Senior Compliance Officer - Värdepappersrätt

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you Your Mission: At Teya, we’re building the future of fintech for small businesses, and our Compliance and Financial Crime team is at the core of that journey. As a Senior Compliance Officer you will strengthen our second-line function, bringing regulatory product oversight to ensure compliance robustness while enabling growth. You will collaborate closely across first-line Operations, Product, Legal, and Risk teams to uphold our standards and safeguard integrity in a high-growth environment. In this role, you will: * Product Compliance & Advisory - Partner with Legal, Product, Risk, Operations, and Credit teams from the earliest stages of product development to ensure regulatory compliance is built into the design, delivery, and scaling of new offerings. Provide strategic guidance that balances innovation with regulatory integrity. * Regulatory Support for Global Expansion - Assess and advise on regulatory and licensing requirements in new markets. Develop practical solutions to meet local compliance obligations, including consumer protection standards and operational controls to support cross-border growth. * Regulatory Reporting & Engagement - Lead and coordinate all regulatory filings, disclosures, and responses to governmental and supervisory bodies. Ensure timely, accurate, and complete submissions while maintaining strong relationships with regulatory stakeholders. * Policies, Controls & Operational Oversight - Regularly review and update compliance policies, procedures and control frameworks. Monitor and test business operations to identify weaknesses, drive remediation and implement improvements that enhance efficiency and reduce risk. * Regulatory Change Management - Stay ahead of evolving regulatory developments across relevant jurisdictions. Interpret changes, develop actionable internal guidance, deliver training and ensure effective implementation across business functions. * Monitoring, Audits & Thematic Reviews - Design and conduct thematic compliance reviews and targeted audits (e.g., treatment of vulnerable customers, complaints handling, operational resilience). Deliver clear, insightful reports with root cause analysis and actionable recommendations. Your Story: * 5/6+ years of relevant experience in Compliance, ideally in fintech, digital banking, credit or financial services. * University degree in Law, Finance, Business Administration, Accounting, Economics, or a related field. * Strong knowledge of UK/EU regulations, e.g. (PRA OR FCA OR EBA OR PSD2 OR CRD), or local EEA supervisory regulations. * Excellent written and verbal communication skills, including preparation of clear, concise memos, processes, policies and regulatory communications. * Demonstrated ability to drive process improvement, such as analysing workflows, identifying inefficiencies, and recommending enhancements to tools, policies, or procedures. * Whilst not required, professional certifications such as CAMS, ICA Advanced AML, CFCS and strong data or analytical skills (e.g. SQL, Excel) are desirable. Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

OUR MISSION IS TO ENABLE EVERYONE TO BUILD WEALTH We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Over the past few years, our client base has grown to over 5 million, and client assets have grown to over €30 billion. We're now expanding into Germany and strengthening our Compliance Team to uphold the company's commitment to integrity and regulatory adherence. WHAT YOU'LL DO * Ensure operational excellence in all relevant compliance areas while aligning with BaFin’s regulatory guidelines. * Provide expert compliance advice on current and future products, services, and overarching compliance topics such as product governance, vulnerable customers, conflict of interest, outsourcing, and conduct risk. * Support and drive compliance projects, collaborating with cross-functional teams to deliver results within agreed timelines. * Oversee the financial promotions review process, ensuring all materials meet regulatory standards. * Maintain and update compliance policies and procedures, ensuring effective implementation across the organization. * Build and manage relationships with internal stakeholders, offering tailored compliance guidance to support business objectives. * Collaborate with the Legal team to manage regulatory interactions, including the relationship with BaFin. WHAT YOU NEED TO HAVE * Proven experience in compliance, with a track record of driving operational excellence within a MiFID-regulated firm. * Educated to degree level in Law, Finance, Business, or a related field. * Professional proficiency in English, with German language skills considered a strong advantage. * At least five years of experience in a compliance-focused role, with exposure to senior responsibilities. * Strong understanding of regulatory compliance frameworks and guidelines, particularly those relevant to BaFin. * Exceptional organizational skills, with the ability to take ownership and deliver under pressure. * Experience working in international environments, coordinating across different time zones using digital tools. WHAT WE OFFER * Challenges that will help you grow and realise your potential really fast * Opportunity to make a big impact - you will build innovative services used by millions of investors to build wealth * Work with smart, spirited, helpful, high-performing colleagues with a common goal * An environment where nothing is set in stone * Appreciation for your talent and ideas * Generous remuneration package Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.