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Shape the Industry and Your Career At Cytora, now part of Applied Systems, we’re transforming how insurers and brokers connect, operate, and grow. Our AI-powered platform is driving smarter decisions, greater efficiency, and seamless collaboration across the global insurance ecosystem. As we accelerate digital transformation, we’re looking for curious, collaborative minds ready to help shape what’s next. If you’re energized by innovation and inspired by impact, your future starts here. The Role You will be helping to build Cytora’s Underwriting Productivity Suite, a serverless based web application that increases the efficiency and effectiveness of underwriters thereby reducing expense ratios and delivering profitable growth to our customers More specifically, you will be joining the platform team, which is responsible for the infrastructure of our application, our monitoring systems and our CI/CD pipelines. We: * Have single and multi tenant deployments across Europe, United States and Australia * Have infrastructure deployed on AWS and GCP * Manage our infrastructure as code, using terraform * Use third party systems such us circleci, datadog, auth0, thoughspot * Have the mid-term requirement to scale, and the short-term requirement to deliver really fast, so this engineer will need to have good intuition on the level of complexity our systems need. Along with core technical skills, we are excited about colleagues who bring passion for the craft of inventing and building products from the ground up This means providing feedback to product managers and the wider company, contributing to roadmaps, and bringing your creativity to bear by suggesting features and improvements based on your technical understanding of what is possible and needed. Requirements: * We are looking for someone who is customer-centric, values-driven, and collaborative with great communication skills * Strong proven experience in serverless: Lambda/SQS/SNS/S3/Aurora Serverless/GCP Vertex AI/GCP BigQuery * Strong experience using a range of AWS services but not limited to: RDS Aurora Postgres, APIGW, Lambda, S3, SNS, SQS, SES, Cloudfront, Secret Manager, Certificate Manager * Experience building and maintaining multi-region deployments * Terraform/Terragrunt experience as this is part of our stack with Single Tenant deployments * Experience using an OOP language, we use Python * Experience using Terraform * Knowledge of networking fundamentals, including VPC configuration and security Nice to haves: * ECS and Fargate are a plus * Experience designing both single tenancy and multi tenancy solutions * Experience building and maintaining Kubernetes clusters using AWS EKS * Maintaining CI/CD pipelines (we use CircleCI) * Monitoring, we use Datadog logs, APMs, profiling, App security * Prior experience using GCP is a plus, but not essential * Awareness of GDPR compliant systems * Experience building event-driven, serverless applications * Cloudflare/Orca/Vanta Why Cytora We’re building the future of insurance and we’re doing it together. At Cytora, now part of Applied Systems, we’re driven by a shared mission to transform the industry through AI-powered solutions that deliver smarter decisions, stronger connections, and better outcomes. We foster a culture that values who you are and recognizes that you’re more than your role: you’re a teammate, and you matter. We thrive on the strength of our diverse experiences and celebrate the uniqueness each person brings to work every day. We believe flexibility fuels performance. Whether remote, hybrid, or in-office, we empower our teams to work in ways that work best for them. Here’s what you can expect when you join us: * Competitive salary * Flexible working and remote options * Professional development budget & conference access * Annual company retreats * A mission-driven culture that puts people first Location This role is remote and we are looking for individuals based in the East Coast Additionally, this role is only suited for professionals currently based in the US and have full rights to work as we don't offer sponsorship at this stage. Our targeted starting base salary in the United States for this position ranges from $100,000 to $140,000. To determine a new team member’s starting pay, we consider a variety of factors, including someone’s depth, breadth, and variety of experience, skills, and responsibilities. Depending on the role, team members may also be eligible to participate in additional compensation plans such as bonus and commission. AI Utilization We leverage AI tools to streamline parts of our recruitment workflow (such as resume parsing and interview scheduling). However, candidate screening, interviews, and final decisions are conducted by real humans. EEO Statement Applied Systems is proud to be an Equal Employment Opportunity Employer. Diversity and Inclusion is a business imperative and is a part of building our brand and reputation. At Applied, we don’t discriminate, and we are committed to recruit, develop, retain, and promote regardless of race, religion, color, national origin, sexual orientation, gender identity, disability, age, veteran status, and other protected status as required by applicable law.
Shape the Industry and Your Career At Cytora, now an Applied Systems company, we’re transforming how insurers and brokers connect, operate, and grow. Our AI-powered platform is driving smarter decisions, greater efficiency, and seamless collaboration across the global insurance ecosystem. As we accelerate digital transformation, we’re looking for curious, collaborative minds ready to help shape what’s next. If you’re energized by innovation and inspired by impact, your future starts here. Position Overview As a Product Support Engineer, you will be the first point of contact for enterprise customers, addressing their technical questions and resolving issues that arise in production environments. You will play a key role in ensuring our customers achieve success with the Cytora Platform by providing timely support, clear guidance, and expert troubleshooting. Your ability to understand the technical architecture and workflows of our platform will be critical in identifying root causes and delivering effective solutions. What you'll do * Serve as the primary contact for technical support requests from enterprise customers. * Provide expert assistance in resolving production issues, including diagnosing and troubleshooting platform-related problems. * Triage and escalate complex issues to engineering teams with clear documentation of diagnostics and context. * Respond to customer questions about platform functionality, integrations, and configuration. * Maintain detailed records of all customer interactions and resolutions in the support system. * Collaborate with internal teams to ensure customer feedback informs product enhancements. * Contribute to the creation and maintenance of a robust knowledge base to empower customers with self-service resources. * Conduct post-mortems to identify root causes and recommend preventive measures. * Act as a trusted advisor, guiding customers on best practices for using the Cytora Platform effectively. * Write self-serve troubleshooting documentation for customers and internal Centre of Excellence. What you bring: Must Have: * Experience in a client-facing elevated technical support or analyst role. * Practical experience in working with REST API. * Ability to work with JSON schemas. * Experience in troubleshooting production environments and testing new features. * Proven ability to diagnose and resolve technical issues. * Experience working with Postman/Datadog. * Familiarity with Git. * Excellent communication and interpersonal skills to manage customer communication. Desirable: * Experience building BAU and production support function. * Engineering or QA background. * Experience working with SaaS B2B enterprise customers. * Knowledge of the insurance or InsurTech industry. * Familiarity with underwriting workflows and schemas. * Exposure to AI or Generative AI technologies. * Experience in configuring and testing SaaS or AI-based products. Why Cytora We’re building the future of insurance and we’re doing it together. At Cytora, now part of Applied Systems, we’re driven by a shared mission to transform the industry through AI-powered solutions that deliver smarter decisions, stronger connections, and better outcomes. We foster a culture that values who you are and recognizes that you’re more than your role: you’re a teammate, and you matter. We thrive on the strength of our diverse experiences and celebrate the uniqueness each person brings to work every day. We believe flexibility fuels performance. Whether remote, hybrid, or in-office, we empower our teams to work in ways that work best for them. Here’s what you can expect when you join us: * Competitive salary * Flexible working and remote options * Professional development budget & conference access * Annual company retreats * A mission-driven culture that puts people first Location This role is remote and we are looking for individuals based in the West Coast or Mid of the USA Additionally, this role is only suited for professionals currently based in the US and have full rights to work as we don't offer sponsorship at this stage. Our targeted starting base salary in the United States for this position ranges from $90,000 to $110,000. To determine a new team member’s starting pay, we consider a variety of factors, including someone’s depth, breadth, and variety of experience, skills, and responsibilities. Depending on the role, team members may also be eligible to participate in additional compensation plans such as bonus and commission. AI Utilization We leverage AI tools to streamline parts of our recruitment workflow (such as resume parsing and interview scheduling). However, candidate screening, interviews, and final decisions are conducted by real humans. EEO Statement Applied Systems is proud to be an Equal Employment Opportunity Employer. Diversity and Inclusion is a business imperative and is a part of building our brand and reputation. At Applied, we don’t discriminate, and we are committed to recruit, develop, retain, and promote regardless of race, religion, color, national origin, sexual orientation, gender identity, disability, age, veteran status, and other protected status as required by applicable law.
Om uppdraget 🚀 Vi söker en senior Credit Risk Analyst till ett uppdrag inom bank. Du blir en nyckelperson i att analysera och följa upp finansiella risker i en global portfölj, med fokus på att identifiera trender och förbättra riskhanteringsprocesser. Uppdraget innebär nära samarbete med olika funktioner och ger möjlighet att påverka strategier kopplat till risk, tillväxt och effektivitet. Dina arbetsuppgifter 🧩 Analysera kreditrisktrender inom konsumentportföljer globalt Granska individuella kreditbeslut och ta fram insikter för underwriting-strategier Arbeta med SQL och Python för att granska och validera riskmodeller och beslutslogik Förbättra och automatisera återkommande riskuppföljning Genomföra djupanalyser inom bl.a. motpartsrisk, FX-risk, ränterisk och likviditetsrisk Samarbeta tvärfunktionellt med risk- och affärsteam Omvandla komplex data till konkreta förbättringsåtgärder Förväntade leveranser 📦 Datadrivna analyser av kreditrisk och finansiella risker Identifierade risktrender och förbättringsförslag Validering av riskstrategier och modeller Automatiserade processer för riskuppföljning Beslutsunderlag som balanserar risk och tillväxt Din profil 🎯 Kandidatexamen inom finans, ekonomi, matematik, data science eller liknande Minst 4–5 års erfarenhet inom risk management, kreditrisk, treasury eller konsult/audit inom finans God förståelse för finansiella risker i finansiella institutioner Meriterande färdigheter ⭐ Stark SQL-kompetens och vana att arbeta med stora datamängder Erfarenhet av Python i analys- eller riskarbete Erfarenhet av automatiserade beslutsmotorer eller kreditmodeller Erfarenhet från bank eller finansiella tjänster Personliga egenskaper 🤝 Analytisk och datadriven Självständig och initiativtagande Kommunikativ med förmåga att förenkla komplex information Nyfiken och lösningsorienterad Övrig information 📍 Plats: Stockholm (2–3 dagar/vecka på kontor) Omfattning: Heltid Start: Inom 1 månad / ASAP Period: 4–6 månader (stor chans till förlängning) Språk: Engelska (flytande) Sway Sourcing är en innovativ rekryteringspartner som specialiserar sig på att matcha rätt talang med rätt företag – snabbt och effektivt. Vårt huvudfokus ligger inom Ekonomi, Administration, HR, Marknad och IT, men vi har även den breda expertis och flexibilitet som krävs för att leverera skräddarsydda rekryteringslösningar inom alla branscher. Trots att vi är en relativt ny aktör har vi redan byggt förtroende hos många av Sveriges största företag och arbetar både nationellt och internationellt. Med baser i Sverige och Spanien erbjuder vi en unik kombination av lokal expertis och global räckvidd. Vårt starka nätverk och djupa branschinsikter gör oss till en självklar partner för företag som vill ligga steget före i sin rekrytering.
What you’ll do Own the global UW tables (canonical facts/dimensions for applications, decisions, features, repayments, delinquency) with clear SLAs for freshness, completeness, accuracy, and data lineage. Design for AI-agents and humans: consistent IDs, canonical events, explicit metric definitions, rich metadata (schemas, data dictionaries), and machine-readable data contracts. Build & run pipelines (batch + streaming) that feed UW scoring, real-time decisioning, monitoring, and underwriting optimization. Instrument quality & observability (alerts, audits, reconciliation, backfills) and drive incident/root-cause reviews. Partner closely with Credit Portfolio Management, Policy teams, Modeling teams, and treasury and finance teams to land features for RUE and consumer-centric models, plus regulatory and management reporting. Tech stack (what we use) Languages: SQL, PySpark, Python Frameworks: Apache Airflow, AWS Glue, Kafka, Redshift Cloud & DevOps: AWS (S3, Lambda, CloudWatch, SNS/SQS, Kinesis), Terraform; Git; CI/CD What you’ll bring Proven ownership of mission-critical data products (batch + streaming). Data modeling, schema evolution, data contracts, and strong observability chops. Familiarity with AI/agent patterns (agent-friendly schemas/endpoints, embeddings/vector search).
Are you driven by analytics, automation, and stopping fraud before it happens? Join our fintech bank and help us design the next generation of data-driven fraud prevention in Sweden. As a Fraud Analyst, you will work at the intersection of data science, risk, and real-time decisioning. You will develop, test, and optimize fraud detection models across lending, cards, and payments. Your analyses will directly influence risk appetite, customer experience, and portfolio performance. You will: Analyze large, complex datasets to detect fraud patterns and emerging attack vectors Develop and maintain fraud models, rules, and monitoring frameworks Build dashboards and reporting that translate risk signals into actionable insight Partner closely with Fraud Prevention, Credit Underwriting, IT, and Data Engineering Continuously improve automation, decision engines, and model performance This is a hands-on role in a fast-moving environment where your work directly impacts loss rates, approval rates, and customer trust. Who you are 5+ years’ experience in data science, analytics, or quantitative risk roles within a bank, fintech or related industry Strong knowledge of machine learning, statistical modeling, and model validation Advanced SQL and Python (R is a plus) Experience with BI and visualization tools (e.g. Power BI, Tableau, Qlik, SAS) Comfortable working with large datasets and production-grade decision systems Able to translate complex analysis into clear, business-driven recommendations Experience in financial fraud prevention or fraud risk management is highly meriting You are analytical, commercially minded, and motivated by solving adversarial problems in real time. You thrive in a fintech environment where speed, ownership, and impact matter. Resurs in brief At Resurs, we make everyday finances easier through innovative and customer-focused solutions. With customers across the Nordics and more than 800 colleagues, we are committed to creating long-term value for individuals, businesses, and society. Recognized as a career company for the past six years, we put strong emphasis on both personal and professional growth. We want to make a difference by striving to be our best, acting with kindness, and building trust through clarity and collaboration. Our heart beats strong and it shows in everything we do. Although we are based in the Nordics, our team is enriched by the breadth of perspectives brought by colleagues from different countries. We foster a welcoming and supportive culture, where collaboration drives us to achieve the best outcomes for our users. Apply today! Don’t wait to send in your application. Selection and interviews take place on an ongoing basis, and the position may be filled before the last application date. We look forward to hearing from you! Important information On final candidates, we carry out a detailed background check via an external company. #LI-LN1
Northmill Bank is a challenger bank at the intersection of technology and finance, committed to revolutionizing the way people manage and protect their financial well-being. We are creating a different kind of banking experience, digital yet personal. Northmill Bank was founded in 2006 and have grown to over 240 employees in 3 countries and over 270 000 customers. We use the latest technology to develop safe, smart, and user-friendly products for our customers. They are the sole reason why we do what we do. We are a 100% cloud-based product company where technology is the driver to create smarter banking products. Grab this opportunity to be a part of us and our journey! About the role We are looking for an experienced Product Manager – B2C Credit with a strong commercial background and proven track record in consumer lending to take ownership of our revolving credit facility and consolidation loan products. This role is central to the continued growth of our consumer lending business. We are looking for someone who has built, managed, and scaled lending products in practice; not simply worked alongside them. You will be responsible for defining the strategy and roadmap for our consumer credit products, working closely with credit risk, analytics, marketing, technology, customer operations, and compliance. The ideal candidate understands consumer lending economics, portfolio performance, customer behaviour, and risk management, and can balance commercial growth with responsible lending. This is not a purely technical product role. We are specifically seeking a commercial product leader who understands consumer lending end-to-end, from customer acquisition and underwriting through pricing, portfolio optimisation, repayments, and retention. Responsibilities Own and drive the product strategy and roadmap for Northmill's revolving credit facility and consolidation loan products, with a clear focus on sustainable growth, customer value, and portfolio profitability. Continuously improve the customer journey across the entire lending lifecycle, including acquisition, application, underwriting, activation, utilisation, repayment, and retention. Work closely with Credit Risk, Analytics, Finance, Marketing, Customer Operations, Compliance, and Technology to deliver commercially successful and compliant lending products. Translate customer insights, market opportunities, portfolio performance, and business objectives into clear product priorities and development initiatives. Monitor and optimise key commercial metrics including approval rates, utilisation, portfolio growth, repayment behaviour, customer lifetime value, default rates, margins, and profitability. Identify opportunities to improve underwriting, pricing, credit limits, customer engagement, and portfolio performance using data-driven decision making. Ensure products remain competitive by understanding customer needs, market trends, regulatory developments, and competitor offerings. Actively engage with customers and internal stakeholders to validate product-market fit and identify opportunities for innovation and continuous improvement. Who you are You're a commercially minded Product Manager with a passion for building lending products that create value for both customers and the business. You thrive in cross-functional environments, enjoy turning data and customer insights into product decisions, and know how to balance growth, customer experience, risk, and profitability. You're comfortable challenging existing ways of working and driving initiatives from idea to launch and continuous optimisation. To succeed in this role, you'll likely have Proven experience as a Product Manager within consumer lending, with a track record of launching, growing, and optimising lending products. Strong experience with revolving credit, personal loans, or other unsecured consumer credit products. A solid understanding of consumer credit risk, underwriting principles, pricing, lending economics, and portfolio performance. Experience working in fintech, banking, consumer finance, or another regulated financial services environment. A data-driven mindset with strong analytical skills and experience using insights to prioritise and improve products. Excellent stakeholder management skills and the ability to collaborate across Product, Engineering, Credit Risk, Analytics, Commercial, and Operations. Good to Have Experience with revolving credit facilities, consolidation loans, instalment lending, or other unsecured lending products. Experience working with behavioural scoring, affordability assessments or decision engines. Experience optimising digital customer acquisition funnels and lending conversion journeys. Knowledge of Nordic consumer lending markets and financial regulations. What we offer A fantastic office in a prime Stockholm location with great spaces and views An independent role with the opportunity to make a real impact Great opportunities for professional development Health - 5 000 kr wellness allowance Conference abroad every other year Breakfast and fruits every day, as well as "holy fika” each Friday Regular after work and celebrated successes at the office Apply today and be a part of Northmill!
HELP PEOPLE TAKE CONTROL OF THEIR FINANCES. JOIN US AT ANYFIN At Anyfin, we believe financial power belongs in the hands of the people. Since 2017, we’ve helped customers across Sweden, Finland, Norway, and Germany save millions by refinancing expensive consumer credit. And we’re just getting started. With new markets, new tools, and new products ahead, we’re on the lookout for more brilliant minds and big hearts to grow our Operations team. We’re now hiring a Swedish-speaking Operations Agent who’s eager to make a real impact on customers’ financial health - every single day. The position is based in Stockholm. 🙌 WHAT YOU’LL BE DOING As an Operations Agent, you become a key player in our core operations. Your work will directly shape the customer experience and the success of our mission. Your responsibilities: Credit Application Processing: * Review and evaluate incoming credit applications using our internal tools. * Ensure accuracy and completeness of customer information and documentation. * Follow internal guidelines and regulatory requirements throughout the process. System & Process Feedback: * Identify recurring issues, system bugs, edge cases, and customer pain points. * Provide structured, actionable feedback to Product, Engineering, and Operations leads. * Track anomalies and escalate issues with clear summaries (steps to reproduce, expected/actual outcomes, screenshots, etc.). Conversion & Quality Focus: * Spot patterns that may affect approval rates or customer experience. * Suggest improvements to workflows, rules, or system logic. * Maintain high throughput without sacrificing attention to detail or compliance. Collaboration: * Work closely with the Credit, Product, and Communications Team * Communicate findings clearly and contribute to cross-functional discussions on improving the application journey. 🧠 Qualifications & Skills Experience: * 1–2 years experience in fintech operations, underwriting support, KYC/KYB, QA, customer operations, or similar roles. * Experience working with internal tools, multi-step workflows, or case management systems. Technical & Analytical Abilities: * High system literacy; comfortable learning complex internal tools quickly. * Strong pattern recognition and analytical thinking. * Ability to differentiate between user error, data inconsistency, and actual system faults. Soft Skills * Exceptional attention to detail and structured working style. * Strong written communication—able to summarise issues succinctly. * Proactive mindset with a natural curiosity for how systems and processes work. * Comfortable in a fast-paced environment with evolving processes. Bonus Skills * Experience in credit products, consumer lending, or financial regulations. * Exposure to QA workflows, bug reporting, or user journey testing. * Knowledge of basic metrics (e.g., approval rate, drop-off points, SLAs). LANGUAGES * Native-level Swedish & fluent in English * Bonus: Knowledge in one of our other core market languages 🚀 WHAT DRIVES YOU * Growing your career in fintech * Working ethically and helping customers regain financial control Being part of an ambitious, international, mission-driven team * Making real impact - not just executing routine tasks 🎁 WHAT WE OFFER * A modern office in central Stockholm * A diverse team from all over the world * Real opportunities for learning, development, and career progression * A supportive and high-performing Communications & Applications team * Breakfast, after-work hangouts, wellness perks, and top-tier tech gear * A workplace that values curiosity, innovation, and continuous improvement This is your chance to join a fintech company transforming financial health and to grow alongside a team that’s only getting started. READY TO MAKE A DIFFERENCE? We can’t wait to meet you. Apply today and help us build a fairer financial future for everyone.
Finsktalande analytiker För Protector Försäkrings räkning söker Talangjägarna en driven Analytiker. Är du självständig med förmåga att sortera ut den viktigaste informationen? Är du nyutexaminerad eller har några års erfarenhet och lockas av möjligheten att påverka din egen yrkesroll i ett företag som genomsyras av en framåtdrivande prestationskultur? Då kan tjänsten som analytiker vara rätt för dig! Om Protector Försäkring Protector Försäkring är ett skandinaviskt försäkringsbolag som är noterat på Oslobörsen. Sedan starten för 21 år sedan har de organiskt vuxit snabbt och stabilt till ett av de främsta bolagen i branschen. Vi verkar idag inom Norge, Sverige, Danmark, Finland, Storbritannien och Frankrike. Företaget omfattar idag ca 600 anställda varav 140 sitter på deras kontor i Stockholm, vilket är beläget centralt i Tändstickspalatsets ståtliga lokaler vid Kungsträdgården. Protector erbjuder försäkringar till företag och offentliga verksamheter och distribuerar sina produkter genom utvalda försäkringsmäklare. Protectors affärsidé är att arbeta med endast försäkringsmäklare och vara topp 3 i utvalda segment, exempel på sådana är kommun-, buss- fastighets- och motorförsäkringar. Protectors viktigaste löfte är att de ska vara enkla att ha att göra med, kommersiellt attraktiva och att lita på. Detta har legat till grund för att vi idag är kvalitetsledande. Vi står för hög kvalitet, högsta service mot deras kunder och pålitlighet i deras samarbeten. Vi är stolta över att vara ett värderingsstyrt företag och hela verksamheten genomsyras av deras värderingar; trovärdig, innovativ, modig och engagerad. Välkommen till Protector där kärnvärdena levs och andas i en aktiv och inspirerande miljö! Kontoret är beläget mittemot NK i det vackra Tändstickspalatset och energin fylls på genom aktiviteter med PT i gymmet, stående padeltid på NK:s tak, teamträningar m.m. OM TJÄNSTEN Till arbetsuppgifterna hör prissättning av försäkringar/underwriting, lönsamhetsanalys, analys av nya segment och affärsmöjligheter i Sverige, Finland och övriga Skandinavien, utveckling av operativa analysverktyg och prognosmodeller, samt projektledning. Försäkringar är mycket sifferintensiva, så ditt intresse för, liksom din förmåga att strukturera, analysera och presentera information på ett pedagogiskt sätt är centralt för att lycka i denna roll. Du behöver vara (eller ha potential att bli) duktig på att hantera stora datamängder och kunna dra slutsatser utifrån dessa. Detta använder vi Excel, SQL, R och Python till. Analysavdelningen har det övergripande lönsamhetsansvaret och arbetsuppgifterna står på tre ben: underwriting, förnyelser och övriga projekt som kan vara allt från marknadsanalyser, utveckling av nya modeller till automatiseringar. Teamet består för närvarande av elva personer med bakgrund från KTH, LTH, Lunds universitet. Uppsala universitet, Stockholms universitet och Handelshögskolan. VEM ÄR DU? Krav · En civilingenjörsutbildning inom förslagsvis teknisk fysik eller teknisk matematik, alternativt en masterexamen som innehåller mycket matematik kombinerat med goda studieresultat · Språkkunskaper: o Svenska: Flytande i tal och skrift. o Finska: Goda kunskaper till flytande i tal och skrift. o Engelska: Goda kunskaper till flytande i tal och skrift, då det är vårt koncernspråk. Meriterande · Starka analytiska färdigheter och förmågan att fatta välgrundade beslut · Erfarenhet och kompetens inom SQL, R, Python, Matlab eller motsvarande · Erfarenhet och kompetens inom Excel · Tidigare relevanta erfarenheter inom t.ex. data science och försäkring · Goda studieresultat Som person ser vi gärna att du: Som person drivs du av en stark vilja att lyckas, är villig att ifrågasätta etablerade sanningar och tror på dig själv. Vi ser gärna att du är målinriktad och självständig, samtidigt som du tar ansvar och är naturligt affärsorienterad. Vidare trivs du i en dynamisk miljö och motiveras av att arbeta både självständigt och i team, där du förväntas ta initiativ och ansvar. Du är självgående, strukturerad och trivs i en prestationsinriktad miljö där du drivs av att nå och överträffa satta mål För att lyckas i denna roll behöver du vara eller ha potential att bli duktig på att hantera stora datamängder och dra slutsatser ifrån dessa. Vad vi erbjuder Hos Protector erbjuds du en unik och spännande karriärmöjlighet i ett bolag med hög ambitionsnivå. Du kommer att vara en del av ett engagerat team och få möjlighet att både utveckla vår affär inom motorförsäkring och bidra till företagets framgång. Vi värdesätter personlig och professionell utveckling, och du kommer att arbeta i en motiverande miljö som präglas av hög prestanda, samarbete, innovation och en stark laganda – med utrymme för att ständigt förbättras och tänka nytt. Övrig information Start: Omgående eller efter överenskommelse Omfattning: Heltid Lön: Fast lön + årsbonus baserat på prestation Ort: Centrala Stockholm (Tändstickspalatset) Distansarbete: På plats under provanställningen, upp till 50% distans efter det Kontakta ansvarig rekryterare Erik Isberg vid frågor, erik.isberg@talangjagarna.se Urval sker löpande så ansök redan idag!
At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Senior Credit Analyst for the next phase of growth. About the Role You will own the data strategy that drives our pre-collections policies, third-party collections performance, and Non-Performing Loan (NPL) divestments. This mission bridges the gap between technical execution and business impact by moving beyond operational reporting to directly influence our Loss Given Default (LGD) metrics. You will have end-to-end ownership of the data ecosystem that maximizes portfolio recovery value in close collaboration with our Finance and Credit Policy teams. Key responsibilities Design and implement robust champion/challenger A/B testing frameworks to evaluate the recovery performance of third-party collection agencies. Analyze early-stage delinquency data to refine pre-collections policies and prevent roll-rates into deeper delinquency segments. Build quantitative data models to evaluate the pricing, segmentation, and optimal timing for NPL forward-flow and spot sales. Partner with the Credit Policy team to integrate downstream collections insights into automated early underwriting decisions. Establish standardized data exchange processes, governance frameworks, and performance KPIs with external collection parties and vendors. What we’re looking for We are looking for a data-driven specialist with a highly structured approach to optimizing financial systems. You have a proven ability to drive alignment across cross-functional teams and external vendors, translating complex analysis into actionable strategic narratives. You are motivated to build scalable frameworks that directly protect bottom-line performance in a fast-paced fintech environment. Qualifications Several years of experience working with credit risk, collections analytics, or portfolio management within Fintech or Banking. Expert-level technical capability in SQL for data mining and structuring complex datasets from scratch. Experience building automated data visualization dashboards, preferably using Amazon QuickSight, Tableau, or PowerBI. Background in analyzing financial metrics such as Loss Given Default (LGD) and NPL portfolio valuation. It’s a plus if you have experience with Python for predictive modeling, statistical analysis, and automating data pipelines. Why Qred? This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from! One Last Thing This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately. Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law. #LI-Hybrid #LI-Remote #LI-Onsite
WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT WE ARE LOOKING FOR We are looking for a new Head of Merchant Success to join our team. In this role you will have the possibility to develop as a leader and make your team shine. We will create the best and exhilarating atmosphere for both our merchants, their end-consumers, and our employees. Our Head of Merchant Success is moving into a new internal role, so we're looking for someone to lead the team and grow our merchant relationships. You'll manage four teams within Merchant Success — Merchant Support, Merchant Tech, Merchant Onboarding, and Merchant Underwriting — and work closely with Sales through the final stage of the sales cycle and into onboarding. You'll own the merchant journey, spot what needs improving, and lead the changes that get us there. WHAT YOU’LL DO: * Own the onboarding journey from contract to go-live, so merchants can start quickly * Make sure your teams deliver consistently for our merchants and deliver over their expectations * Set the strategy and roadmap for the merchant journey, and drive improvements in your teams and across the wider organisation * Act as an interface between merchants and the product organization to identify whether current needs are being met by the product, and any new requirements the merchants may develop over time * Support Sales and Key Account Managers in closing deals and ensuring friction free product integration * Support your team on Merchant Onboarding projects WE BELIEVE THAT YOU: * Have previous experience som Customer Success organisations, preferably within scaling SaaS companies * Have worked with improving and automising onboarding flows * You have previous experience from leading teams, it's a plus if you have led teams as a second level manager before * Previous experience from working within Payments is a clear advantage * Have the ability to participate in strategic discussions and translate them into actionable goals for your team * Can communicate efficiently across departments, and seniority levels to enable effective collaboration with team members, peers, and C-level management * Act as a role model within AI adoption, inspiring your teams how they can increase efficiency and improve ways of working (at Qliro we use Claude) * Are fluent in spoken and written English, and Swedish. Any other nordic language fluency is a plus! WOW IN EVERYTHING WE DO Qliro is the place for those who are curious, passionate, and love collaboration. Together, we create wow in everything we do. We want you to feel comfortable being yourself and bringing your unique perspectives. At Qliro, there is a place for you, whoever you are. We believe differences make us stronger. We value flexibility and remote work, while also believing in the power of meeting in real life. With a mix of remote work and office collaboration, we aim to create a flexible workplace that works for both you and Qliro. Does this sound like your next role? What are you waiting for - apply now! ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.
Om företaget Mysafety skapar trygghet i människors vardag genom försäkringar och lösningar som gör verklig skillnad när något oväntat händer. Företaget finns där när livet plötsligt förändras och bygger sin verksamhet på övertygelsen att människor blir starkare tillsammans. Mysafetys riktning sammanfattas i deras tydliga why: Together. Never alone. Det präglar både kunderbjudandet, produktutvecklingen och sättet bolaget arbetar internt. Med fokus på kundnytta, kvalitet och långsiktig utveckling skapar Mysafety relevanta försäkringslösningar för en vardag där ingen ska behöva stå ensam. Här blir du en del av ett mindre och kompetent team med produktspecialister och produktutvecklare, där flera har lång erfarenhet och djup kunskap om både affären och produkterna. Kulturen präglas av ansvar, gemenskap och professionalism, med ett öppet klimat där initiativ, förbättringar och nya perspektiv välkomnas. Vi på Asta Agency samarbetar med Mysafety i den här rekryteringsprocessen. Processen sker genom Asta och du blir sedan anställd direkt hos Mysafety. Om tjänsten Som Underwriter hos Mysafety får du en central och bred roll i att stärka bolagets riskbedömning, prissättning och portföljstyrning. Du arbetar nära affären och produktutvecklingen med analyser som bidrar till att säkerställa att Mysafetys försäkringslösningar är relevanta, konkurrenskraftiga och långsiktigt hållbara. Du får arbeta nära flera delar av organisationen, bland annat produkt, partneravdelning och ekonomi, och vara med i hela kedjan från analys till beslut och genomförande. Mysafety är ett bolag med stark framdrift och en tydlig tillväxtresa framåt, vilket ger dig möjlighet att påverka både arbetssätt, affärsbeslut och framtida försäkringslösningar. Det här är en roll för dig som vill ta ansvar hela vägen, bidra med analytisk skärpa och vara en viktig intern spelare i ett bolag där din kompetens får stort genomslag. Arbetsuppgifter: Genomföra kvalificerade riskbedömningar och portföljanalyser. Arbeta med prissättning, modellering och portföljoptimering. Analysera skadeutfall och beteendemönster för att stärka kundvärde och lönsamhet. Ta fram beslutsunderlag som bidrar till affärsutveckling och konkreta beslut. Stötta teamet vid utveckling av nya produkter och vidareutveckling av befintliga erbjudanden. Utveckla riktlinjer, processer och arbetssätt inom försäkringsaffären. Kvalifikationer och egenskaper Vi söker dig som kombinerar bred försäkringserfarenhet med hög analytisk precision och ett starkt affärsomdöme. Du är noggrann, strukturerad och trygg i att arbeta med komplex information, samtidigt som du har förmåga att omsätta analys till tydliga och användbara beslutsunderlag. Som person har du hög integritet, ett professionellt förhållningssätt och trivs i en roll där du får bidra med både expertis och affärsperspektiv. Därtill har du: Flera års erfarenhet av underwriting, riskanalys och kvalificerat analytiskt arbete inom försäkring. Erfarenhet från flera olika försäkringsområden, gärna både traditionella och specialiserade segment. Stark numerisk förmåga och vana att arbeta med komplexa datamängder. God förståelse för aktuariella principer och hur de omsätts i praktiken. Förmåga att kommunicera komplex analys på ett tydligt, pedagogiskt och affärsmässigt sätt. Mycket goda kunskaper i svenska och engelska, i tal och skrift. Övrig information Start: Enligt överenskommelse. Plats: Stockholm, Vasastan med möjlighet till hybrid 1-2 dagar i veckan. Omfattning: Heltid. Lön: Enligt överenskommelse. Vi tillämpar löpande urval i denna process vilket innebär att tjänsten kan tillsättas innan annonsen avpubliceras. Vi rekommenderar dig därför att ansöka så snart som möjligt! Har du frågor eller funderingar kring Asta Agencys rekryteringsprocess, tveka inte att höra av dig till alice@astaagency.se. Om Asta Agency Asta Agency är ett rekryterings- och bemanningsföretag som hjälper företag att hitta rätt tjänstemän i hela Sverige med fokus på Stockholm, Göteborg och Malmö. Vi rekryterar och hyr ut specialister och generalister inom försäljning, marknad, HR, kundservice, ekonomi, administration, IT och tech. Med fokus på kvalitet, långsiktighet och smarta lösningar stöttar vi både företag och kandidater i nästa steg. Läs mer om hur vi arbetar med rekrytering, bemanning och hyrrekrytering på astaagency.se.