Regulatory Reporting Analyst

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍London | 💰£56,100 - £64,000 ➕ Incentive Awards tied to your performance ➕ Benefits | Hear from the team ✨ ⭐ Our Regulatory team We are looking for a curious, adaptive and data-focused Senior Regulatory Reporting Analyst with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo. 🔑 You’ll play a key role by… * Taking ownership of the preparation, analysis and submission of regulatory reporting requirements (e.g. Capital, Liquidity) * Ensuring compliance with the applicable regulatory interpretations * Assisting the wider team in producing Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3) * Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete * Ensuring high data quality by performing data profiling and investigating data quality issues * Using data visualisation tools to build dashboards and facilitate sign-off and useful insights * Partnering with teams internally to help them make informed business decisions and providing input into new product launches * Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business 🤩We’d love to hear from you if… * You have a good understanding of capital requirements, liquidity reports and regulatory frameworks * You’re excited by data and have a sharp eye for detail * You have knowledge of coding languages (SQL would be a bonus), although a willingness to learn is just fine  * You have strong analytical skills, high attention to detail and the ability to meet tight deadlines * You want to automate or enhance recurring processes, particularly by leveraging technology, and implement changes in collaboration with IT and regulatory change teams. 🙌 What’s in it for you 💰 £56,100 - £64,000 ➕ Incentive Awards tied to your performance 📍 This role is based in our London office, with a hybrid working approach ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  📚 £1,000 learning budget each year to use on books, training courses and conferences. ➕ Plus lots more! Read our full list of benefits. 🌈 The application journey has 4 key steps: * Phone call with recruiter * Initial call with hiring manager (30 mins) * Technical interview with hiring manager and team member (45 mins) * Monzo behavioural interview (45 min) This process should take around 3 - 4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖 You can read them here. #LI-NZ1 ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: SoFi is looking for a Senior Accountant with financial services experience to support SoFi Bank’s regulatory reporting functions. The ideal candidate is eager to learn, takes an innovative approach to solving problems, and is committed to improving our end-to-end accounting processes. In this role, you will play a key part in ensuring reporting accuracy and driving efficiency across regulatory reporting workflows.  What you’ll do: * Assist with the preparation, review, and submission of regulatory filings for SoFi Bank and the bank holding company, including the Call Report, FRY-9C, FRY-11, FRY-9LP, and related documents * Participate in the research and documentation of new and revised regulatory reporting requirements * Prepare responses to inquiries from federal regulators  * Responsible for maintenance of regulatory reports within Axiom ControllerView  * Review detailed account reconciliations, journal entries and supporting documentation * Review intercompany transactions in accordance with GAAP and Regulation W * Identify areas of improvement within the department for efficiency or risk control enhancements * Support employees in the preparation of easy of complete and easy to follow workpapers explaining accounting topics, procedures, and conclusions * Assist with quarterly reviews, regulatory exams, and year-end annual audit * Provide level appropriate coaching to accounting staff and interns, as needed * Support any additional ad-hoc projects related to SoFi Bank What you’ll need: * 4-5 years of relevant experience in a professional, fast-moving environment * A strong background in banking or financial services institutions * CPA designation preferred * Bachelor’s degree or equivalent experience in a related field * Strong verbal and written communication skills * Must demonstrate attention to detail, analytical abilities, and consistent follow-through, including project management skills with the ability to proactively resolve problems while consistently meeting deadlines * Experience working with financial and/or regulatory reporting preferred * Ability to collaborate with cross-functional teams, including product engineering, legal, enterprise risk management, compliance, treasury, and finance * Strong organizational and analytical skills * Background in accounting and the application of U.S. Generally Accepted Accounting Principles (“GAAP”) including education or work experience preferred Nice to have: * Experience with ERP and regulatory systems * Public company experience * Strong knowledge of technical accounting and public company best practices * Bank start-up experience Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.    To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SOFI PROVIDES EQUAL EMPLOYMENT OPPORTUNITIES (EEO) TO ALL EMPLOYEES AND APPLICANTS FOR EMPLOYMENT WITHOUT REGARD TO RACE, COLOR, RELIGION (INCLUDING RELIGIOUS DRESS AND GROOMING PRACTICES), SEX (INCLUDING PREGNANCY, CHILDBIRTH AND RELATED MEDICAL CONDITIONS, BREASTFEEDING, AND CONDITIONS RELATED TO BREASTFEEDING), GENDER, GENDER IDENTITY, GENDER EXPRESSION, NATIONAL ORIGIN, ANCESTRY, AGE (40 OR OVER), PHYSICAL OR MEDICAL DISABILITY, MEDICAL CONDITION, MARITAL STATUS, REGISTERED DOMESTIC PARTNER STATUS, SEXUAL ORIENTATION, GENETIC INFORMATION, MILITARY AND/OR VETERAN STATUS, OR ANY OTHER BASIS PROHIBITED BY APPLICABLE STATE OR FEDERAL LAW. THE COMPANY HIRES THE BEST QUALIFIED CANDIDATE FOR THE JOB, WITHOUT REGARD TO PROTECTED CHARACTERISTICS. PURSUANT TO THE SAN FRANCISCO FAIR CHANCE ORDINANCE, WE WILL CONSIDER FOR EMPLOYMENT QUALIFIED APPLICANTS WITH ARREST AND CONVICTION RECORDS. NEW YORK APPLICANTS: NOTICE OF EMPLOYEE RIGHTS SOFI IS COMMITTED TO AN INCLUSIVE CULTURE. AS PART OF THIS COMMITMENT, SOFI OFFERS REASONABLE ACCOMMODATIONS TO CANDIDATES WITH PHYSICAL OR MENTAL DISABILITIES. IF YOU NEED ACCOMMODATIONS TO PARTICIPATE IN THE JOB APPLICATION OR INTERVIEW PROCESS, PLEASE LET YOUR RECRUITER KNOW OR EMAIL ACCOMMODATIONS@SOFI.COM. DUE TO INSURANCE COVERAGE ISSUES, WE ARE UNABLE TO ACCOMMODATE REMOTE WORK FROM HAWAII OR ALASKA AT THIS TIME. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.