  Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

We're looking for someone who leads and sets technical direction in equal measure. Someone who can make hard calls, navigate business trade-offs, and still walk into a room and have a genuinely useful conversation about architecture, credit decisioning, or how AI is changing the way great engineering teams work.That combination is rare. That's why we're writing this. Few companies at this stage have this much cool stuff ahead of them.The foundation is built. The real expansion starts now. We've already helped a lot of people in debt take back control of their finances. But we're moving to a much larger scale, extending the journey toward lasting financial stability and wellbeing for more people across Europe. We're profitable. We're regulated as a kreditmarknadsbolag, a licence that lets us operate across the entire EU. Germany is growing fast and Sweden and Finland is strong markets. Our 2030 ambition is to be a pan-European company. That future is genuinely exciting and not fully written yet. The team is small and intentionally so. We're not trying to build a massive organisation. We'd rather have fewer people who want to do the exceptional and sometimes the unthinkable. People who trust each other, move fast and care about doing things properly. That's the culture we've built and it's something we're protective of. AI is a big part of how we work. Not just as a strategy, but something that's lived and breathed across engineering, analytics, operations and product development. We're building internal tooling on frontier models and we believe the way strong product and engineering organisations operate is changing quickly. This role requires someone who genuinely believes that too. What the role actually is You'll own the full technology function. That means setting direction, building the team, making trade-offs between speed and quality, and being a real contributor in leadership discussions about the business, not just the technical ones. This role is inherently cross-functional. The CTO's scope isn't tech alone, it's how technology creates value across every part of the business. How engineering decisions shape customer behaviour and the product experience. How technical choices affect our ability to expand, comply, and compete. We don't really think of "the business" and "tech" as separate conversations. You'll be close to the work. Not because we expect you to write production code every day, but because we think good technical leadership requires genuine proximity. Something that's just lived and breathed, not performed. You must be the kind of person who finds that energising rather than beneath them. The problems ahead of us are not just engineering problems. They're business problems, AI problems, regulatory problems and organisational problems at the same time. Credit decisioning across markets. Payments infrastructure. Scaling internationally. Multilingual AI systems. Understanding how customers actually behave and interact with financial products. Building a team that stays strong as we grow. You'll need to hold all of that. What we think matters You've been here before. You've sat in a leadership team, made decisions that affected the whole business and have managed other leaders. You've scaled an organisation from scrappy to structured, without losing what made it good. If your experience is primarily hands-on engineering management, this probably isn't the right next step. You've scaled a modern B2C product company in fintech, lending, payments or another regulated financial environment where product, risk and engineering constantly influence each other. You understand the business well enough to have a real opinion in any room, not just the technical ones. You lead well. Not in a "strong leader" the LinkedIn way. People actually want to work for you and with you. You make decisions, give direction, and create clarity without creating politics. You understand systems, trade-offs and leverage. You're comfortable making difficult calls with incomplete information and you don't need the picture to be fully clear before you act. You care about impact. Not just shipping things but actually moving the needle for customers and the business. You know what good looks like and it bothers you when things aren't and you don't really know how to turn that off. That's just how you're wired. And you're genuinely excited by AI. Not just following the discourse, but actually building with it, thinking about it, and probably annoying people at dinner parties with it. You're the person who can't stop thinking about what it changes. For products, for engineering teams, for financial services, and probably for a lot of other things too. Technically, we work with TypeScript, Python, Go, GraphQL, React Native, Kubernetes, BigQuery and GCP. The stack matters less than the judgment you bring to it. This role is based in Stockholm. We're at a stage where leadership needs to be embedded, close to the teams and part of how the culture develops. That's not negotiable, but we think if this role is right for you, it won't feel like a compromise. We offer a competitive salary and meaningful equity. This is real skin in the game, we're profitable and growing, and we want you to feel that. If this sounds like the kind of problem you want to work on, we'd like to hear from you.