Wholesale & Valuation Manager

Connecting Jobs, run by the non-profit organisation Beredskapslyftet, helps newcomers take their first steps into the Swedish labour market – while giving companies access to new talent. Our client is a privately owned company operating in the construction business and an international B2B environment. The company is in a phase of commercial development and is looking for a Sales Manager who can take responsibility for building customer relationships, and developing sales in selected markets. The role is suitable for a person who enjoys working close to decision-makers, creating structure in sales processes, and turning business potential into concrete results. Location:Stockholm County, Sweden Who we are looking for:Sales Manager Your responsibilities:- Identify and develop new business opportunities in selected markets- Expand the customer base by finding, contacting, and securing new clients- Develop new sales areas and contribute to increasing the company’s market share- Build and maintain long-term relationships with business customers and partners- Prepare commercial proposals, offers, and sales presentations- Conduct negotiations with potential and existing customers- Follow up on leads, meetings, agreements, and ongoing business opportunities- Support the development of sales processes, customer pipelines, and market activities- Work closely with company management on commercial priorities and growth initiatives Requirements:- Previous experience in sales, business development, account management, or partnership management in construction- Proven experience in developing markets, expanding market share, developing new business areas, and gaining new clients- Experience from B2B sales, wholesale, retail, trade, services, or another relevant commercial sector- Strong communication and negotiation skills- Good ability to build and maintain long-term business relationships- Professional proficiency in English- Good organisational skills and ability to plan and prioritise independently- Comfortable working in a dynamic environment with a high level of responsibility Your profile:- Business-oriented and results-driven- Strong commercial mindset and ability to identify growth opportunities- Confident in communication with companies, customers, and partners- Structured, proactive, and able to move sales processes forward- Strong at building trust and maintaining professional relationships- Flexible and comfortable working in a growing company where priorities may change- Motivated by developing new business opportunities and contributing to company growth What the employer offers:- Full-time employment- On-site role based in Stockholm- Direct cooperation with company management- Good opportunities for professional growth and development- Dynamic work environment in a growing company Important: This position is part of a project co-financed by the European Union through the Asylum, Migration and Integration Fund (AMIF). The project aims to support third-country nationals in their integration into the Swedish labour market. Participants have a residence permit in Sweden but do not have Swedish citizenship or EU/EEA citizenship

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍Dublin, Ireland | 💰 €92,000 - €112,000, Incentive Awards tied to your performance ➕benefits | Hear from the team ✨ ⭐Our Risk team This role sits within our 2nd line of defence risk management team. Acting as a senior technical specialist within the Financial Risk function, it will involve supporting the Director in delivering robust oversight across several financial risk disciplines. The role has a strong focus on IRRBB, capital adequacy and stress testing (ICAAP), and liquidity and balance sheet risk (ALM), ensuring that frameworks, models, and methodologies are fit-for-purpose, compliant, and aligned with regulatory expectations. The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met. 🔑You’ll play a key role by… Driving delivery of the Financials Risk Functions objectives across the following areas of responsibility: Technical Leadership – Financial Risk Models & IRRBB * Leading independent 2LoD validation and review of financial risk models, with a focus on; Interest Rate Risk in the Banking Book (IRRBB), behavioural models (e.g. deposits, prepayments) and hedging strategies and valuation approaches * Assessing model design, assumptions, limitations, and performance, ensuring alignment with regulatory expectations (e.g. EBA IRRBB guidelines) * Providing independent technical challenge to first line model development and usage * Overseeing overarching model governance, including validation cycles, documentation standards, and model risk controls * Supporting development and enhancement of IRRBB measurement methodologies (e.g. EVE, NII metrics) Capital Adequacy, ICAAP & Stress Testing * Playing a leading role in ICAAP development, review, and ongoing enhancement * Providing independent oversight and challenge of; capital adequacy assessments, risk quantification methodologies, scenario design and stress testing frameworks and risk appetite calibration * Designing and reviewing stress testing scenarios (macroeconomic, idiosyncratic, reverse stress) * Assessing capital planning and forecasting, including base and stressed balance sheet projections * Ensuring ICAAP documentation meets regulatory standards and audit expectations * Supporting interactions with regulators on capital-related topics Liquidity Risk & Treasury Oversight (ALM) * Providing 2LoD oversight of liquidity risk and funding frameworks, including ILAAP and liquidity risk metrics (LCR, NSFR, survival horizon) * Reviewing and challenging Treasury activities, including; balance sheet management, funding strategies and wholesale credit exposures * Assessing assumptions underpinning liquidity stress testing and contingency funding plans * Providing oversight of ALM practices, including interest rate positioning and structural hedging * Supporting review of Recovery Plan and Solvent Wind Down (SWD) from a liquidity and funding perspective Risk Monitoring, Reporting & Regulatory Submissions * Leading production and independent review of financial risk MI (capital, liquidity, IRRBB), stress testing outputs and sensitivity analysis * Reviewing and challenging key regulatory submissions, including; ICAAP and ILAAP, pillar 3 disclosures, recovery plan and SWD * Ensuring data integrity, traceability, and auditability of risk outputs * Identifying emerging risks and escalate material issues appropriately Business Partnering & Expert Challenge * Acting as a technical advisor to Treasury, Finance, and Risk teams * Providing credible and constructive challenge on methodologies, assumptions, and decision-making * Supporting the embedding of robust financial risk practices across the organisation * Contributing technical expertise to strategic initiatives (e.g. product launches, balance sheet optimisation) Governance & Committees * Supporting preparation of materials for ALCO and Executive and Board Risk Committees * Presenting technical analysis and insights where required * Supporting escalation and documentation of key financial risk issues Regulatory & Control Environment * Ensuring alignment with CBI, EBA, and other applicable prudential regulations alongside internal financial risk frameworks and policies * Supporting adherence to fitness & Probity standards and individual Accountability Framework (IAF) Conduct Standards * Maintaining high standards of documentation, controls, and audit readiness 🤩 We’d love to hear from you if you have…… * Strong technical expertise in one or more of IRRBB modelling and measurement, capital adequacy and ICAAP, liquidity risk and ALM * Experience in model validation, quantitative analysis, or risk methodology development * Deep understanding of prudential regulation (CRR/CRD, EBA guidelines, ICAAP/ILAAP expectations) * Strong analytical and problem-solving skills with attention to detail * Ability to challenge effectively and communicate complex concepts clearly to senior stakeholders * Experience working with Treasury, Finance, or Risk teams in a banking environment 🙌What’s in it for you 💰A salary range of €92,000 - €112,000 ➕Incentive Awards tied to your performance. 📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays) 📚€1,200 learning budget each year to use on books, training courses and conferences. 🏥Private healthcare scheme 💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6% 💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling 🌈 The application journey has 4 key steps * An introductory call with a member of the Monzo Recruitment team * An initial call with the hiring manager * A series of role specific, behavioural & leadership principles interviews * Final stage interview This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.  #LI-ÉS1 ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊