Senior Credit Analyst

Want to Shape How Millions Pay on FINN, Blocket & other Nordic Marketplaces? THE OPPORTUNITY IN A NUTSHELLYou? A strategic product leader with a deep understanding of modern payment ecosystems. You thrive on navigating complex partnerships and driving cross-functional alignment to build seamless, secure financial experiences.Role? Product Manager on our Payment team, owning the vision, strategy, and execution of our payment solutions across our brands, bridging between external payment partners, technical delivery teams, and internal business stakeholders to scale our transactional capabilities.Company? Vend, home of FINN, Blocket, Tori, Oikotie, DBA & Bilbasen, where millions of people across the Nordics go to find what they need, whether it's second-hand goods, a job, a home or a way to move. Location? Join us in our Oslo or Stockholm office where you’ll have the flexibility to work remotely 3 days a week. Why us? This is your chance to lead a fast-scaling transactional platform that directly impacts millions of Nordic users. You drive high-visibility partnerships, cultivate an evolving team culture, and experience dedicated personal and professional growth in a highly collaborative environment.Sounds like your cup of tea? Check out the details below! WHO ARE YOU? Proven experience building and leading digital products from concept to execution, with a deep understanding of the payments ecosystem and transactional models. You possess the influence and negotiation skills required to manage external payment providers and fintech partners, ensuring mutually beneficial, high-performing collaborations, as well as internal vertical stakeholders. You’re adaptable and can pivot smoothly when priorities shift based on business results and help your team navigate changes with steadiness. You combine vision with pragmatism: You have the ability to translate a 5-year vision into clear, actionable short-term wins that keep the momentum going. High professional-level fluency in English: You effortlessly manage internal stakeholders, translating complex technical constraints to business leaders and aligning business objectives with engineering realities. WHAT’S THE JOB LIKE?As our Product Manager for the Payments Team, you own the core transactional experiences that define our marketplaces. Your main objective is to lead the team in building the best transactional and payment solutions as a foundational core layer. You manage the balance between ambitious forward-thinking strategies and continuous, value-driven software delivery Your Day-to-Day & Key Projects: Lead the continuous development of our new digital wallet and accelerate the cross-border scaling of our escrow solutions beyond Norway into our other Nordic markets. Evaluate and direct negotiations with major external payment vendors and financial partners to optimize our capabilities. Guide a dedicated squad of developers and UX designers, contributing to a structured, psychologically safe, and high-performing team culture. Interface closely with leadership across our commercial verticals to ensure the payments roadmap directly facilitates broader business goals. What success looks like in 6 months to one year: You have built deep trust with the product team, smoothed out cross-location collaboration dynamics, established a consistent short-term delivery cadence, and assumed ownership of key external partner relationships. You have seamlessly scaled the payment/escrow solutions across multiple Nordic markets and established a sustainable, predictable product delivery structure that bridges long-term vision with operational realities. A few words from Product Director, Lene Graff Christensen: "Hi, I am Lene Graff Christiansen, Product Director of Marketplace Platforms. The Payments team builds the transactional heartbeat of our marketplace—and we are looking for a strong product mind to help us scale it.We are a collaborative and curious team that values deep ownership and turning bold visions into measurable results. I am looking for someone who will confidently own this domain, bring fresh industry insights to the table, and challenge our current way of thinking. If you are ready to tackle complex payment challenges, this is a fantastic opportunity to broaden your expertise, grow as a product leader, and make a massive impact on Vend’s future." GOT YOUR ATTENTION? Let us hear from you! Make sure to apply by August 19th. You don't need to write an application letter, we are more interested in your answers to the questions in the application form. QUESTIONS?Product Director Lene Graff Christiansen is happy to provide information about the daily work and answer any questions you may have about the role. Lene is best reached by e-mail: lene.graff[at]vend.com At Vend, our mission is simple: Smart choices made easy. We’re here to make sustainable living effortless through seamless digital experiences. As part of a dynamic family of marketplaces, including FINN, Blocket, Tori, Bytbil, Oikotie, Bilbasen, and DBA, we connect people with services and products that matter. Driven by purpose and curiosity, we constantly evolve to meet today’s needs and shape a smarter, more sustainable tomorrow. At Vend, your time matters. We want you to explore new paths to smarter. Be curious with technology and lean forward. Dare to try, learn, and try again, as we innovate, grow and succeed together. Because your time matters. And when spent wisely, it creates value for you, for Vend, and society as a whole.