Senior Capital Expert

Brocc is a specialised niche credit institute on a bold and transformative growth journey, fueled by strong institutional backing

and a clear strategic vision. Positioned at the forefront of the European credit market, Brocc combines deep heritage in consumer

finance with cutting-edge technology and expertise in NPL acquisition and restructuring, building a best-in-class debt finance

platform that supports clients across the full credit lifecycle.

With substantial capital resources, an ambitious growth agenda, and a collaborative, entrepreneurial culture, Brocc is uniquely

placed to shape the future of the credit ecosystem. As we scale across new markets and asset classes, a robust and well-managed

capital position is central to how we operate, and to how we earn the trust of clients, partners, and supervisors.

Now, we're looking for a Capital Expert to take end-to-end ownership of our capital framework and act as the bank's trusted

internal advisor whenever capital considerations shape strategy, new products, or business decisions.

You'll own Brocc's capital framework end-to-end, ensuring full compliance with CRR, CRD and Swedish FSA capital regulations while

working closely with the Board, ALCO, executive management and the regulator. In practice, that means:

• Owning the ICAAP end-to-end — methodology, stress testing, and drafting the ICAAP document — coordinating inputs from Risk,

Finance and the business, and presenting the outcome to executive management and the Board.

• Owning and maintaining the recovery plan, including recovery indicators, trigger levels, escalation procedures and the menu of

recovery options, plus the annual update and testing cycle.

• Acting as Brocc's interpreter of capital regulation — concluding on CRR/CRD, EBA guidelines and Q&As, and Swedish FSA

requirements, and documenting interpretations so they're applied consistently.

• Monitoring regulatory developments, assessing their impact on our capital position, and translating upcoming changes into

concrete actions.

• Serving as the go-to internal advisor on capital, supporting Finance, Risk, Compliance, Credit and the business units on how

new transactions, products and initiatives affect capital consumption.

• Driving optimisation of our capital position, RWA composition and the own funds stack across CET1, AT1 and Tier 2, and owning

Capital Planning process, internal capital limits, triggers and early warning indicators.

• Owning capital instruments from a capital perspective: structuring new issuances, reviewing terms to secure own funds

eligibility under CRR, and handling calls, redemptions and permission applications to the Swedish FSA.

• Being the primary point of contact for capital matters with the Swedish FSA and other supervisory bodies, and raising capital

competence across the organisation through internal training.

You know capital regulation deeply enough to form a view and defend it. You're structured and precise in quantitative work, you

translate complex capital topics into clear, decision-ready insight for senior stakeholders, and you have the confidence and

integrity to hold a well-reasoned position in front of the Board and the regulator.

• At least 5 years of experience in capital management, regulatory interpretation, or a related role within a bank, financial

institution, or regulator.

• Working knowledge of capital instruments (AT1 and Tier 2), including eligibility criteria, terms and conditions, and issuance

documentation.

• Demonstrated experience with ICAAP processes, stress testing, and internal capital models, as well as recovery planning and

Pillar 2 capital assessments.

• Experience of regulatory interactions — preparing submissions and applications, responding to information requests, and taking

part in supervisory dialogue and reviews.

• Strong analytical skills, a collaborative and proactive approach across Finance, Risk, Compliance and the business, and

proficiency in Excel; experience with capital and regulatory reporting systems is an advantage.

This is a high-profile role with direct exposure to the Board, ALCO, executive management and the Swedish FSA, and the opportunity

to shape and build the capital management function in a fast-growing organisation. You'll join a dynamic, collaborative

environment with real ownership of your area, genuine influence over how the we manage our capital, and the professional

development that comes with sitting at the centre of a scaling credit institution.