Group Financial Reporting Manager

Who we are Apollo, a Skyward Group company, is an innovation-inspired insurance platform operating at Lloyd’s of London, delivering data-driven and creative solutions across a broad range of risks. Our name reflects our origins. Inspired by one of our founding investors, Neil Armstrong, the first person to walk on the moon, the business was built with the same pioneering mindset. Alongside Jim Hays, Neil set out to create a different kind of Lloyd’s platform, focused, agile and built around people. Since launch in 2009, we have grown into a diversified insurance group offering products across Property, Casualty, Marine, Energy and Transportation, Specialty and Reinsurance, alongside Smart Follow and digital and embedded risk programmes. Our experience and unique ecosystem give Platform Partners the best chance of success, from navigating the Lloyd’s new entrant process through to the delivery of their long-term strategy. With a team of more than 300 professionals, we continue to grow with purpose, combining underwriting excellence, innovation and collaboration to enable a more resilient and sustainable world. YOUR ROLE As a Syndicate Reporting Accountant, you will play a key role in the delivery of Apollo's external and regulatory reporting requirements across its Lloyd's syndicates. Working closely with the Syndicate Reporting Manager and wider Finance team, you will be responsible for the accurate and timely production of Syndicate Report & Accounts, Solvency UK (SUK) reporting, Lloyd's returns, and external stakeholder reporting. This is an excellent opportunity for an accountant with Lloyd's market experience to further develop their expertise within a broad reporting role, gaining exposure to regulatory change, reporting process improvement, and engagement with stakeholders across Finance, Financial Planning & Analysis (FP&A), Data Solutions, external auditors, and capital providers. WHAT YOU WILL DO * Produce management information on both a Generally Accepted Accounting Principles (GAAP) and ultimate basis, working closely with the FP&A team to support business performance reporting and decision making. * Deliver Syndicate Report & Accounts, coordinating inputs from stakeholders across the business and managing reporting timelines. * Produce quarterly and annual Solvency UK (SUK) Quantitative Reporting Templates (QRTs), ensuring accuracy and compliance with reporting requirements. * Prepare and submit Lloyd's regulatory returns, including Quarterly Monitoring Returns (QMAs), Realistic Disaster Scenario Returns (RRAs), US Situs reporting, and other required submissions. * Support external stakeholder reporting, including reporting packs for capital providers and other external parties. * Act as a key contact for external auditors, coordinating information requests and supporting the smooth delivery of audits. * Contribute to the development of technical accounting papers, process documentation, and reporting controls. * Identify opportunities to improve reporting processes and technology utilisation, working alongside the Data Solutions team to implement efficiencies. * Support wider finance and regulatory reporting activities as required. WHAT WE ARE LOOKING FOR * Experience producing Lloyd's market regulatory returns, Syndicate Report & Accounts, and Solvency II or Solvency UK (SUK) reporting. * Strong understanding of general insurance accounting, financial reporting, and regulatory reporting requirements. * Experience working within the Lloyd's or London Market insurance sector. * ACA, ACCA or equivalent accounting qualification, or currently studying towards qualification. * Experience producing management information, financial reporting, or performance reporting within a general insurance environment would be beneficial. * Strong data analysis and reporting skills, including advanced Excel capability and experience using Power Query. * Experience working with finance systems, general ledgers, finance data warehouses, and reporting tools. * Exposure to SQL, Q&A, or similar data extraction and querying tools would be beneficial. * A proactive approach to process improvement and reporting automation. * Strong organisational skills with the ability to manage multiple reporting deadlines and competing priorities. * Strong communication skills and the ability to build effective relationships with stakeholders across Finance and the wider business. What you’ll get in return We offer a competitive and thoughtfully designed reward package that reflects the value of our people. This includes a fair and attractive salary, discretionary bonus, and a comprehensive benefits package - including 31 days’ annual leave, a non-contributory pension and private medical insurance. Our commitment to inclusion At Apollo, people are at the heart of everything we do. We are a diverse, growing team of empowered experts who bring collaboration, innovation and data-driven thinking to every relationship and every risk. We believe diversity and inclusion go far beyond targets. They are essential to understanding the global communities we serve and to making better decisions. That’s why we are committed to developing diverse talent at every level and creating an environment where different perspectives are genuinely valued, supported and celebrated. We also run a programme of events, training and initiatives designed to recognise both the challenges and opportunities that come with building an inclusive workplace. Hybrid & flexible working Flexible and hybrid working are fully embraced at Apollo. We do not believe in presenteeism. Instead, we trust our people to work in ways that allow them to perform at their best, balancing professional responsibilities with personal commitments. Supporting your application Apollo is committed to creating an inclusive recruitment experience where every candidate feels supported and able to perform at their best. To help us do this, we invite you to complete a confidential ClearTalents profile. It takes just a few minutes and allows you to share any adjustments that may support you during the recruitment process. Your information remains private, and the recruitment team is only notified if an adjustment is requested. Please register to create your profile here: ClearTalents

We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.  1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!  🏢 This is a Hybrid role, working from our London (Moorgate) Offices 3 days per week. Finance at Capital on Tap Our Finance team sits at the heart of everything we do. The team is responsible for financial reporting, statutory compliance, payroll, and treasury across our UK and US entities, working closely with the rest of the business to ensure we have the financial foundations to keep growing. We're a lean, high-ownership team where you'll get real breadth across the finance function and plenty of opportunity to shape how things are done as we scale. What You'll Be Doing  As a Financial Accountant, you will play a critical role in the financial reporting process, ensuring that transactions are recorded accurately and all reporting requirements are met.  * Month-End Processes: Supporting the preparation of month-end accounting activities, including journal entries, accruals, and reconciliations across multiple group entities. * Ledger Oversight: Ensuring transactions are captured and reconciled correctly in line with IFRS and UK GAAP, directly supporting the Financial Reporting Manager and Finance Operations Manager in maintaining accurate financial records. * Payroll Support: Assisting with payroll processes, managing queries, and preparing monthly payroll reconciliations. * Balance Sheet Reconciliation: Preparing and substantiating monthly balance sheet reconciliations, identifying and resolving discrepancies promptly. * Bank Reconciliation: Designing systems for managing receivables, payables, expenses, invoices, and late payments, and developing comprehensive reports to support balance management and timely error detection. * Debt Sale Management: Supporting the development and management of debt sale processes to ensure alignment with business objectives, coordinating between UK and US subsidiaries and overseeing legal requirements. * Statutory Reporting: Supporting the preparation of annual statutory accounts for the group and its subsidiaries under IFRS or UK GAAP, ensuring compliance with all reporting requirements. * Audit Support: Working closely with external auditors during audits, addressing queries, and ensuring timely resolution of audit issues. * Process Improvement: Identifying opportunities to improve reporting processes and controls, with a focus on accuracy, efficiency, and compliance. * Team Collaboration: Working closely with other finance team members to ensure accurate financial reporting and supporting ad hoc financial tasks as required. We're Looking For * Part or fully ACA/ACCA/CIMA-qualified (or equivalent). * 3-4 year's experience in a similar role within FS/Banking/FinTech/Scaleup * Strong understanding of IFRS and/or UK GAAP. * Hands-on experience with financial reporting, reconciliations, and tax compliance. * Advanced proficiency in Excel. * Strong analytical and problem-solving skills with a high level of attention to detail. * Good organisational and time management skills, with the ability to manage multiple tasks and deadlines. * Able to work collaboratively and build effective relationships across teams. Nice to have: * Exposure to consolidated UK statutory reporting. * Experience with NetSuite or other integrated financial systems.  * Experience using AI tools to enhance processes and increase efficiency. * Familiarity with SQL reporting tools. Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits: 🏥 Private Healthcare including dental and opticians services through Vitality ✈️ Worldwide travel insurance through Vitality ❤️ Access to a reproductive and hormonal health platform via Hertility 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical) 👛 Salary Sacrifice Pension Scheme up to 7% match 🚘 Octopus EV Salary Sacrifice Scheme 🏖️ 28 days holiday (plus bank holidays) 📖 Annual Learning and Wellbeing Budget 👪 Enhanced Parental Leave 🚲 Cycle to Work Scheme 🚂 Season Ticket Loan 💬 6 free therapy sessions per year 🐶 Dog Friendly Offices 🍫 Free drinks and snacks in our offices Check out more of our benefits, values and mission here. Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)