
Stripe · SEA
WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the mos...
Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the
most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our
mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an
unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
Stripe provides regulated payments and financial services products, and also has a number of regulated subsidiaries, including in
the United States (Money Transmitter and lending licenses). These licenses have programs of periodic and ad hoc regulatory
reporting stemming from license requirements, and are critical aspects of the supervisory mechanisms for these entities. The
Global Regulatory Reporting team leads the process by which we report regulatory data externally to regulators in support of our
payments licenses.
In this role, you'll support the Global Regulatory Reporting team by partnering with Legal, Compliance, Accounting, Business and
Product, and Data Analytics teams across Stripe to maintain the Stripe North American regulatory reporting program. This includes
understanding and documenting the applicable regulatory reporting requirements in the region, implementing systems and processes
for comprehensively tracking those requirements for each of the Stripe North American entities, maintaining the end-to-end
processes for the collation of data, production of reports, and continuously monitoring compliance to meet the expectations of
regulators.
Stripe is both a technology company and a financial services company, and you'll need to be comfortable straddling both of those
worlds every day. You'll enjoy dealing with that puzzle, seeking creative solutions and moving quickly, often in the face of
ambiguity.
including defining reporting scope, governance, timelines, and accountability across required regulatory filings
translate them into clear reporting specifications, data definitions, and execution plans in partnership with Legal and
Compliance
sign-off, and timely submission to regulators
circulation, reserves, custody arrangements, and transaction flows across on-chain and off-chain systems
documentation, and issue remediation to support audit and exam readiness
regulatory reporting processes as the business scales
launches, and system changes on reporting scope, data requirements, and controls
documentation to support supervisory reviews and examinations
inquiries
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you
are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
experience in financial services regulatory reporting will be considered
environment, ideally supporting stablecoin issuance, payments, or custody-related activities
state frameworks (including, but not limited to, the GENIUS Act and related Treasury, banking, and payments guidance)
federal regulators (e.g., OCC, Treasury) and state regulators on regulatory reporting, data submissions, or supervisory
requests
internal ledgers, and third-party systems to produce accurate, cohesive, and regulator-ready reporting deliverables
financial regulatory reports relevant to stablecoin and payments activity
services business activities
scalable, repeatable regulatory reporting processes
and drive balanced, risk-aware solutions
business-aligned execution without impeding responsible growth
WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe's Financial Crimes, Compliance and Risk Oversight (FinCRO) organization serves as Stripe's second line of defense, ensuring we operate as a responsible steward of the global financial ecosystem. Within FinCRO, the Product Enablement team sits at the intersection of compliance and product — partnering directly with product and engineering teams to build innovative, compliant financial products from the ground up. WHAT YOU’LL DO We’re looking for a Product Compliance and Enablement Advisor experienced in the fintech and payments industry to partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that both delights users and meets all relevant compliance obligations. You will embed with Stripe’s product teams, building new and innovative products to help identify, track and implement compliance requirements, while supporting those teams in building and deploying monitoring tools to ensure ongoing compliance. The role provides an excellent opportunity for a talented candidate to deploy their cross-functional product compliance skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. The successful candidate will gain wide-ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization. Responsibilities: * Embed with product teams to provide guidance on compliance requirements during the design and build phases to ensure a compliant go-to-market strategy * Lead product governance efforts on behalf of FinCRO, including documenting requirements and tracking them through implementation * Conduct compliance reviews and product risk assessments for material new product launches and feature expansions * Provide subject matter support as they design and implement workflows, tooling, and reporting * Liaise closely with Regional Compliance Officers and Money Laundering Reporting Officers to support execution of our compliance oversight programs * Inform and educate product and business teams on relevant compliance and regulatory requirements to foster a "compliance-by-design" mindset across the organization * Contribute to building a strong culture of compliance across Stripe’s teams * Leverage AI and agentic tools to scale compliance product enablement — including accelerating product risk assessments, regulatory research and requirements documentation — while maintaining rigorous judgment over AI-generated outputs Minimum Requirements * 7+ years of experience building and managing compliance programs in regulated financial services, preferably in fintech, payments and banking * Experience evaluating emerging products for compliance risk, working with product and business stakeholders to implement creative solutions for compliance requirements, and conducting relevant product risk assessments * Working knowledge of regulatory compliance and financial crimes/AML practices, with a strong understanding of the compliance landscape applicable to a company like Stripe * Proven ability to manage distinct projects and programs, with strong stakeholder management and communication skills * Ability to interpret regulations and regulatory guidance and incorporate them into a comprehensive, proportionate compliance program * Strong written and verbal communication skills — including the ability to translate complex regulatory concepts clearly for non-compliance audiences * Excellent cross-functional collaboration skills, including senior leadership relationships and managing competing priorities * Intellectual curiosity and a willingness to explore unfamiliar markets, product types and regulatory frameworks * Ability to work efficiently and independently in a fast-paced, ambiguous environment * Genuine interest in financial regulation and an eagerness to drive the industry forward through responsible innovation * Demonstrated AI fluency — actively uses AI tools, including agentic workflows, to enhance the quality, speed, and rigor of compliance work; able to critically evaluate AI outputs, iterate on results, and select the right tool for the task rather than defaulting to manual methods PREFERRED QUALIFICATIONS * Experience using AI or agentic tools in a compliance or regulatory context (e.g., for policy drafting, risk assessments, regulatory research, or workflow automation) * Experience with stablecoin, crypto, or emerging payments product compliance * ACAMS, CRCM, ICA (Diploma or Advanced Certificate) or equivalent certification * SQL abilities
WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Stripe's Financial Crimes, Compliance and Risk Oversight (FinCRO) organization serves as Stripe's second line of defense, ensuring we operate as a responsible steward of the global financial ecosystem. Within FinCRO, the Product Enablement team sits at the intersection of compliance and product — partnering directly with product and engineering teams to build innovative, compliant financial products from the ground up. WHAT YOU’LL DO We’re looking for a Product Compliance and Enablement Advisor experienced in the fintech and payments industry to partner closely with cross-functional stakeholders to design and enhance Stripe’s products in a way that both delights users and meets all relevant compliance obligations. You will embed with Stripe’s product teams, building new and innovative products to help identify, track and implement compliance requirements, while supporting those teams in building and deploying monitoring tools to ensure ongoing compliance. The role provides an excellent opportunity for a talented candidate to deploy their cross-functional product compliance skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. The successful candidate will gain wide-ranging exposure to Stripe's diverse range of business lines, senior leadership, and the governance and workings of the organization. Responsibilities: * Embed with product teams to provide guidance on compliance requirements during the design and build phases to ensure a compliant go-to-market strategy * Lead product governance efforts on behalf of FinCRO, including documenting requirements and tracking them through implementation * Conduct compliance reviews and product risk assessments for material new product launches and feature expansions * Provide subject matter support as they design and implement workflows, tooling, and reporting * Liaise closely with Regional Compliance Officers and Money Laundering Reporting Officers to support execution of our compliance oversight programs * Inform and educate product and business teams on relevant compliance and regulatory requirements to foster a "compliance-by-design" mindset across the organization * Contribute to building a strong culture of compliance across Stripe’s teams * Leverage AI and agentic tools to scale compliance product enablement — including accelerating product risk assessments, regulatory research and requirements documentation — while maintaining rigorous judgment over AI-generated outputs Who You Are Minimum Requirements * 7+ years of experience building and managing compliance programs in regulated financial services, preferably in fintech, payments and banking * Experience evaluating emerging products for compliance risk, working with product and business stakeholders to implement creative solutions for compliance requirements, and conducting relevant product risk assessments * Working knowledge of regulatory compliance and financial crimes/AML practices, with a strong understanding of the compliance landscape applicable to a company like Stripe * Proven ability to manage distinct projects and programs, with strong stakeholder management and communication skills * Ability to interpret regulations and regulatory guidance and incorporate them into a comprehensive, proportionate compliance program * Strong written and verbal communication skills — including the ability to translate complex regulatory concepts clearly for non-compliance audiences * Excellent cross-functional collaboration skills, including senior leadership relationships and managing competing priorities * Intellectual curiosity and a willingness to explore unfamiliar markets, product types and regulatory frameworks * Ability to work efficiently and independently in a fast-paced, ambiguous environment * Genuine interest in financial regulation and an eagerness to drive the industry forward through responsible innovation * Demonstrated AI fluency — actively uses AI tools, including agentic workflows, to enhance the quality, speed, and rigor of compliance work; able to critically evaluate AI outputs, iterate on results, and select the right tool for the task rather than defaulting to manual methods PREFERRED QUALIFICATIONS * Experience using AI or agentic tools in a compliance or regulatory context (e.g., for policy drafting, risk assessments, regulatory research, or workflow automation) * Experience with stablecoin, crypto, or emerging payments product compliance * ACAMS, CRCM, ICA (Diploma or Advanced Certificate) or equivalent certification * SQL abilities
WHO WE ARE We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing. Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go! YOUR MISSION As our new Director Treasury, you will architect, scale, and lead a highly sophisticated, multi-jurisdictional treasury, FX, and balance sheet management function. Reporting directly to the CFO, you will balance traditional equity retail brokerage mechanics with 24/7 digital asset liquidity, ensuring robust regulatory capital and safeguarding compliance across the EU, UK, and UAE. You will drive financial resilience by owning our market risk frameworks, building an automated multi-currency cash pooling architecture, and establishing advanced hedging programs. As a leader, you will build and mentor a world-class treasury team, bridging the compliance mindset of traditional banking with the agility of Web3, while collaborating closely with internal stakeholders to align product governance with optimized balance sheet management. WHAT YOU’LL DO * Asset Liability Management & Product Governance: Manage duration and liquidity mismatches between liabilities and assets; optimize retail product funding across 24/7 crypto and traditional markets to streamline settlement cycles. * Risk & Balance Sheet Ownership: Build and execute the end-to-end Interest Rate Risk in the Banking Book (IRRBB) framework, regularly modeling and stress-testing the balance sheet against aggressive market rate pivots. * Liquidity & Cash Operations: Oversee daily cash management, real-time clearing, and multi-currency settlement operations while ensuring absolute compliance and segregation regarding customer safeguarding accounts. * Liquidity Architecture: Design and manage a multi-entity, multi-currency physical and notional cash pooling structure (fiat and stablecoins) and establish automated inter-company lending frameworks. * TMS & Automation Integration: Lead the enhancement and customization of our Treasury Management System (TMS), spearheading its integration with traditional banking APIs, blockchain analytics engines, and internal ERP systems. * People Leadership: Build, mentor, and lead a world-class, cross-functional treasury team across multiple geographic locations, cultivating an innovative and regulatory-compliant mindset. WHO YOU ARE * Financial Excellence: You have extensive experience leading sophisticated treasury operations, including robust Asset Liability Management (ALM) and product governance, across various assets and multiple jurisdictions. * Leadership Experience: Proven track record in a senior treasury leadership role, with a strong background in building and managing high-performing finance teams across multiple locations. * Regulatory & Technical Mastery: Deep understanding of multi-jurisdictional regulatory frameworks (including FMA, FCA, VARA, and safeguarding/prudential capital compliance) alongside expertise in IRRBB, ALM, and complex FX hedging. * System Savvy: Experienced in scaling and optimizing Treasury Management Systems (TMS) and bridging traditional banking infrastructures (SWIFT, SEPA, Fedwire) with digital asset and blockchain analytics. * Quantitative & Analytical Expertise: Advanced proficiency in financial modeling and stress-testing for balance sheet simulations (such as NII, Earnings-at-Risk, and EVE), coupled with a strong operational command of real-time multi-currency cash positioning, automated transfer pricing, and institutional fiat-to-crypto hedging mechanisms. WHAT’S IN IT FOR YOU * Flexibility to work where you thrive – Enjoy the freedom of our Hybrid working model, combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice. * Reward for your impact – Receive a competitive total compensation package aligned with Bitpanda’s pay-for-impact policy, including participation in our stock option plan. * Support for your mental wellbeing – Access confidential coaching, counselling, and mental health resources whenever you need them through OpenUP. * Time to recharge – On top of your standard annual leave, Prioritise your wellbeing with 3 additional days of paid time off to rest, reset, and recharge, available once you’ve been with us for 6 months. * Continuous learning and growth – Grow your skills and stay ahead in your career with unlimited access to Udemy’s library of online courses at your own pace. * Exclusive perks and rewards – Enjoy discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel. * Support during life milestones – Take advantage of our additional 8 weeks of gender-neutral new parent leave to welcome and bond with your new addition to the family. * Fuel and focus on-site – Pandas in Vienna, Bucharest, Barcelona, and Berlin can enjoy free onsite dining, with freshly prepared lunches and snacks to keep you fueled and focused all day long. * Recognition for your contributions – Celebrate milestones and achievements with recognition and rewards for your Tenure at Bitpanda. * Show your Bitpanda pride – Access exclusive Bitpanda-branded merchandise and gear to represent. * Connect and celebrate with your team – Join unforgettable company events, from our Winter Party in Vienna to gatherings worldwide, fostering fun, connection, and celebration .…and even more location-specific benefits designed to make life at Bitpanda even more rewarding wherever you are. Above all, you will have the opportunity to learn and grow as part of Bitpanda’s incredible journey towards being Europe’s future #1 investment platform. BITPANDA IS COMMITTED TO FOSTERING A FAIR AND EQUAL ENVIRONMENT BASED ON TRUST AND MUTUAL RESPECT. WE BELIEVE THAT A DIVERSE AND INCLUSIVE WORKPLACE IS PARAMOUNT TO OUR SUCCESS AND WE ARE COMMITTED TO BUILDING A TEAM THAT REPRESENTS A WIDE VARIETY OF BACKGROUNDS, PERSPECTIVES, AND SKILLS. * THESE BENEFITS MAY BE ADJUSTED AT BITPANDA’S DISCRETION AND DO NOT APPLY TO OUR INTERNSHIPS AND EXCEPTIONS TO OUR HYBRID WORKING POLICY APPLY TO TEAMS WITH SHIFT SCHEDULES OR FOR FOLKS WHOSE ROLES REQUIRE THEM TO BE IN-OFFICE (THINK: WORKPLACES TEAM OR IT).