
Qliro · Stockholm
WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe t...
At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We
believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together
have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the
Nordics.
Do you want to own the product behind every credit and fraud decision Qliro makes? We’re looking for a senior Product Manager to
lead our Credit & Fraud team, our platform that protects Qliro’s payment flows through credit assessments and fraud detection,
while keeping the customer journey smooth.
Credit & Fraud is a backend-focused, in-house team responsible for our credit engine, our integrations with credit information
providers, our fraud detection capabilities, and the internal interface our fraud officers use to investigate cases. It sits
squarely on the transactional payment path, processing tens of thousands of credit and fraud checks every day under strict
requirements for speed, accuracy and uptime, and runs a containerized microservices architecture with daily production
deployments.
This is a team that delivers reliably and has real room to grow into a more proactive, roadmap-driven way of working. That’s where
you come in: you’ll set the direction for the tech team, build its roadmap, and bring our Credit-, Fraud- and Tech-teams together
so that lending and risk decisions and the platform that runs them move forward as one.
products they power.
lead the way
beneficial
advantage
WOW in everything we do
Qliro is the place for you who are curious, passionate and love collaboration. Together we have the power to create wow in
everything we do. Feel comfortable being you, bringing your own unique perspectives. At Qliro there’s a place for you whoever you
are — differences are a strength.
We love flexibility and remote work, and we also believe in the power of meeting in real life. With a mix of working remotely and
collaborating in the office, we believe in a flexible workplace that suits both you and Qliro.
DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW!
Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender,
gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.
What you will do Perform independent end-to-end validation of fraud detection ML models, including conceptual soundness, data integrity, feature engineering, model development, deployment design, and monitoring frameworks. Develop challenger models. Review and challenge first-line fraud model methodologies, assumptions, and implementation choices (e.g., scikit-learn, LightGBM, graph models, anonaly detection techniques, GenAI components). Build and deploy agentic AI tools to support model validation workflows — automating review of model documentation and code, surfacing risks and inconsistencies. Assess model performance using appropriate fraud metrics (e.g., precision/recall, ROC-AUC, PR-AUC, cost-sensitive metrics, fraud rate capture, business impact trade-offs). Evaluate model stability, drift detection, retraining strategies, and production monitoring practices. Independently replicate model results where necessary and conduct challenger analyses to assess model robustness and limitations. Review large-scale transaction datasets and feature pipelines (e.g., >100M transactions, hundreds of features) to assess data representativeness, leakage risks, and bias. Evaluate model governance documentation, explainability approaches, and transparency — including regulatory compliance related to model risk, fairness, and data privacy. Validate new technologies applied in fraud detection, such as Graph Networks, Behavioral Biometrics, Anomaly Detection, and GenAI-based systems. Assess controls around CI/CD pipelines, deployment processes (e.g., Docker, Jenkins), and cloud environments (e.g., AWS SageMaker, S3, Athena, Lambda). Develop and maintain validation frameworks, testing standards, and model performance monitoring tools (e.g., SQL, PySpark, Python-based validation libraries). Collaborate closely with first-line fraud data scientists, ML engineers, product, and business stakeholders to ensure transparent communication of model risks and validation findings. Provide actionable recommendations and formally document validation outcomes in line with internal model governance standards and external regulatory expectations. Stay up to date with evolving fraud typologies, emerging ML/AI techniques, and regulatory developments in model risk management. Who you are Advanced degree (Master’s or PhD) in a quantitative field such as Data Science, Statistics, Mathematics, Computer Science, Physics, or Engineering. 3+ years of hands-on experience in fraud-related modeling (e.g., transaction fraud, account takeover, identity fraud, payments fraud etc). Strong expertise in machine learning methods used in fraud detection, including tree-based models (e.g., LightGBM), anomaly detection, graph/network models, and advanced ML techniques. Deep understanding of the end-to-end ML lifecycle — from conceptual design and feature engineering to production deployment and monitoring — with the ability to critically challenge each stage. Strong programming skills in Python and SQL; experience with PySpark/Spark and large-scale data processing. Experience building agentic AI workflows. Familiarity with cloud-based ML platforms (e.g., AWS SageMaker, Lambda, S3, Athena) and production deployment workflows. Strong knowledge of model validation principles, model risk governance frameworks, and regulatory expectations. Experience assessing model bias, fairness, explainability, and privacy risks. Excellent analytical thinking and structured problem-solving skills, with the ability to assess complex models and clearly articulate risks and limitations. Strong communication skills, capable of translating technical findings into clear, actionable insights for senior stakeholders and non-technical audiences. Ability to work independently while constructively challenging first-line teams in a collaborative manner. Awesome to have Experience in BNPL, credit cards, payments, or other transaction-heavy financial products. Experience validating models in highly regulated environments. Experience mentoring junior validators or leading validation reviews. Exposure to inference of rejected transactions and understanding of fraud/credit overlap. Familiarity with AI governance frameworks and emerging AI regulatory requirements.
Engineering Manager Do you see the potential in every team member and step up when leadership is needed? We’re looking for passionate, empathetic leaders who want to bring out the best in people while building value-driven software development teams. We believe in simplicity and a just-do-it attitude, where everyone is empowered to contribute and make a difference. Do you combine a strong technical foundation built on hands-on coding experience with curiosity, passion, and a genuine interest in leadership? If so, come join us and make an impact. As an Engineering Manager, you will Build and lead collaborative and empowered teams Support the growth and development of Engineers Create a learning environment Champion Nordnet's tech strategy and ensure we maintain technical excellence in all aspects of our team. Lead by example, guiding your team through technical challenges and problem-solving. Practice servant leadership by enabling and empowering others Learn, share and collaborate closely with other Engineering Managers You and your skills You have a strong technical background and when needed can dive into technical discussions You have worked with leadership, developing and growing product development teams. You are curious and open-minded, have an always learning mindset and see mistakes as opportunities for growth. You are supportive and caring, lead with empathy, transparency, and trust You are a change leader, brave in pushing through friction You have a degree in Computer Science, Engineering, or a related technical field You prefer working in the office Culture at Nordnet Engineering A just-do-it attitude, where everyone feels enabled and valued We live and breathe technology taking pride in our work We take a scientific approach by experimenting and learning We welcome new ideas and encourage everyone to speak up We are curious and forward leaning This is us At Nordnet, technology is at the core of everything we do, driving innovation and maintaining our competitive edge. As an Engineering Manager, you'll be at the forefront of leveraging cutting-edge technology like Google Cloud Platform, React/React Native, and Java to shape our web and mobile experiences. We’ve made over 50 000 production releases last year, releasing our web every other hour and our app every two days. We offer you the opportunity to work in a Nordic environment with a strong focus on delivery, product development and technology. Our ambitions are high and you will embark on a fast and challenging journey together with a skillful team of sharp and committed colleagues. Culture is built and cared for, each day by everyone. We’re proud of ours. Having a flat organization where anyone can talk to anyone creates a warm and friendly atmosphere worth protecting. We believe in a culture where every effort counts and where everyone is being recognized. A culture embracing our core values – passion, simplicity and transparency on all levels, no matter who you are or what you do. In 1996, Nordnet redefined the financial world as the first digital bank in Europe. Now we are about to do it again with the aim of creating the next generation of bank, in the cloud. We know that this requires great people, great teams, and great technology. Do you want to join us and build the new Nordnet? Apply today! – Please note that we only accept applications through our recruitment system. We do not consider email applications. If you have any questions, feel free to reach out to our Talent Acquisition Partner, Lovisa Malmberg, lovisa.malmberg@nordnet.se. At Nordnet, we value diversity and inclusion, and we are committed to creating an environment where everyone can succeed. As part of our recruitment process, we conduct mandatory credit and background checks, as well as drug testing. Please note that we will start reviewing applications after the summer holidays. We look forward to receiving your application!
Nordnet is a leading pan-Nordic digital platform for savings and investments. Ever since our start in 1996, our purpose has been to democratize savings and investments. Through passion, simplicity, and transparency, we challenge traditional ways in the financial industry, and give private savers access to the same information, tools and services as professionals. Our ambition is to inspire, encourage and enable people to take their savings to the next level, no matter who they are. This is part of the role We are looking for a highly engaged Nordnet employee as system manager for AbaSec. You will be part of the Tech organization and report to the IT Operations Manager for system management, within the Change & System Management department. You will be one of three system managers for AbaSec and operate on an operative and tactical level, whilst also supporting the system owner on a strategical level. You will collaborate with a large number of stakeholders from almost all departments within Nordnet including product owners, business analysts, engineers, and operational departments. On a daily basis, you will work with system management including development, user management, support, maintenance, and act as the primary contact both internally and to our third-party supplier. On top of that, you will help contribute to the department's overall goals which are to increase the scalability at Nordnet and cut costs. The time spent between system management and other projects will vary over time, depending on the Abasec roadmap, your interest and your personal development. The role includes: Lead and coordinate development projects in and around AbaSec. Capture and meet the demands and requirements together with stakeholders and business owners Coordinate with supporting and interacting systems Coordinate change activities and development issues Manage the relationship with the vendors on an operative and tactical level Financial follow-up This is you We believe that you are ready to take the next step in your career and wish to develop further. You are careful with details and at the same time easily able to see the larger picture in a process or in an area of work. Social skills together with a technical interest will be the key to your success since you will be working ”in the middle” of things and have contacts both with internal users and external parties. You have a high drive together with a high commitment and you are comfortable with working independently, in an environment where priorities change. Making fast decisions comes natural to you. In addition to this, you have a high learning ability and you are very curious to learn deeply about the technical side of Nordnet, how things connect, and how data hangs together. To succeed in the role, we see that you have experience of Work independently and drive your own initiatives Have a deep and broad knowledge of bank back-end processes Knowledge in AbaSec or similar systems Effective in stakeholder management Knowledge in T-SQL is a merit This is us We value experimentation and continuous improvement. With an impartial approach, we welcome new ideas to boost our progress. Sharing knowledge and learning from our setbacks is part of the game. We have the courage to ask questions and admit that we do not have the answer, all the time. We believe that straightforward and transparent communication build trust and inclusion. Culture is built and cared for, each day by everyone. We’re proud of ours. Having a flat organization where anyone can talk to anyone creates a warm and friendly atmosphere worth protecting. We believe in a culture where every effort counts and where everyone is being recognized. A culture embracing our core values – passion, simplicity and transparency on all levels, no matter who you are or what you do. Questions & Application Please note that we do only accept applications through our recruitment system, hence no email applications will be considered. If you have questions, please contact Lovisa Malmberg, Talent Acquisition Partner, lovisa.malmberg@nordnet.se. We also want to inform you that Nordnet conducts mandatory credit and background checks, as well as drug testing as a part of our recruitment process. We look forward to receiving your application!