Sanctions & Screening Compliance Senior Officer

About 1st Formations At 1st Formations, we empower entrepreneurs to start, run, and grow their businesses with confidence. Running a business shouldn’t be slowed down by company formation, statutory compliance, accounting, or payroll. From day one, these essentials should be seamless, reliable, and intelligently handled — freeing founders to focus on building and scaling. We’re a leading UK provider of company formation and compliance services, building a modern, fully integrated technology platform that supports founders at every stage of their journey. Our platform brings together formation, compliance, accounting, payroll, and ongoing business support in one cohesive experience. No stitched-together services. No legacy workflows disguised as software. Just a single, scalable platform built for ambitious founders who want to move fast, stay compliant, and grow with confidence. Why Join Us Now? You’ll be joining a business with strong momentum, clear direction, and real opportunity for progression. * £18m annual revenue, including £9m ARR * Over 1 million companies formed * Certified B Corp and Carbon Neutral Business * Forecast to grow 5x–10x over the next three years The Role The MLRO will serve as the registered Money Laundering Reporting Officer, with full accountability for suspicious activity reporting, regulatory engagement, and the consistent application of the highest regulatory and governance standards across the business. This is a senior, operationally hands-on role that combines day-to-day MLRO responsibilities with strategic compliance direction - protecting the business through robust controls, proactive risk management, and continuous regulatory horizon scanning. The postholder will act as a business-enabling partner, working closely with the COO and CEO to translate regulatory requirements into practical action plans, ensuring commercial growth is pursued confidently within a defined risk appetite. We are ideally looking for candidates with experience in the company formations (Trust or Company Service Provider (TCSP)), or accounting sector. Key Responsibilities • Serve as the registered MLRO, with full responsibility for suspicious activity reporting reviews, external SAR submissions, and direct engagement with the NCA and FCA • Own and evolve the group risk framework, including our AML policies and procedures, risk registers and risk appetite statements • Lead AML and financial crime compliance across the group, ensuring ongoing adherence to the Proceeds of Crime Act, Money Laundering Regulations, and UK GDPR • Oversee KYC and CDD controls, sanctions screening, and SAR reporting - continuously optimising processes to handle high volumes of customer onboarding and transactional activity • Drive regulatory horizon scanning, proactively tracking changes to the regulatory landscape and briefing senior leadership with clear, actionable plans • Maintain and improve control effectiveness, overseeing first-line self-assessment and second-line assurance activity, ensuring audit findings are actioned within agreed SLAs • Partner with business leaders and commercial teams to enable growth by embedding compliance into operational and product development processes • Manage relationships with external regulators, auditors, and relevant third parties with professionalism and confidence • Oversee compliance tools and technologies, including AML monitoring systems and case management platforms • Monitor and report on risk posture and compliance KPIs, providing regular updates to the COO, CEO, and senior leadership What We Are Looking For * 10+ years of compliance and risk leadership in a regulated sector, ideally with direct experience in company formations (TCSP) or accountancy services * Proven experience as an MLRO or Deputy MLRO, with direct responsibility for SAR submissions and engagement with the NCA and FCA * Deep expertise in AML and financial crime, with strong working knowledge of the Proceeds of Crime Act, Money Laundering Regulations, GDPR, and FCA guidance * Experience building and managing risk frameworks using the three-lines-of-defence model at scale * A track record of regulatory horizon scanning and delivering compliance change programmes on time * Familiarity with AML monitoring systems and case management platforms * A pragmatic, business-enabling mindset - able to advise on risk-based decisions that support growth rather than obstruct it * Strong stakeholder management skills, with the ability to communicate complex regulatory matters clearly to senior leadership and external partners * Analytical, data-driven approach to assessing risk posture and prioritising remediation * Relevant professional qualification (ICA, CAMS, CISI, or equivalent) strongly advantageous; Bachelor's degree required What We Offer * £80- 120k and comprehensive benefits package * Hybrid working model- Mondays, Wednesdays and Fridays in the Office. * Real opportunities for progression as the business scales * The chance to influence both customer experience and product development * A culture that values ownership, impact, and continuous learning Equal Opportunities 1st Formations is an equal opportunity employer and is committed to creating a diverse and inclusive workplace. We consider all applicants for employment without regard to race, colour, religion, sex, national origin, sexual orientation, age, citizenship, marital status, criminal history, disability, or gender identity. We encourage individuals from all backgrounds to apply. If you have a disability or special need that requires accommodation, please let us know.

WHY VERIFONE For more than 30 years, Verifone has established a remarkable record of leadership in the electronic payment technology industry. Verifone has one of the leading electronic payment solutions brands and is one of the largest providers of electronic payment systems worldwide. Verifone has a diverse, dynamic and fast paced work environment in which employees are focused on results and have opportunities to excel. We take pride in the fact that we work with leading retailers, merchants, banks, and third-party partners to invent and deliver innovative payments solution around the world. We strive for excellence in our products and services and are obsessed with customer happiness. Across the globe, Verifone employees are leading the payments industry through experience, innovation, and an ambitious spirit. Whether it's developing the next platform of secure payment systems or searching for new ways to bring electronic payments to new markets, the team at Verifone is dedicated to the success of our customers, partners and investors. It is this passion for innovation that drives each one of our employees for personal and professional success. Verifone is proudly an in-office work culture as we see immense benefits to career development and business results from our colleagues being physically co-located. WHAT'S EXCITING ABOUT THE ROLE The Compliance Officer is a critical second-line role at the heart of Verifone's global integrity program. Reporting to the Global Compliance Director, this position owns the end-to-end whistleblowing and investigations function across the Verifone Group — from intake and case management through consequence coordination, regulatory reporting, and program effectiveness reviews. This is a highly visible role that requires deep regulatory expertise, sound judgment on sensitive matters, and the confidence to engage directly with senior leadership, legal counsel, and regulators. It is well suited for someone with a strong investigations background who thrives in a complex, international compliance environment. SKILLS AND EXPERIENCE WE DESIRE * Own the second-line whistleblowing and investigations function for the Verifone Group, including oversight of outsourced intake providers and external counsel. * Manage the end-to-end operation of the Navex EthicsPoint whistleblowing channel — intake, triage, allocation, case management, closure, and feedback to reporting persons within statutory timeframes under EU Whistleblowing Directive 2019/1937. * Lead internal investigations across ABAC, fraud, harassment, retaliation, conflict of interest, and financial misconduct matters — including fact-finding, evidence preservation, interview strategy, privilege management, and consequence coordination with HR and Legal. * Own the Anti-Bribery and Anti-Corruption (ABAC) program for the Verifone Group — including maintenance and periodic review of the ABAC Policy and related procedures, third-party due diligence oversight, gifts & hospitality register management, and delivery of targeted ABAC training to high-risk functions (Sales, Procurement, Government Affairs). * Support the sanctions compliance framework across the Verifone Group — including maintenance of the Sanctions Policy, coordination with the AML/CFT function on screening program oversight, escalation of potential sanctions matches, and monitoring of regulatory developments across applicable regimes (OFAC, EU, OFSI, and UN).Advise senior leadership on sensitive escalations, protective measures for reporting persons, and officer- and board-level matters with appropriate discretion. * Maintain investigation case tracking, KPI reporting, and deliver quarterly thematic analysis to the Audit & Risk Committee. * Conduct the annual whistleblowing program effectiveness review, benchmarking against global regulations, including  the EU Whistleblowing Directive. * Maintain the policy house for the Ethics Program, including topics such as Whistleblowing & Investigations, Speak-Up culture, Investigations Protocol, Non-Retaliation Policy.. * Educate and coach staff across the Verifone Group on speak-up culture, non-retaliation, and ethical decision-making. * Manage training and awareness for the Ethics Program. QUALIFICATIONS * 3–5 years of experience in compliance investigations, whistleblowing program management, or a similar second-line role; prior experience in a law firm, Big Four forensic practice, or in-house investigations function strongly preferred. * Demonstrated expertise in the regulatory frameworks governing whistleblower protection (EU Directive 2019/1937 and national transpositions in DE, NL, FI, FR, IT, ES), ABAC (UK Bribery Act, FCPA),  . * Practical experience owning or supporting an ABAC program, including third-party due diligence processes, gifts & hospitality controls, and risk-based ABAC training delivery; familiarity with ISO 37001 or equivalent anti-bribery management system standards is a plus. * Working knowledge of international sanctions regimes (OFAC, EU, OFSI, and UN), including experience with sanctions screening processes, potential-match escalation workflows, and monitoring regulatory updates across applicable jurisdictions. * Hands-on experience with Navex EthicsPoint or an equivalent case management platform (Convercent, NAVEX One). * Proven discretion in handling officer-level and board-level matters, with strong governance and strategic judgment. * Highly analytical with exceptional attention to detail and the ability to manage competing priorities without sacrificing quality. * Strong written and verbal communication skills, with the ability to present effectively to senior leadership and regulators. * Ability to work independently and collaboratively depending on the nature of each matter. * Bachelor's degree in Law; bar admission preferred. * CFE (Certified Fraud Examiner) or ICA Diploma in Investigations is a strong plus. OUR COMMITMENT Verifone is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Verifone is also committed to compliance with all fair employment practices regarding citizenship and immigration status.