Accountant, Capital Markets

Are you passionate about solving complex challenges in the fintech space? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify all currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're passionate about creating innovative solutions in a dynamic, fast-paced environment, we want to talk to you. WE ARE HIRING A FINOPS & ACCOUNTING ANALYST! This is a high-ownership, high-breadth role sitting at the heart of Breeze’s Finance & Operations function. You’ll work directly alongside the Finance Lead, touching everything from accounting and treasury to merchant operations and compliance support. This is a hands-on opportunity to learn how a real payments business runs from the inside — and to have meaningful impact from day one at a fast-moving, Sequoia-backed startup. WHAT YOU’LL DO * Review the bookkeeper’s work for accuracy; prepare and post ad-hoc journal entries and coding corrections * Run weekly BigQuery queries to generate revenue data and import results to QuickBooks Online (QBO) * Handle chargeback close entries, prepaid amortization schedules, and month-end close support * Run weekly cash reconciliations across all accounts and entities; maintain cash position reports and monitor liquidity * Process vendor invoices through Bill.com on a twice-weekly cycle; review and categorize expenses in Ramp * Issue merchant invoices, chase late payments, and field vendor payment queries from internal teams * Calculate and process referral fee payments * Respond to merchant queries on charges, balance reconciliations, top-up amounts, and tax collected * Support merchant onboarding by verifying bank details and settlement information * Investigate settlement discrepancies and coordinate with payment partners on resolution * Pull documentation and data for KYB, compliance, and due diligence requests * Review Numeral sales tax filings for accuracy; manage state-specific follow-ups * Support MTL (Money Transmission License) applications — pulling documentation, responding to state regulator requests, and tracking status * Perform monthly and quarterly filing checks; send merchant settlement completion notifications   WHAT WE’RE LOOKING FOR * 2+ years of relevant experience in accounting, finance, or operations — ideally in fintech, payments, or a fast-paced startup * Strong attention to detail — you catch things others miss and take ownership of getting them right * Comfortable working with spreadsheets and data; SQL or BigQuery experience is a plus (or a genuine drive to learn) * Familiarity with QBO, Bill.com, or Ramp is a bonus, not a requirement * You don’t need hand-holding to figure things out — you ask when stuck, but you try first * Excellent communication skills for handling merchant queries and cross-functional coordination * Interest in payments, fintech, or financial infrastructure * Bachelor’s degree in Accounting, Finance, Business, or a related field OUR CULTURE * Fast-paced and dynamic – We’re a growing startup that moves quickly and values people who can keep up * Ownership and communication – We value people who take full ownership and communicate well across teams * Hands-on learning – You’ll work directly with the Finance Lead and gain exposure across every part of the business * Tech-driven – We use modern tools and automate wherever possible; comfort with data and systems matters here WHY JOIN US * Competitive salary + equity plan * 21 days PTO * Benefits: annual medical allowance, productivity budget, gym membership & wellness subsidy * Annual team retreat trip * Be part of a team backed by Sequoia Capital with a healthy runway REQUIREMENTS * 2+ years of relevant experience in accounting, finance, or fintech operations * Bachelor’s degree in Accounting, Finance, Business, or equivalent practical experience * Based in or able to work from New York City, NY (hybrid) * Visa sponsorship is not available at the moment Apply now and help us build the future of payments at a global scale!

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy. We are seeking a Senior Treasury  Analyst, Cash Management & Operations, to continue scaling our global treasury program. In this role, you will help optimize our global cash management operations. This individual will be responsible for managing daily treasury activities, including cash positioning, bank account management and  fintech solutions, while also playing a key role optimizing the treasury technology solutions. This position will report to the Senior Manager, Treasury Cash Management & Operations. A day in the life (Responsibilities) * Support global treasury operations, including cash positioning and payments, bank account management, intercompany, and banking administration * Partner with various departments to create and manage a direct cash flow forecast by gathering information on cash flows, pending transactions, and upcoming financial needs * Collaborate with the broader treasury on the  implementation and utilization of treasury management system and other technology tools to automate and streamline processes * Design and manage dashboards and reporting tools to provide real-time visibility into cash positions, liquidity, and treasury metrics * Develop and maintain policies and procedures for treasury operations to ensure adherence to best practices and governance standards (SOX Controls) * Collaborate with internal stakeholders, including Accounting, Finance and Tax, to align Treasury activities with broader financial objectives What you'll need to thrive (Requirements) * Bachelor’s degree in Finance, Accounting, Economics or related field * 5+ years of experience in treasury management * Knowledge of global banking and payments, cash forecasting, and financial modeling * Experience with treasury management systems and related applications * Enthusiastic “roll up your sleeves” mentality and ability to build strong collaborative working relationships with business and banking partners * Strong partnership and management skills and the ability to collaboratively work with multiple stakeholders across the organization What will help you stand out (Nonessential Skills/Nice to Haves) * MBA or CTP * Global treasury experience with multinational companies * Prior experience implementing or optimizing treasury management systems and related applications * Understanding of financial markets and regulatory frameworks  * Experience working in or supporting fintech and business operations in a high-growth environment * SaaS or Fintech experience AI at Toast At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture. Our Total Rewards Philosophy We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits. The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy. Pay Range $104,000—$166,000 USD How Toast Uses AI in its Hiring Process Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more: https://careers.toasttab.com/ai-in-hiring Our Approach to Hybrid Working We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast. Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com. ------ For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.