WHAT WE DO AT QLIRO

At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We

believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together

have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the

Nordics.

WHAT YOUR TEAM DOES

We’re looking for a Senior Tech Lead to own the technical direction of our Credit & Fraud team, the team at the center of Qliro’s

Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect

them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously.

We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction

volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural

decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us

make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most

regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that

complexity interesting, not someone who pretends it isn’t there.

WHAT YOU WILL DO

You’ll own the technical direction of the team and write production-grade .NET yourself, not occasionally, but regularly. You’ll

make architectural decisions you can defend, drive performance and scale from the start, and treat observability and decision

traceability as first-class concerns, not afterthoughts.

Credit and fraud touch nearly everything at Qliro, which means you’ll work across a wide range of stakeholders: product, risk,

compliance, other engineering teams. You’ll be the person who can hold a technical position in a room full of people with

competing priorities, make a call under ambiguity, and bring clarity when there’s none. You’ll understand the regulatory and

compliance landscape well enough to know what constraints you’re building within.

You’ll set others up to succeed. Not in a formal, structured way, but in the way that actually matters: sharing hard-won

knowledge, asking the right questions, and making the engineers around you better at their craft.

WHAT YOU'LL BRING TO THE TEAM

You’ve led technical work on systems where getting it wrong had real consequences, ideally in credit, fraud, risk, or payments,

or in a high-transaction financial environment where you’ve developed that instinct.

You’re comfortable operating in a heavily regulated environment and understand that compliance constraints aren’t obstacles to

good engineering, they’re part of it.

You understand that in this domain, correctness matters as much as speed, and you build accordingly.

You’ve driven platform transformations before, not just worked on greenfield projects. You know what it means to move away from

one system while keeping it running, and you bring the mindset to finish that job rather than work around it.

You have opinions about what good looks like, production-grade code, observable systems, sensible tradeoffs and you’re not

precious about being challenged on them.

You’re comfortable being the one who decides when there’s no perfect answer, and you’re open to being wrong.

You don’t wait for a perfect spec to start thinking.

HOW WE WORK

Engineering ownership here is real. Engineers make calls that matter and are trusted to defend them. How your team works day to

day — how often you’re in the office, how you structure your time — is something teams decide for themselves. We’re based in

Stockholm, but we’ve found that trusting teams to figure out their own rhythm works better than a company-wide policy.

DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW!

---------------------------------------------------------------------------------------------------------------------------------

Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender,

gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Roll

Tech Lead - Credit & Fraud

Kategori

Data/IT

Plats

Stockholm

Publicerad

7 juli

Sista ansökningsdag

16 augusti

Källa

Arbetsgivarens hemsida

Liknande jobb

Tech Lead - Credit & Fraud

Qliro AB•Stockholm

What we do at Qliro At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. What your team does We’re looking for a Senior Tech Lead to own the technical direction of our Credit & Fraud team, the team at the center of Qliro’s Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously. We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that complexity interesting, not someone who pretends it isn’t there. What you will do You’ll own the technical direction of the team and write production-grade .NET yourself, not occasionally, but regularly. You’ll make architectural decisions you can defend, drive performance and scale from the start, and treat observability and decision traceability as first-class concerns, not afterthoughts. Credit and fraud touch nearly everything at Qliro, which means you’ll work across a wide range of stakeholders: product, risk, compliance, other engineering teams. You’ll be the person who can hold a technical position in a room full of people with competing priorities, make a call under ambiguity, and bring clarity when there’s none. You’ll understand the regulatory and compliance landscape well enough to know what constraints you’re building within. You’ll set others up to succeed. Not in a formal, structured way, but in the way that actually matters: sharing hard-won knowledge, asking the right questions, and making the engineers around you better at their craft. What you'll bring to the team You’ve led technical work on systems where getting it wrong had real consequences, ideally in credit, fraud, risk, or payments, or in a high-transaction financial environment where you’ve developed that instinct. You’re comfortable operating in a heavily regulated environment and understand that compliance constraints aren’t obstacles to good engineering, they’re part of it. You understand that in this domain, correctness matters as much as speed, and you build accordingly. You’ve driven platform transformations before, not just worked on greenfield projects. You know what it means to move away from one system while keeping it running, and you bring the mindset to finish that job rather than work around it. You have opinions about what good looks like, production-grade code, observable systems, sensible tradeoffs and you’re not precious about being challenged on them. You’re comfortable being the one who decides when there’s no perfect answer, and you’re open to being wrong. You don’t wait for a perfect spec to start thinking. How we work Engineering ownership here is real. Engineers make calls that matter and are trusted to defend them. How your team works day to day — how often you’re in the office, how you structure your time — is something teams decide for themselves. We’re based in Stockholm, but we’ve found that trusting teams to figure out their own rhythm works better than a company-wide policy. Does this sound like your next role? What are you waiting for - apply now! Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Sista ansökan: 3 jan.Publicerad: 7 juli

IT-arkitekt/Lösningsarkitekt.NETAI

Product Manager - Credit & Fraud

Qliro•Stockholm

WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT YOUR TEAM DOES Do you want to own the product behind every credit and fraud decision Qliro makes? We’re looking for a senior Product Manager to lead our Credit & Fraud team, our platform that protects Qliro’s payment flows through credit assessments and fraud detection, while keeping the customer journey smooth. Credit & Fraud is a backend-focused, in-house team responsible for our credit engine, our integrations with credit information providers, our fraud detection capabilities, and the internal interface our fraud officers use to investigate cases. It sits squarely on the transactional payment path, processing tens of thousands of credit and fraud checks every day under strict requirements for speed, accuracy and uptime, and runs a containerized microservices architecture with daily production deployments. This is a team that delivers reliably and has real room to grow into a more proactive, roadmap-driven way of working. That’s where you come in: you’ll set the direction for the tech team, build its roadmap, and bring our Credit-, Fraud- and Tech-teams together so that lending and risk decisions and the platform that runs them move forward as one. WHAT YOU WILL DO: • Own and set the roadmap, vision and KPIs • Lead an in-house backend development team and follow an agile way of working together with them • Build bridges between our Data- Credit- , Fraud- and Tech- team, turning a range of stakeholder needs into one clear plan • Be the expert on how credit assessment and fraud detection work at Qliro — the credit engine, the provider integrations, and the products they power. • Protect the speed, accuracy and uptime the payment path depends on, while moving the roadmap forward • Use qualitative and quantitative insight to improve credit and fraud outcomes WHAT YOU'LL BRING TO THE TEAM: • A senior PM with a track record of owning backend or platform products, ideally ones on a critical path • Strong at stakeholder management, turning demanding senior stakeholders into alignment • Comfortable using AI in your daily work and keen to drive innovation with it — we work with Claude, and we expect our PMs to lead the way • Experienced building products in an agile team • Experienced with credit issuance / lending — you understand how credit decisioning works and the stakeholders around it is beneficial • Experienced within fast moving tech companies and/or financial services, where lending or fraud/risk experience is a clear advantage • Fluent in spoken and written English and Swedish WOW in everything we do Qliro is the place for you who are curious, passionate and love collaboration. Together we have the power to create wow in everything we do. Feel comfortable being you, bringing your own unique perspectives. At Qliro there’s a place for you whoever you are — differences are a strength. We love flexibility and remote work, and we also believe in the power of meeting in real life. With a mix of working remotely and collaborating in the office, we believe in a flexible workplace that suits both you and Qliro. DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW! ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Sista ansökan: 16 aug.Publicerad: 7 juli

Software Engineer - Credit & Fraud (Backend)

Qliro•Stockholm

WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT YOUR TEAM DOES We are now looking for a senior Software Engineer to join Credit & Fraud team, the team at the center of Qliro’s Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously. We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that complexity interesting, not someone who pretends it isn’t there. CURRENT FOCUS FOR THE TEAM * Processing tens of thousands of credit and fraud checks every day * Running a containerized microservices architecture with daily production deployments * Tech stack: C#, .NET, AWS, Docker + Swarm, Kubernetes, Microservices, Event Driven Architecture, RabbitMQ, Terraform, GitLab, MS SQL Server, DynamoDB, Redis, OpenTelemetry + Grafana, Kibana WHAT WE ARE LOOKING FOR * At least five years of professional experience with .NET, with strong skills in C# * Comfortable using modern AI tooling such as Windsurf, Claude, or similar * Experience in modernizing and migrating legacy systems * Practical experience with agile engineering methods and solid software engineering best practices * Strong understanding of system design, data structures, and API development * A mindset that values speed, correctness, and reliability, especially in microservices and event‑driven architectures It is beneficial if you have experience from: * Working with credit engines, credit decisioning, or similar financial decision systems * Working with AWS or other cloud providers * Working in a team with full platform ownership — including monitoring, infrastructure, CI/CD, and production operations DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW! ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Sista ansökan: 16 aug.Publicerad: 22 apr.