Finance & Accounting Specialist 60-80% (m/w/d)

ABOUT LEMON.MARKETS 🍋 We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses. By empowering FinTechs, banks, and wealth managers to offer investment products, we help create financial well-being for their customers. lemon.markets is a Brokerage-as-a-Service platform: simple digital access to capital markets through a single API. Our API-first infrastructure abstracts brokerage complexity with a well-documented API, a self-service customer operations portal, and a clear regulatory framework, so partners can launch customer-centric, compliant products in weeks, not months. As part of the dwpbank Group, we share a clear goal: we enable anyone to be an investor by making investing in capital markets more accessible. By combining dwpbank’s long-standing expertise and stability with lemon.markets’ technology-first mindset and speed, we are building a modern, modular securities services ecosystem. Together, we offer faster time-to-market, modular services, and a modern customer experience that helps financial service providers stay competitive and respond more flexibly in a changing market. YOUR MISSION As our Banking Operations Specialist, you’ll own the daily “money movement” engine end to end and help us build the function from the ground up. You’ll run payment cycles, reconcile bank activity every day, and ensure every bank transaction lands correctly in the ledger using clean double-entry logic. When something doesn’t match, you’ll bring calm structure: investigate quickly, document what you did and why, resolve the root cause, and put guardrails in place so the same issue is less likely to happen again. You’ll also partner closely with Product and Engineering to improve tooling and automation, so the operation becomes more reliable, easier to run, and progressively less manual. As the company grows, this role is designed to expand in scope. If we build a larger operations team over time, you’ll have the opportunity to step into leadership responsibilities, shaping processes, hiring/training new team members, and setting the operational standard for how banking ops runs at scale. IN THIS ROLE YOU WILL: * Execute daily payment runs: you prepare payments, perform checks/controls, and manage release/approval steps. * Keep payment routing correct end-to-end: you ensure the right rails/providers/bank accounts are used and flows are handled cleanly. * Resolve payment exceptions: you monitor statuses and work through rejects/returns/failed payments with clear tracking and follow-through. * Run daily bank reconciliations: you reconcile bank statements vs. internal systems and ledger postings; investigate breaks and drive root-cause fixes. * Ensure ledger-accurate double-entry postings: you perform/validate bank-related bookings (clearing accounts, cut-offs, balancing logic; accruals where relevant) and keep them traceable. * Improve processes and controls: you strengthen SOPs, checklists, evidence standards, and handovers to reduce risk and manual work. * Partner with Product/Engineering on tooling: you turn operational needs into improvements (reporting, reconciliation logic, payment tooling, alerting/monitoring). YOU’LL BE SUCCESSFUL IN THIS ROLE IF YOU HAVE: * Relevant ops experience: you have 5+ years in Banking Ops, Payments Ops, Finance/Accounting Ops, Treasury Ops, or similar, ideally within a regulated environment. * Payments execution experience: you’ve run payment operations end-to-end, including exception handling (rejects/returns/failed payments). * Reconciliation and investigation skills: you are hands-on when it comes to daily reconciliations, structured break analysis, and thoughtful root-cause resolution. * Strong accounting and ledger foundation: you are confident with double-entry applied to bank flows, clearing accounts, balancing logic, and cut-offs. * High accuracy and audit-ready documentation: you’re detail-oriented, dependable, and consistent about evidence quality. * End-to-end flow understanding: you are able to explain and reason through payment flows from initiation to booking and reconciliation. * Ownership and collaboration mindset: you are reliable in daily critical processes, structured in execution, and comfortable translating operational needs to Product/Engineering while driving continuous improvement. * Nice to have — leadership/mentoring experience: you’ve mentored or coached Banking Ops colleagues (formal or informal), and you enjoy helping others raise the bar in day-to-day execution. HOW WE TAKE CARE OF YOU: * 🚀 Compensation package: We offer you a competitive salary, based on your experience and the value-add you bring to lemon.markets. * 💎 Make a real impact: Our start-up environment gives you the room to shape your career, explore areas outside your role, and build expertise through ownership. As we mature and are backed by dwpbank, we’re adding a layer of resources and expertise you are benefiting from. * 🕑 Flexible working hours: We trust people to choose when they work best and avoid a rigid 9 to 5 mindset. You decide on the rhythm that helps you do your best work, with only shared core hours from 12:00 to 16:00 to support collaboration. * 🏢 Hybrid work setup: You can work from anywhere in Germany within a hybrid model. At the same time, in-person collaboration is a key part of our culture. That being said, individual contributer lemoneers work 4 days or more per month on-site in our Berlin office, spending quality time together with the team at events, onsites/offsites or over team dinners. * 📈 Grow with us: We take your personal development seriously! You’ll get regular mentorship and stretch opportunities, a clear career development framework with frequent feedback conversations as well as an annual learning budget. * 🌱 People & culture: You’ll feel our culture in the small things, like polaroids from our lemoneers’ first day, Friday food market strolls at Maybachufer, and our monthly new-joiner breakfast. But also in the bigger things: celebrating the onboarding of new partners, growing our teams, and owning a strong discussion culture. * 💛 Perks & benefits: We choose benefits that add actual value. We sponsor a Deutschlandticket for employees on unlimited contracts, plus 50% off on Beatvest - our partner for financial education and investing. * 🏝 Workation: Get out of here! At lemon.markets you can work remotely from anywhere in the EU for up to 10 consecutive days at a time, and up to 60 days per year in total. As an equal opportunity employer, lemon.markets is committed to building an inclusive workplace. The company welcomes people from all different backgrounds, including age, citizenship, ethnic and racial origins, gender identities, individuals with disabilities, marital status, religions and ideologies, and sexual orientations to apply. If you feel this role could be a great match for you even if you don’t tick every box, we’d still love to hear from you, please apply. You have any questions? Feel free to contact us via talent@lemon.markets.com

Do you thrive on strengthening governance, driving compliance, and making a real impact across multiple entities in an international environment? At Seco, your expertise helps shape robust internal control and compliance across Europe. About the job In this position, you support entities across the Europe region in maintaining effective internal controls, compliance, governance, and risk management practices. Acting as a key regional contact, you collaborate closely with internal control leads, process owners, and leadership to ensure alignment with policies and procedures while strengthening compliance awareness. You report to the Head of Internal Control and Compliance. Job responsibilities Support entities in performing internal controls in line with defined control designs and risk and control matrices Guide stakeholders to improve internal control maturity, effectiveness, and documentation Participate in self-assessments, control testing, and walkthroughs for new or updated controls Monitor internal audit and control action plans, ensuring timely and effective closure Coordinate internal control testing and audit activities, acting as a bridge between entities and global functions Review compliance actions and their status, identify gaps, and support remediation, training, and awareness initiatives Location and flexibility This is a remote position with a flexible location, preferably based in a European country where Seco has an office. Occasional travel within the region may be required. Your profile With a strong background in internal control, compliance, or audit, you bring a structured approach to governance and risk management. You’re comfortable working in an international setting and engaging with stakeholders across different functions and cultures. Your background also includes: A degree in accounting, finance, law, business administration, auditing or a closely relevant discipline Experience in internal control, compliance, audit, risk management Strong understanding of risk assessment, control design, testing, and follow-up Experience working with control documentation such as control matrices Solid communication and presentation skills to clearly convey risks and action plans You bring a proactive and analytical mindset, combined with integrity and attention to detail. Collaboration comes naturally, and you know how to influence and build trust across teams without direct authority. A structured way of working and clear communication help you navigate complexity and drive progress. Our Seco culture  At Seco, we're united by a spirit of collaboration and a shared curiosity to learn and grow. We take responsibility for our actions, stay focused on our customers, and believe in winning together. For us, it’s also clear that our diversities form an amazing foundation for achieving great results. Curious about our workplace and benefits? Read more on our website. You’re also welcome to visit our LinkedIn or Facebook to get to know us and our products further. Contact information  For further information about this position, please contact Ege Yurteken, hiring manager, ege.yurteken@secotools.com We’ve already decided on which advertising channels and marketing campaigns we wish to use and respectfully decline any additional contacts in that matter. Union contacts – Sweden David Romlin, Unionen, +46 (0)70-608 46 90 Jörgen Andersson, Akademikerföreningen, +46 (0)70-548 10 70 Benny Christiansen, Ledarna, +46 (0)70-523 50 60 Recruitment Specialist: Heidi Pynnönen How to apply We have an ongoing selection process, please send us your application as soon as possible, and no later than August 10, 2026. Click apply and include your resume and cover letter in English. Please note that we don’t accept applications by e-mail. Job ID: R0095113. We aim for an open and fair recruitment process and use different tools to ensure an objective assessment. Later in the process, you may be invited to complete a personality and logic test. For more information about our recruitment process, please contact HR Services at hrservices.sweden@sandvik.com. At Seco, part of Sandvik Group, we develop and offer advanced products & solutions that make metal cutting easier. We work together with our customers to identify and implement the best solutions for their needs. The corporate culture empowers employees through shared values: Curiosity, Responsibility, Winning together and Customer focus. Seco Tools has a presence in more than 75 countries and employs about 4000 people.