Sökresultat för "Financial Crime"

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. ABOUT THE TEAM The Financial Crimes team plays a critical role in ensuring a healthy financial ecosystem and maintaining trust in Stripe's platform. We ensure that prohibited parties cannot utilize our services and identify bad actors engaging in money laundering, terrorist financing, or other financial crimes. As Stripe’s user base and global footprint grows dramatically, this team is essential for mitigating risk and upholding regulatory compliance, directly contributing to Stripe's mission of increasing the GDP of the internet safely and responsibly.   WHAT YOU’LL DO As a Risk Operations Analyst you will be working to ensure our policies, operations, and workflows align to the needs of our financial partners. You will be accountable for workflows impacting a variety of cross-functional internal and external stakeholders to identify and assess regulatory, contractual, and partner risk. Further, you will influence and advise operational teams in building out scalable operational processes to ensure compliance with service level agreements, routine reporting, and overall risk mitigation. RESPONSIBILITIES * Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions. * Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements. * Effectively and clearly communicate with other Stripes, Stripe's users, and Stripe's financial partners. * Identify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trends. * Facilitate the re-design of business processes including clarifying, identifying issues, and facilitating changes to attain the highest levels of efficiency, control, and compliance. * Help build and scale processes across the financial crimes operations eco-system. * Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholders. WHO YOU ARE We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 5+ years of experience in risk management, compliance, or financial operations. * Understanding of FinCrime red flags, its typologies, and how they can be identified. * Experience in developing/implementing process improvements. * Analytical and demonstrates reasoned logic to decision making and judgements, considers external/internal factors and is able to recommend solutions in complex situations. * Effective communication skills with the ability to produce clear, precise and concise written and presentation materials. * Ability to analyze feedback patterns and use these insights to drive process and product improvements. * Policy Development & Regulatory Knowledge: Proven track record developing compliance policies and procedures for payment processing environments. * Risk Assessment: Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.  * Operational Management & Scaled Operations: Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processes. PREFERRED QUALIFICATIONS * Data analysis tools such as SQL * Experience in transaction monitoring or financial investigations, Sanctions, AML/EDD/KYC/KYB * Knowledge of payment processing systems and associated risks

Vi söker dig som vill arbeta som AML Compliance Officers hos en av Sveriges storbanker. Är du nyfiken, analytisk och vill arbeta med att bekämpa ekonomisk brottslighet. Då är detta din nästa karriärssmöjlighet. Välkommen in med din ansökan idag! Om tjänsten I denna roll kommer du att ingå i ett AML-team som är en del av Financial Crime-avdelningen inom Group Compliance hos vår kund. Teamet har anställda över hela Norden och Baltikum. I rollen kommer du att arbeta med att bekämpa penningtvätt samt finansiering av terrorism – ett arbetsfält som både är avgörande för banken och en samhällsviktig fråga. Rollen innebär stort ansvarstagande samt att bli del av ett inspirerande team och engagerade chefer som uppmuntrar dig att växa. Vidare kommer du att erbjudas en inkluderande arbetsmiljö där du bidrar till bankens tillväxt, idag och i framtiden. För uppdrag ser vi att du kan arbeta under sommaren och kommer inte kunna ta semester v.28-32, med möjlighet till ledighet i slutet av sommaren. VIKTIG INFORMATION:Rekryteringsprocess kräver en UC-kontroll och utdrag från belastningsregistret. I samband med din ansökan är det ett krav att samtidigt beställa ut ett utdrag från belastningsregistret. Du erbjuds ett utvecklande och spännande konsultuppdrag initialt fram till årsskiftet inom AML på avancerad och komplex nivå. Det finns goda chanser till förlängning av uppdraget! Arbetsuppgifter Utreda misstänkt kriminellt beteende relaterat till penningtvätt, finansiering av terrorism och skatteflykt Granska och analysera information för att skapa rapporter Rapportera till myndigheterna Vi söker dig som Har en avslutad universitetsexamen i ekonomi och/eller juridik Har mycket goda kunskaper i svenska och engelska i både tal och skrift Har tidigare relevant arbetslivserfarenhet Har goda kunskaper inom Microsoft Office Det är meriterande om du har Tidigare arbetslivserfarenhet inom AML/KYC/Fraud Tidigare arbetslivserfarenhet från bank Kunskap kan erhållas genom utbildning, erfarenhet eller att vara självlärd. Vi söker dig som är analytisk, nyfiken och har en stark problemlösningsförmåga. Du har hög integritet, är ansvarstagande och noggrann, med ett tydligt fokus på att leverera arbete av hög kvalitet. Du värdesätter samarbete, är hjälpsam och bidrar till en positiv arbetsmiljö, samtidigt som du inte tvekar att ställa frågor när något är oklart. Som person är du professionell, ambitiös och driven, med en vilja att utvecklas och ta nästa steg i din karriär. För att lyckas i rollen har du följande personliga egenskaper: Hjälpsam Stresstolerant Målmedveten Ordningsam Ansvarstagande Intellektuellt nyfiken Vår rekryteringsprocess Denna rekryteringsprocess hanteras av Academic Work och vår kunds önskemål är att alla frågor rörande tjänsten skickas till Academic Work. Vi tillämpar löpande urval och kommer plocka ner annonsen när tillräckligt många kandidater har nått slutskedet i rekryteringsprocessen. Rekryteringsprocessen innehåller två urvalstest: ett personlighetstest och ett test i kognitiv förmåga. Testerna är ett verktyg för att kunna hitta den kandidat med högst potential för tjänsten samt främja jämlikhet, mångfald och en rättvis rekryteringsprocess.

Are you interested in strategic risk assessments and risk management within Anti Money Laundering, Counter Terrorist Financing and Financial Sanctions (AML/CTF/FS)? In Swedbank you have the opportunity to: Lead and contribute to enterprise-wide risk assessments within AML, Counter Terrorist Financing and Financial Sanctions by identifying inherent risks, evaluating controls and recommending risk mitigating actions Conduct thematic risk analyses and identify opportunities to strengthen the bank’s financial crime prevention framework Perform ad hoc risk assessments and support effective management and mitigation of identified risks Collaborate with colleagues across the organization in strategic and operational AML/CTF initiatives and projects Partner with business stakeholders to assess and manage complex financial crime risks in a dynamic environment Participate in steering committees, working groups and strategic projects, representing Economic Crime Prevention and ensuring financial crime risk considerations are integrated into key decisions Drive strategic objectives through effective collaboration and stakeholder management across multiple business functions Provide expert advice and support to product organizations, client-facing units and senior stakeholders on AML and financial crime risk matters Build strong partnerships across Group Functions and Business Areas to strengthen the bank’s financial crime risk management capabilities What is needed in this role: A bachelor's or master's degree in economics, law or equivalent Several years experience from working within the field of AML/CTF, financial sanctions, fraud or risk management in banking, other financial institutions or competent authorities Knowledge and operational experience within the financial sector Excellent analytical skills Deliver quality in a fast-paced environment with complex questions, products and clients Be a positive, solution oriented and relation building team player Have a curious and questioning mindset Good communicative skills and the ability to express yourself, orally and in writing, in Swedish and English With us, you can experience: Personal and professional growth through self-leadership and continuous development. Meaningful work that positively impacts our workplace, our customers, and society. An open and collaborative culture that encourages cross-functional teamwork and provides networking opportunities. A supportive and inclusive environment that promotes a balanced and sustainable work-life, with flexible working conditions when suitable for the role. Benefits such as our share based reward program Eken, company pension plan, employee offer for banking products, health insurance. "Join our team and... and play an important role in strengthening Swedbank’s fight against financial crime. You will become part of a collaborative and high-performing team responsible for Swedbank’s Enterprise-Wide Risk Assessment and for providing expert advice on complex AML/CTF-related matters across the organisation. We work in a dynamic environment with ambitious goals, varied assignments and close collaboration with stakeholders across the bank. While some deliveries involve tight deadlines, we value teamwork, knowledge sharing and maintaining a positive and supportive culture where people can thrive and develop. In this role, you will be given a high degree of responsibility and the opportunity to influence important decisions related to financial crime risk management. You will be supported by experienced colleagues and a manager who is committed to helping you grow professionally while encouraging you to continuously develop and challenge yourself as an AML Risk Manager.” Marcus Lundgren, your future manager We look forward to receiving your application by 09.08.2026.  Due to the holiday period, the selection and interview process will begin in August. Thank you for your patience, and we warmly welcome your application. We would like to let you know that a background check and a drug test may be a part of the process for this role. We have made our choice regarding recruitment media and therefore kindly decline contact with ad sellers or sellers of other recruitment services. Location: Sundbyberg Recruiting manager: Marcus Lundgren Swedbank does not discriminate anybody based on gender, age, sexual orientation or sexual identity, ethnicity, religion or disability – everybody is welcome. #LI-MA1 #LI-Hybrid

About 1st Formations At 1st Formations, we empower entrepreneurs to start, run, and grow their businesses with confidence. Running a business shouldn’t be slowed down by company formation, statutory compliance, accounting, or payroll. From day one, these essentials should be seamless, reliable, and intelligently handled — freeing founders to focus on building and scaling. We’re a leading UK provider of company formation and compliance services, building a modern, fully integrated technology platform that supports founders at every stage of their journey. Our platform brings together formation, compliance, accounting, payroll, and ongoing business support in one cohesive experience. No stitched-together services. No legacy workflows disguised as software. Just a single, scalable platform built for ambitious founders who want to move fast, stay compliant, and grow with confidence. Why Join Us Now? You’ll be joining a business with strong momentum, clear direction, and real opportunity for progression. * £18m annual revenue, including £9m ARR * Over 1 million companies formed * Certified B Corp and Carbon Neutral Business * Forecast to grow 5x–10x over the next three years The Role The MLRO will serve as the registered Money Laundering Reporting Officer, with full accountability for suspicious activity reporting, regulatory engagement, and the consistent application of the highest regulatory and governance standards across the business. This is a senior, operationally hands-on role that combines day-to-day MLRO responsibilities with strategic compliance direction - protecting the business through robust controls, proactive risk management, and continuous regulatory horizon scanning. The postholder will act as a business-enabling partner, working closely with the COO and CEO to translate regulatory requirements into practical action plans, ensuring commercial growth is pursued confidently within a defined risk appetite. We are ideally looking for candidates with experience in the company formations (Trust or Company Service Provider (TCSP)), or accounting sector. Key Responsibilities • Serve as the registered MLRO, with full responsibility for suspicious activity reporting reviews, external SAR submissions, and direct engagement with the NCA and FCA • Own and evolve the group risk framework, including our AML policies and procedures, risk registers and risk appetite statements • Lead AML and financial crime compliance across the group, ensuring ongoing adherence to the Proceeds of Crime Act, Money Laundering Regulations, and UK GDPR • Oversee KYC and CDD controls, sanctions screening, and SAR reporting - continuously optimising processes to handle high volumes of customer onboarding and transactional activity • Drive regulatory horizon scanning, proactively tracking changes to the regulatory landscape and briefing senior leadership with clear, actionable plans • Maintain and improve control effectiveness, overseeing first-line self-assessment and second-line assurance activity, ensuring audit findings are actioned within agreed SLAs • Partner with business leaders and commercial teams to enable growth by embedding compliance into operational and product development processes • Manage relationships with external regulators, auditors, and relevant third parties with professionalism and confidence • Oversee compliance tools and technologies, including AML monitoring systems and case management platforms • Monitor and report on risk posture and compliance KPIs, providing regular updates to the COO, CEO, and senior leadership What We Are Looking For * 10+ years of compliance and risk leadership in a regulated sector, ideally with direct experience in company formations (TCSP) or accountancy services * Proven experience as an MLRO or Deputy MLRO, with direct responsibility for SAR submissions and engagement with the NCA and FCA * Deep expertise in AML and financial crime, with strong working knowledge of the Proceeds of Crime Act, Money Laundering Regulations, GDPR, and FCA guidance * Experience building and managing risk frameworks using the three-lines-of-defence model at scale * A track record of regulatory horizon scanning and delivering compliance change programmes on time * Familiarity with AML monitoring systems and case management platforms * A pragmatic, business-enabling mindset - able to advise on risk-based decisions that support growth rather than obstruct it * Strong stakeholder management skills, with the ability to communicate complex regulatory matters clearly to senior leadership and external partners * Analytical, data-driven approach to assessing risk posture and prioritising remediation * Relevant professional qualification (ICA, CAMS, CISI, or equivalent) strongly advantageous; Bachelor's degree required What We Offer * £80- 120k and comprehensive benefits package * Hybrid working model- Mondays, Wednesdays and Fridays in the Office. * Real opportunities for progression as the business scales * The chance to influence both customer experience and product development * A culture that values ownership, impact, and continuous learning Equal Opportunities 1st Formations is an equal opportunity employer and is committed to creating a diverse and inclusive workplace. We consider all applicants for employment without regard to race, colour, religion, sex, national origin, sexual orientation, age, citizenship, marital status, criminal history, disability, or gender identity. We encourage individuals from all backgrounds to apply. If you have a disability or special need that requires accommodation, please let us know.

Luleå University of Technology experiences rapid growth with world-leading expertise within several research areas. Our scientific and artistic research and education are conducted in close collaboration with international, national and regional companies, the public sector and leading universities. Luleå University of Technology has an annual turnover of just over SEK 2.3 billion. We have more than 1,800 employees and nearly 21,600 students.The subject Applied Geochemistry belongs to the Department of Civil, Environmental and Natural Resources Engineering, where research and education in the mining, construction and environmental areas contribute to the development of a long term sustainable society. We are now employing a Professor/Head of subject in Applied Geochemistry to lead and develop the research subject in conjunction with society’s transition to greener technology. The subject has successfully combined applied research with basic research. Basic research aims to understand the concentration levels and mobility of elements under natural conditions. The applied research covers pollution effects from different types of human activities and measures to reduce pollution emissions and limit their harmful effects. The mining industry's environmental issues have been and will be one of the subject’s most important research areas, but the research subject has great opportunities to be broadened to applications in infrastructure development. Analytical chemistry, isotope geochemistry and environmental forensics are important parts of the subject’s research areas.DutiesThe position as Professor/Head of subject is a leadership role with overall responsibility for leading and developing the subject including research, postgraduate education as well as education at undergraduate and graduate level. For a professor, it also includes following the international development of the subject, supervising doctoral students and assisting with teaching. In addition, the assignment is to further develop collaboration within the department and with other subjects at the university, and to strengthen the link with relevant national and international research environments. The Head of subject has a particular responsibility for attracting external funding and securing funding for his/her own research as well as for promoting the academic environment at large. An important task for the Head of subject is to build a strong research subject where doctoral students, staff and students grow and develop. The position of Professor as well as Head of subject is a permanent position.QualificationsQualified for an employment as a professor is someone who has demonstrated both research expertise and teaching expertise. As much attention must be given to the assessment of teaching expertise as to the assessment of research expertise.In order to meet the requirements for an employment as a professor, the applicant: must be prominent within their subject area and there present scientific activities of high international standards demonstrating a clear progress in terms of quality; must have produced a total scientific output that must be equivalent, in terms of quantity, to at least three doctoral theses including the doctoral thesis; must demonstrate academic leadership through, among other things,- experience of research-related commissions of trust such as subject specialist, external reviewer and/or member of an examining committee;- experience of leading research projects;- experience of applying for and being granted, as the main applicant and in competition, external funding for research projects;- experience of internal missions at the University;- experience of educational leadership; must have experience of supervising doctoral students and, unless there are exceptional reasons, must have been the principal supervisor for at least one doctoral student for the entire period from admission to doctoral degree; must demonstrate pedagogical expertise through proven experience, teaching expertise and teaching development; must demonstrate the ability to collaborate with the wider community by means of, among other things,- making new knowledge available to the wider community,- incorporating societal needs into educational and/or research contexts. In addition to the qualification requirements for professors, emphasis must be placed on leadership skills when recruiting a professor/head of subject. These skills are demonstrated in, among others, experience of line management responsibility and staff development; self-knowledge and capacity to reflect on their own leadership experience; experience of budget responsibility or other financial responsibilities.   Assessment criteriaThe following assessment criteria are applied for the position:   research expertise teaching expertise ability to lead and develop operations other assessment criteria.   Other assessment criteria, weighted equally:  - good contacts with international research networks engaged in mining-related environmental research or other applied geochemical research - ability to obtain external research and development funding - have fluent knowledge of English in speech and writing - contacts with industry and students requires that non-Swedish speaking applicants acquire a good knowledge of Swedish in speech and writing within 1–2 years after employment - ability to interact internally within the university and with the surrounding community   InformationFor further information about the position, please contact: Head of Department, Charlotta Johansson, mailto:Charlotta.M.Johansson@ltu.se, phone +46 (0)920-49 18 67Union representatives: SACO-S Diana Chroneer, 0920-49 2037 mailto:diana.chroneer@ltu.se, OFR-S Marika Vesterberg, 0920-49 1721 mailto:marika.vesterberg@ltu.se   In case of different interpretations of the English and Swedish versions of this announcement, the Swedish version takes precedence.ApplicationFor full ad and application go to: Job vacancies | Luleå tekniska universitetFinal day to apply: September 1, 2026Reference number: 2274-2026

Ria Money Transfer is a business arm of Euronet Worldwide, Inc. (NASDAQ: EEFT) and a leading financial services player. We offer fast, secure and affordable global money transfers to millions of customers worldwide. In addition to this, we also provide currency exchange services. With over 600,000 agents in almost 200 countries, our goal is to create opportunities for a better everyday life. We believe in a world where everyone is empowered to shape the life they dream of, regardless of their background or location. ABOUT THIS ROLE Ria Financial Services is looking for a driven and service-oriented employee for the role of Sales Cashier/Store Employee. We are a global leader in money transfers and currency exchange with an extensive network of our own offices and branches. This is a part-time position located in Stockholm, starting beginning in August. As a Sales Cashier/Store Employee, you will be a key part of our team and the face of our business. You will be responsible for delivering excellent customer service while contributing to our sales targets. ROLES & RESPONSIBILITIES Carry out transactions for money transfers and currency exchange with high precision and efficiency. Actively engage customers to understand their needs and offer appropriate financial services. Provide personalized and professional service by answering questions and providing clear guidance. Manage cash flow carefully and ensure accurate accounting according to company guidelines. Help achieve and exceed sales goals by building trust and customer loyalty. Be flexible with working hours and be able to work evenings, weekends and holidays when needed. We are looking for you who Has experience in sales and customer service (meritorious). Fluent in Swedish and English, with proficiency in a third language such as Georgian, Spanish ecc. Is self-motivated, goal-oriented and thrives in a dynamic work environment. Have a strong customer focus and the ability to create a positive experience for our customers. Has experience in cashier work and handling of cash (meritorious). Is flexible and can adapt to different tasks and shifts. Weekend work occurs. Have basic computer skills (Word, Excel). PERKS & BENEFITS An exciting and dynamic work environment in an international company. Opportunity to develop in sales and financial services. An inclusive and multicultural team where we value diversity. We look forward to hearing from you and welcoming you to our team at Ria Financial Services! Please note that for security reasons, we request an extract from the criminal record before employment can be carried out. Ria Money Transfer is an employer that promotes equal opportunities. We value diversity and are committed to creating an inclusive work environment for all employees. Read more about us here: www.riamoneytransfer.com

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM The Global Sales Enablement Team is responsible for partnering with cross-functional teams to equip our sales organizations with the skills, tools, and knowledge they need to perform at their best. We are currently leading one of the most significant transformations in Stripe's Sales history — reshaping how Sales Development operates through the adoption of AI-powered tooling and redesigning the SDR's role in driving pipeline quality. This transformation spans multiple geographies, sales motions, and hundreds of sellers. The stakes are high, the pace is fast, and the change management challenge is real. WHAT YOU’LL DO As a Sales Development Change Management Specialist, you will own the strategy and execution of our global change management and communications program for the Sales Development transformation. You sit at the intersection of strategy, content, and field engagement — responsible for ensuring that complex, high-priority initiatives are adopted at pace and land durably in the field. This is not a support role. You own the change narrative, the communication strategy, and the measurement of adoption. You'll partner with senior program leadership, subject matter experts, and regional enablement leads to drive consistent, high-impact transformation across a global sales organization. RESPONSIBILITIES * Own the end-to-end change management program — from preparing the organization for change through launch, adoption, reinforcement, and measurement * Develop and execute a global communications strategy that ensures sellers understand what is changing, why it matters, and what it means for them — sequenced to land with impact and without creating unnecessary noise * Write and distribute seller-facing communications, executive briefings, and stakeholder updates; own the core program narrative throughout the transformation lifecycle * Distill complex program initiatives into clear, compelling, sales-ready content — translating what engineers and product teams build into what sellers and managers need to hear * Build and maintain a strategic communications plan in partnership with cross-functional teams, including Product, Engineering, and SD Operations * Create and manage a structured feedback loop with the field — capturing seller sentiment, surfacing blockers, and using adoption data to iterate on the change approach * Partner with subject matter experts and regional enablement leads to ensure change initiatives are contextualized for each market and sales motion * Advise program leadership on the pacing and sequencing of change, balancing urgency with the organization's capacity to absorb it * Build strong relationships with key stakeholders and senior leaders to ensure change and communications strategies remain aligned to program goals and business performance targets * Track and report on adoption metrics against defined program success criteria WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 10+ years of experience in change management, organizational transformation, strategic communications, program management, or a closely related discipline * Experience navigating and implementing complex change programs within Sales Development organizations * Exceptional written and verbal communication skills — the ability to distill complex, technical concepts into clear, seller-ready, action-oriented content * Proven ability to develop and execute multi-channel communications strategies for large, globally distributed audiences * Strong cross-functional partnership and influencing skills — including the ability to work effectively with executive-level stakeholders and subject matter experts without direct authority * A data-driven mindset with experience using adoption metrics, field feedback, and performance data to measure, iterate, and improve * Experience supporting go-to-market or sales organizations through significant workflow, tooling, or operating model changes * High threshold for ambiguity — you build structure and clarity in environments that don't yet have it PREFERRED QUALIFICATIONS * ProSci certification or equivalent change management credential * Experience supporting the adoption of AI-powered or emerging technology tooling within a sales or GTM organization * Background in building and scaling sales communications programs in a global SaaS or fintech environment * Familiarity with Salesforce and sales productivity tooling ecosystems

Skånemejerier is now looking for an Industrial Controller to support the organization in financial industrial activities. Do you have a background in finance, engineering or similar and an interest in understanding how production and business performance are connected? Then this is the opportunity for you! About the role As an Industrial Plant Controller, you act as a business partner to the production organization and play a central role within the Industrial Controlling team. You are responsible for ensuring high quality reporting and analysis, while translating numbers into actionable insights that drive performance improvements. You will work closely with plant management, challenging, supporting, and contributing to better decision making with the overall goal of improving profitability and operational efficiency. You will also play an important role in communicating and translating financial and operational data into clear insights for nonfinancial stakeholders. Main responsibilities · Ensure the reporting of the plant(s), actual performance, driving and supporting operations with proactive analysis, drive improvements to enable good business performance. · To participate and support in the closing of the accounting result to ensure integrity and a reliable accounting result. · Validate the quality and the reliability of the technical and financial information and ensure/propose that the organization take appropriate actions to correct or implement new ways of working to ensure quality and reliability of financial results (both accounting and management). · Produce the analyses of management allowing to highlight the gaps compared with the budget and the history based on both financial data and technical data, like efficiency, yield, losses, energy ratio, OH, Ingredients and packaging. · Provide analysis to support strategic decision-making and investment analysis, implement and follow up of KPIs and strategic directives. · Lead/facilitate the budget process and construction for the plant, ensuring following Lactalis guidelines, calculations, definitions and deadlines. · Drive the forecast process together with the plant management to deliver an accurate forecast based on good knowledge of the business, and in good dialog with stakeholders. · Collaborate with relevant stakeholders to improve and ensure that information systems are in place to facilitate an efficient, timely and accurate analysis and understanding of the plant performance. The role is based in Malmö and you are reporting to Manager Industrial control Skills and Capabilities required · University degree within finance, controlling, engineering or similar · Experience from a controller role is required. Experience from a production or industrial environment is meritorious. · Strong skills in Excel. · Good knowledge in information systems, M3 and/or Qlikview is meritorious. · Excellent Swedish & English communication skills, both in written and spoken. About you You are curios and engaged with a genuine interest in understanding how business operates in practice. You enjoy working close to the organization and are comfortable communicating insights in a clear and relevant way to different stakeholders. And well organized in your ways of working with a flexible mindset and a can do attitude. To succeed in the role, you are driven by numbers, reports and analysis. You are a good team player, at the same time as you work well independently. What we offer Skånemejerier is part of the world's largest private dairy group, Lactalis Group. Through the group, you get access to an international network of colleagues to learn from and exchange ideas with. Skånemejerier becomes competitive by taking advantage of the medium-sized company's flexibility combined with the expertise and resources available in an international group. For the right person there are great opportunities to develop. About Skånemejerier Skånemejerier is Sweden's second largest dairy company, with an annual turnover of just over 5,4 billion SEK (2024). The company is producing and distributing a wide range of dairy products, cheese and fruit drinks. We work with ambition, engagement and simplicity. Developing food that both tastes good and does good and nurturing the future. The company has about 850 employees and is headquartered in Malmö. Among the brands are market-leading brands such as Skånemejerier, Bravo, Allerum, Hjordnära, Åsens, Salakis and Lindahls. Since 2012, Skånemejerier has been part of the French Groupe Lactalis Group, one of the world's largest dairy groups. At Skånemejerier we work for a safe, good and drug-free working environment. External final candidates for the position will therefore be asked to present an extract from the criminal record, conduct a drug test. As part of our preventive work, we also carry out random alcohol and drug tests

At Liberis, our mission is to empower small and medium-sized businesses by removing finance as a friction to growth, delivering contextual, embedded financial solutions to support merchants at every stage of their business lifecycle.   The Role   As a Sales Representative, you will manage your own pipeline and work with business owners to understand their funding needs, sell the Liberis solution and then assist them through the process to completed funding. Uniquely, our partnership model drives a high volume of qualified, inbound leads that our Sales team are experts in converting. In this role, you’ll engage directly with business owners to understand their funding needs, present the Liberis solution, and support them throughout the process to secure funding. Internally, you’ll collaborate closely with teams across Partnerships, Operations, and Risk to ensure an outstanding customer experience from start to finish.   What you’ll be doing   * Own and manage a pipeline of warm inbound leads, guiding customers from initial outreach through to funding, ensuring a smooth and supportive experience at every stage * Conduct discovery calls with business owners to understand their operations, funding goals, and ROI expectations - using this insight to tailor and position the Liberis solution effectively * Present, explain, and position funding offers in a clear, compelling way, highlighting key benefits and addressing potential objections or comparisons with alternative solutions * Communicate proactively and professionally across phone, email, SMS, and WhatsApp to build rapport, maintain momentum, and close deals efficiently * Collaborate with colleagues in Partnerships, Risk, and Operations to ensure a frictionless customer journey from qualification to funding * Consistently work toward individual and team sales targets, with clear KPIs tracking your performance across key funnel stages — from contact to conversion * Represent Liberis with professionalism and enthusiasm in all customer interactions   What we think you’ll need   * Fluency in the Finnish and Swedish languages, with working proficiency in English  * A strong interest in starting or building a career in sales * Great communication skills and the confidence to speak with business owners * The ability to ask the right questions to understand customer needs * Strong organisational skills and attention to detail when managing multiple leads * A positive, proactive attitude and willingness to learn from feedback * Comfort using basic digital tools (experience with CRM software like Salesforce is a bonus, but not essential) (We don’t expect you to tick every box—your potential and mindset matter just as much!)   What happens next?   Think this sounds like the right next move for you? Or if you’re not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is fit for you. Humility is a wonderful thing, and we are interested in hearing about what you can add to Liberis!   #LI-CG1

YOUR MISSION JOB TITLE: Accountant (newly/part qualified) JOB LOCATION: Belfast (hybrid working) TERMS:  Permanent, full time     THE JOB  This role supports operational and commercial teams by providing financial analysis, cost management, budgeting, and performance reporting. You'll use data and KPI insights to identify opportunities for savings, improve efficiency, and help drive informed business decisions. The role also involves challenging costs, monitoring contractor spend, and supporting organisational growth through effective financial planning. YOUR PROFILE WHAT WILL YOU BE DOING? * Working closely with business operations to measure costs and provide support and analysis with understanding of key cost drivers  * Tracking of monthly contractor costs and working with commercial team to support with approval of applications for payment  * Completing analysis of the business’s monthly performance against budget & business plan, identifying and investigating key variances  * Providing accurate and up to date financial information to key stakeholders and the operational team to help inform business decisions  * Driving performance through KPI’s and analysis of data  * Identifying and developing opportunities with key stakeholders to capture savings and add   * value  * Driving cost efficiencies and ensuring CAPEX has a strong linkage to organisational growth   * metric  * Challenge budget holders to ensure effective cost management  * Assist with process improvements and organisational growth    WHAT WILL YOU BRING? * Ideally a Qualified or Part-Qualified Accountant with membership of a professional body such as ACCA/ACA/CIMA or equivalent * You will be in a similar fast paced role or be in a position to show us that you’re ready for this growth opportunity and the ability to work to deadlines * You will have strong experience in working with data, financial models and good reporting skills * You will be skilled in using Microsoft applications (particularly Microsoft Excel) and comfortable with financial systems. * You will have strong communication and stakeholder management skills * You can demonstrate good planning and organisational skills   IS FIBRUS FOR ME?  At Fibrus Limited, we put our people first! Having been awarded the Investors in People ‘We invest in People’ standard accreditation, we are proud to be a company who encourage colleagues to do and be their very best. Our culture is focused on trust, collaboration, growth, and flexibility.    We invest in our people, offering colleagues benefits that improve their personal lives as well as their careers! So along with competitive salaries and an excellent benefits package, we also offer our colleagues benefits including mental health workshops, professional development support and private healthcare. We also recognise the importance of supporting our colleagues with life changes and have comprehensive policies around menopause, mental health, pregnancy loss and leave for maternity, parental and adoption.    As we continue to grow, you would be joining a team of dedicated and passionate people who work super hard every day to improve the lives of those in our own communities by transforming the digital infrastructure of Northern Ireland and Great Britain! We’re building something special at Fibrus, with our team at the very heart of it and we are excited to speak to potential colleagues who share our purpose!   HOW TO APPLY To apply to join the Fibrus Group, please do so online and our recruitment team will be in contact with you once we’ve had a chance to have a look at your application. We wish you the best of luck and thank you for your interest in Fibrus.  #Fibrus   At Fibrus Limited, we recognise the positive value of diversity, promote equality and challenge unfair discrimination. We are an equal opportunities employer and always aim to recruit the person who is most suited to the job, welcoming people of all backgrounds. We particularly encourage applications from women, under-represented genders, individuals with disabilities, and under-represented ethnicities. We’re happy to discuss flexible working - there is no obligation to raise this at the application stage but if you wish to do so, you are welcome to. All offers of employment with Fibrus will be subject to the satisfactory completion of pre-employment checks which may include all or some of the following: references, right to work, criminal record history, professional qualifications. Fibrus Limited, Fibrus ISP, Hyperfast and Viberoptix, belong to the Infracapital group of companies. We will retain your information, for the purposes of recruitment, for a period of up to 12 months. We may also share your information with our partner organisations for the purposes of recruitment. Please email careers@fibrus.com if you do not wish us to retain your information or do not wish for us to share your information.

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new Engineering Manager you'll join an engineering team based in Stockholm, working to keep the systems that power Lunar's banking products reliable, scalable, and ahead of what's next. What will you do? * Lead 1-2 cross-functional engineering teams — setting direction, removing blockers, and creating the conditions where engineers can do their best work. * Drive technical strategy for core banking infrastructure, translating where the industry is heading into concrete decisions about how we build and ship. * Partner with Product and other business teams to connect technical priorities directly to what matters for customers. * Own engineering quality end-to-end — from development practices to deployment — and raise the bar on how we build reliable, scalable systems. * Shape how AI becomes a consistent part of how your teams work, moving from ad-hoc experimentation to embedded, high-impact practice. What are we looking for in you? * 2-3 years of experience leading engineering teams, with a track record of enabling strong individual contributors and technical leads to shape direction — creating space for others to do their best thinking, not directing from above. * Solid infrastructure expertise — you understand how systems are built, hosted, and scaled, and you've worked through the architectural trade-offs that come with it. * Experience with hosting cost optimisation and the decisions that drive infrastructure spend up or down. * A working understanding of how data and AI intersect in a modern engineering org, and what it takes to build teams that use AI tools effectively. * Comfortable setting direction when the landscape is shifting, and able to bring your team along. What you get * 4 days in the office, 1 day working from home. We're a team that builds together, thinks together, and moves together. Showing up is part of how we work. * State of the art equipment. The newest computer, monitor, mouse, and keyboard. We want you to do your best work without anything slowing you down. * Pension, health insurance, and enhanced parental leave. From your financial future to your family moments. We've got you covered. Are you ready to join the journey? Apply now and let's find out more! While you hold on tight for us to get back to you, curious to see what we’re up to? Follow us on LinkedIn for business announcements and releases 📢, check out our Instagram for an inside scoop on what it’s like to work here . Depending on the regulations in the country where you will be employed, we will ask to see or obtain information about your criminal record. We welcome applications from candidates of all backgrounds. If you need any adjustments during the recruitment process, please let us know

Nordnet is redefining the landscape of savings and investments, guiding over 2.4 million customers in their financial lives. We have spent the last years building a modern data platform and fostering a culture where actionable insights and rapid product refinement are part of our DNA. In our fast-paced environment, this remains a competitive edge - allowing us to ship, learn, and iterate faster than the market Now we are seeking to engage a passionate Data Analyst to join our team. As a Data Analyst at Nordnet, you will be a part of Data & Insights, where you have the opportunity to work alongside Data analysts, Data Scientists, Analytics Engineers and Data Engineers. You will be embedded in our Product development teams, where you will be an integral component, working with designers, product leads and developers. You will deep-dive into our users and our products, and turn data into actionable insights. Our efforts are focused on continuous improvements, experimentation and engaging our customers. We would love it if you feel excited about at least some of these statements. Going beyond a simple questions, defining a problem and understanding the right analytical approach Conduct statistical analyses on our customer -, financial -, and company data to identify patterns of behaviour Design experiments to evaluate various hypotheses and design choices Utilize AI and advanced modeling to scale your impact Craft and present compelling stories that will impact our decision makers Help improve our existing methodologies This is you You are passionate about data and learning new things, and you want to contribute with your experience and ideas. In your work, you are organised, methodical and agile in a way that benefits the team’s working climate and ability to deliver solutions. To thrive in this role, we believe that most of these criteria describes you: Proactive person with self-drive and strong sense of ownership A strong communicator with the ability to engage both technical and non-technical stakeholders Experience of using SQL, Python, R and dbt Hands-on experience with A/B testing Degree in economics, data science, statistics, engineering, mathematics, or similar We think that you have 3+ years experience working as a Data Analyst at a product oriented organisation. We offer Nordnet started from a passionate belief that changing the hierarchical financial world was possible. We became part of redefining the industry when we gave the customers power over their own savings. You will become part of a journey that has only yet started towards the vision of making our customers the best investors they can be. To be leading in Tech is pivotal for that journey and you will work with colleagues who have a great passion for that goal. We have 900+ employees in Stockholm, Oslo, Helsinki and Copenhagen. We cooperate, exchange ideas and use our core competencies in order to continuously improve the way we meet our customers. Open communication, creativity and engagement are important parts of our everyday life at the office. Visit us on www.nordnetab.com,www.nordnet.se, www.nordnet.no, www.nordnet.dk and www.nordnet.fi. Application We will start interviewing immediately. Please note that we do only accept applications through our recruitment system, hence no email applications will be considered. We want to inform you that Nordnet conducts credit and background checks on the final candidate. We look forward to receiving your application!

Company description: At NKT in Karlskrona, we develop and manufacture high voltage power cables that enable the transition to renewable energy. Here, you will be part of an international engineering centre with advanced high voltage test halls, modern cable production and the cable laying vessel NKT Victoria. As Connectors, we collaborate to develop innovative technology that connects a greener and more sustainable world. NKT is headquartered in Denmark and operates in more than 30 countries.NKT - We connect a greener world. www.NKT.com. Job description:Finance business partner supporting commercial and project decisions Join NKT as a Business Controller in Grid Solutions business line and work close to sales and project teams to support commercial and project decisions across tenders and project execution. In this role, finance is an active discussion partner, contributing financial insights, scenarios, and transparency to support profitability and informed decisions. You will work in an international environment within the energy sector, supporting projects that contribute to the green transition. Do you want a role where finance is part of the dialogue, not just the numbers?   Secure financial transparency across tenders and project execution As Business Controller, you work closely with sales managers, project managers and other stakeholders, supporting both bidding and project phases with financial perspectives. You combine financial data with business understanding to highlight risks, opportunities and alternatives. The role combines financial analysis and ownership of reporting with focus on dialogue, collaboration and supporting decisions in an international project environment. The position is based in Karlskrona, Sweden.   Your responsibility will be to: Act as finance business partner to sales and project teams during tenders and project execution Support project forecasting based on business needs and structured data analysis Follow up on project performance, costs, margins and financial risks Ensure accurate financial data and reporting in ERP systems Contribute to continuous improvement of financial processes and ways of working   You will be part of a finance team working close to commercial and project organizations across the company. The role is based in Sweden, with collaboration across international locations and limited travel depending on project needs.   Structured and collaborative finance professional You are curious about business performance and enjoy working close to the business, engaging in dialogue with different stakeholders. You are comfortable asking questions, challenging assumptions constructively and translating financial perspectives into practical input. You are structured and organized and are used to work independently while staying aligned with shared financial objectives. You take ownership of tasks, communicate clearly, and contribute to a collaborative and respectful team environment.   You also have: A university degree in economics, finance or a related field At least 3 years of experience in controlling in an international company Experience working with SAP or another major ERP system Advanced skills in MS Excel and MS Office Fluent English, written and spoken   Contributing to a more sustainable energy future NKT is committed to developing a diverse organization and culture where people of diverse backgrounds can grow and are inspired to do their best. We have a clear goal of establishing gender diversity at NKT and encouraging all interested candidates to apply – even if you don’t tick all the boxes described. We believe that a diverse organization enables long-term performance, and that an inclusive and welcoming culture creates a better work environment.   This role offers close collaboration with sales and project teams, exposure to international projects, and the opportunity to develop both financial and commercial understanding. You become part of a finance community where dialogue, cooperation, and shared responsibility are central.   Read more about our offer and listen to some voices of NKT Connectors here!   Contact and application We will review applications continuously, but we recommend you apply no later than 10 August 2026. Be aware that an extract from the criminal record, alcohol and drug tests, along with personality and capacity tests, might be part of our recruitment process.  Due to the holiday season, we kindly ask for your understanding that our response times may be slightly longer than usual.    We collect confidential candidate experience feedback to improve our recruitment process. Your responses are for quality development only and do not affect hiring decisions.   Union representatives Sveriges Ingenjörer – Christian Fisch, +46 455 56 380Unionen – Joakim Wikström, +46 734 070 243Ledarna – Roger Jönsson, +46 455 55 911   Be a Connector of the green tomorrow!   #LI-AC2 #LI-Onsite

YOUR MISSION JOB TITLE: Billing Administrator JOB LOCATION: Belfast TERMS: 6 month (secondment)     THE JOB  This role is for someone who is looking to make a real investment in their career. Reporting to the Billing Manager the purpose of the role is to ensure residential and commercial customers are billed accurately and on time. The post provides an opportunity for a self-starter to contribute to a new company and expand their knowledge as we grow and implement new systems. YOUR PROFILE WHAT WILL YOU BE DOING? * Ensure referred customer billing queries are responded to and resolved within SLAs, making outbound calls and emails to customer as appropriate.  * Administer subscription changes to ensure customers are billed accurately and on time * Support data integrity across systems through internal audit and quality control activities * Work closely with Customer Services and Payment Resolutions to remove issues blocking payment * Processing financial transactions accurately  * Administration of customer refunds, Direct Debit set up, account amendments and manual charges with a high degree of accuracy * With limited supervision, work independently to complete assigned tasks and responsibilities to meet agreed objectives as requested by the Billing Manager.    WHAT WILL YOU BRING? * Recent experience within a billing or finance department, preferably in telecommunications or utilities.  * Proven experience in dealing with complex customer account queries in a customer facing environment. * Proficiency in Microsoft Excel.  * Strong numeracy skills and an eye for detail. * Ability to adapt to new systems.  * Ability to manage changing priorities within tight deadlines while ensuring quality output and delivery of results.  * Ability to communicate in a professional and amenable manner. WHY US? IS FIBRUS FOR ME?  At Fibrus, we put our people first! As award winners in Advancing Diversity in the Workplace at the 2023 Women in Business awards and having recently been awarded the Investors in People ‘We invest in People’ standard accreditation, we are proud to be a company who encourage colleagues to do and be their very best. Our culture is focused on trust, collaboration, growth, and flexibility.    We invest in our people, offering colleagues benefits that improve their personal lives as well as their careers! So along with competitive salaries and an excellent benefits package, we also offer our colleagues benefits including mental health workshops, professional development support and private healthcare. We also recognise the importance of supporting our colleagues with life changes and have comprehensive policies around menopause, mental health, pregnancy loss and leave for maternity, parental and adoption.    As we continue to grow, you would be joining a team of dedicated and passionate people who work super hard every day to improve the lives of those in our own communities by transforming the digital infrastructure of Northern Ireland and Great Britain! We’re building something special at Fibrus, with our team at the very heart of it and we are excited to speak to potential colleagues who share our purpose!   HOW TO APPLY To apply to join the Fibrus Group, please do so online and our recruitment team will be in contact with you once we’ve had a chance to have a look at your application. We wish you the best of luck and thank you for your interest in Fibrus.  At Fibrus Limited, we recognise the positive value of diversity, promote equality and challenge unfair discrimination. We are an equal opportunities employer and always aim to recruit the person who is most suited to the job, welcoming people of all backgrounds. We particularly encourage applications from women, under-represented genders, individuals with disabilities, and under-represented ethnicities. We’re happy to discuss flexible working - there is no obligation to raise this at the application stage but if you wish to do so, you are welcome to. All offers of employment with Fibrus will be subject to the satisfactory completion of pre-employment checks which may include all or some of the following: references, right to work, criminal record history, professional qualifications. Fibrus Limited, Fibrus ISP, Hyperfast and Viberoptix, belong to the Infracapital group of companies. We will retain your information, for the purposes of recruitment, for a period of up to 12 months. We may also share your information with our partner organisations for the purposes of recruitment. Please email careers@fibrus.com if you do not wish us to retain your information or do not wish for us to share your information.

Job Title: Arrears Executive – Part Time Working Pattern: 18 hours per week - we can be flexible to accommodate your personal circumstances, whether that means working two longer days, a combination of one longer day and shorter days, or spreading the hours across five shorter days each week Salary: £29,000 pro rata (£14,400) and up to 20% bonus and benefits Location: Chester-le-Street (Drum Industrial Estate) hybrid working after probation. 💚 Shaping the future of sustainable digital banking  Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK.   People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.   Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®.   Tandem is growing fast and helping to shape the future of sustainable banking.  Your team: Collaborators in change   Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.  This is a key role in ensuring that the fair treatment of customers is embedded within the Operations team whilst ensuring that fair customer outcomes are consistently delivered. The purpose of the role is to support the Operations Leaders by supporting customers in financial difficulty and arrears whilst achieving departmental service levels. Upholding company standards and complying with all relevant Company and regulatory obligations (including adherence to FCA rules (including FCA MCOB and CONC rules).     Led by our Operations Director, our Operations teams are responsible for all customer contact.  The teams are the primary points of contact for customers including responding to their inbound queries during the lifetime of their mortgage or loan as well as supporting customers that are in financial difficulty and/or arrears. Our aim is to provide an exceptional service to our customers by ensuring that we have knowledgeable, well training operational colleagues to deliver the service that our customers expect of us.        Your Impact: Building a sustainable tomorrow   As an Arrears Executive at Tandem your focus will be on:  * Proactively service requests from our customers efficiently and professionally ensuring at you provide the customer with the information that they require.   * Proactively manage all customer service-related inbound communication (via telephone, correspondence, email, portal) from customers and third parties as part of the servicing and arrears management of a range of mortgage and loan products.  * Ensure regulatory transactional documentation is issued accurately and correctly in accordance with regulatory requirements (including regulatory arrears correspondence).   * Identify situations that may require specialist handling (e.g. complaints, vulnerability, fraud) and refer these where appropriate.   * Knowledge and practical application of handling customer complaints, to include identifying complaints, logging and investigating with an aim to putting a resolution in place.   * Knowledge and practical application of dealing with vulnerable customers at first point of contact to ensure their specific needs are understood and they are treated with care and consideration.   * Proactively manage accounts in arrears by completing outbound contact to establish the root cause of the customers payment difficulties and identify options to assist the customer in rehabilitating their mortgage or loan arrears.    * Negotiate with customers and authorised third parties in financial difficulty regarding how to repay their arrears taking into consideration their individual personal circumstances.   * Knowledge and practical application of completing Income and Expenditure assessments and deciding suitable forbearance options for the customer.    * Knowledge and practical application of late arrears and litigation practices.   * Ensure that all customer contact both written and verbal is conducted within Company standards, FCA regulations, Customer Complaint procedures and that the principles of TCF are upheld consistently with all customers.   * Attain and maintain own competence to Group Training and Competence Framework demonstrated by ongoing adherence.   * Proactively challenge existing processes and take ownership for implementing positive changes which are within own span of control.   * Keep up to date with all Company/regulatory changes particularly those which affect own business area.   * Actively contribute to the achievement of the Company Balance Scorecard objectives and demonstrating Company values in everything you do.   * Adherence to and promotion of a culture of treating our customers fairly to deliver fair outcomes.       We’d love to hear from you if you have:  * Previous experience in financial services (with relevant regulatory appreciation) with demonstrable success in customer service and arrears within a regulated lending environment.   * Demonstrable experience of working accounts in arrears including applying arrears forbearance options and identification of customers that are vulnerable.   * Demonstrable experience of collecting arrears for mortgages and loans with knowledge of how own and team performance affects wider Company objectives.   * Demonstrable knowledge of FCA rules (including MCOB and CONC rules), delivering fair outcomes to customers, CCA and GDPR regulations.   * A working knowledge of customer services and arrears management in a regulated, lending environment.      Rewards that reflect your value, what’s in it for you?    At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:     * 25 days annual leave plus 8 days Bank Holiday    * An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc  * Buy or sell up to 5 days holiday a year  * Healthcare cash plan through Westfield Health   * Life Assurance at 3 x salary  * Electric Vehicle salary sacrifice scheme     * Cycle to Work salary sacrifice scheme and a free helmet    * Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)  * Smart Tech scheme (buy goods with 0% interest)  * 10% discount on solar panels  * Tandem Hub for treats, cash back and discounts on UK retailers     * 2 days per year paid volunteering     * Free cereal, snacks and drinks in all offices  * Quarterly team social budgets  * The above is based on a full-time contract and will be pro rata accordingly.   Our Green Deal: Your Impact Amplified  A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:  * Volunteer 2 days a year for charity > receive an early Friday finish   * Raise £200 per annum for charity > Tandem provide PR and marketing support   * Have renewable energy at home > receive an additional 1 day annual leave   * Drive an electric car > receive £500 towards a home charger    Ready to make your mark?   Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.    Sourcing Model  Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.    Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.   Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.

Job Title: Arrears Executive   Working Pattern: 36.25 hours per week with contractual hours stated as Monday to Saturday between 8am to 7pm (with a 45-minute lunch break). Saturday shifts take place on the last Saturday of each month, from 9:00 AM to 12:00 PM, and are worked remotely from home. Working rota to be shared by Line Manager.   Salary: up to £29,000 and up to 20% bonus and benefits  Location: Chester-le-Street (Drum Industrial Estate) hybrid working after probation.  💚 Shaping the future of sustainable digital banking  Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK.   People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together.   Recognised in The Sunday Times Best Places to Work for 2024 and 2025, Tandem has also been named in The Sunday Times 100 Tech list for two consecutive years in 2025 and 2026 – a list of the fastest growing tech companies in Britain, reflective of our growing industry presence. Tandem was also awarded Investor in Customers’ Gold Standard based on customer and employee feedback and is a Certified™ Great Place to Work®.   Tandem is growing fast and helping to shape the future of sustainable banking.  Your team: Collaborators in change   Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.  This is a key role in ensuring that the fair treatment of customers is embedded within the Operations team whilst ensuring that fair customer outcomes are consistently delivered. The purpose of the role is to support the Operations Leaders by supporting customers in financial difficulty and arrears whilst achieving departmental service levels. Upholding company standards and complying with all relevant Company and regulatory obligations (including adherence to FCA rules (including FCA MCOB and CONC rules).     Led by our Operations Director, our Operations teams are responsible for all customer contact.  The teams are the primary points of contact for customers including responding to their inbound queries during the lifetime of their mortgage or loan as well as supporting customers that are in financial difficulty and/or arrears. Our aim is to provide an exceptional service to our customers by ensuring that we have knowledgeable, well training operational colleagues to deliver the service that our customers expect of us.        Your Impact: Building a sustainable tomorrow   As an Arrears Executive at Tandem your focus will be on:  * Proactively service requests from our customers efficiently and professionally ensuring at you provide the customer with the information that they require.   * Proactively manage all customer service-related inbound communication (via telephone, correspondence, email, portal) from customers and third parties as part of the servicing and arrears management of a range of mortgage and loan products.  * Ensure regulatory transactional documentation is issued accurately and correctly in accordance with regulatory requirements (including regulatory arrears correspondence).   * Identify situations that may require specialist handling (e.g. complaints, vulnerability, fraud) and refer these where appropriate.   * Knowledge and practical application of handling customer complaints, to include identifying complaints, logging and investigating with an aim to putting a resolution in place.   * Knowledge and practical application of dealing with vulnerable customers at first point of contact to ensure their specific needs are understood and they are treated with care and consideration.   * Proactively manage accounts in arrears by completing outbound contact to establish the root cause of the customers payment difficulties and identify options to assist the customer in rehabilitating their mortgage or loan arrears.    * Negotiate with customers and authorised third parties in financial difficulty regarding how to repay their arrears taking into consideration their individual personal circumstances.   * Knowledge and practical application of completing Income and Expenditure assessments and deciding suitable forbearance options for the customer.    * Knowledge and practical application of late arrears and litigation practices.   * Ensure that all customer contact both written and verbal is conducted within Company standards, FCA regulations, Customer Complaint procedures and that the principles of TCF are upheld consistently with all customers.   * Attain and maintain own competence to Group Training and Competence Framework demonstrated by ongoing adherence.   * Proactively challenge existing processes and take ownership for implementing positive changes which are within own span of control.   * Keep up to date with all Company/regulatory changes particularly those which affect own business area.   * Actively contribute to the achievement of the Company Balance Scorecard objectives and demonstrating Company values in everything you do.   * Adherence to and promotion of a culture of treating our customers fairly to deliver fair outcomes.       We’d love to hear from you if you have:  * Previous experience in financial services (with relevant regulatory appreciation) with demonstrable success in customer service and arrears within a regulated lending environment.   * Demonstrable experience of working accounts in arrears including applying arrears forbearance options and identification of customers that are vulnerable.   * Demonstrable experience of collecting arrears for mortgages and loans with knowledge of how own and team performance affects wider Company objectives.   * Demonstrable knowledge of FCA rules (including MCOB and CONC rules), delivering fair outcomes to customers, CCA and GDPR regulations.   * A working knowledge of customer services and arrears management in a regulated, lending environment.      Rewards that reflect your value, what’s in it for you?    At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:     * 25 days annual leave plus 8 days Bank Holiday    * An additional day off for a ‘celebration day’ including, but not limited to, birthdays, weddings, religious holidays, graduations etc  * Buy or sell up to 5 days holiday a year  * Healthcare cash plan through Westfield Health   * Life Assurance at 3 x salary  * Electric Vehicle salary sacrifice scheme     * Cycle to Work salary sacrifice scheme and a free helmet    * Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)  * Smart Tech scheme (buy goods with 0% interest)  * 10% discount on solar panels  * Tandem Hub for treats, cash back and discounts on UK retailers     * 2 days per year paid volunteering     * Free cereal, snacks and drinks in all offices  * Quarterly team social budgets   Please note, some benefits are subject to eligibility criteria, such as passing your probation. Our Green Deal: Your Impact Amplified  A little welcome gift from us to you, we’ll plant a tree in the Tandem Grove and you can enter into our “Green Deal” below:  * Volunteer 2 days a year for charity > receive an early Friday finish   * Raise £200 per annum for charity > Tandem provide PR and marketing support   * Have renewable energy at home > receive an additional 1 day annual leave   * Drive an electric car > receive £500 towards a home charger    Ready to make your mark?   Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We will close adverts once we have received enough applications so please apply asap if you’re interested in the role.    Sourcing Model  Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.    Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.   Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.