
M-KOPA · Nairobi
We're hiring our first Lead Engineer - AI Agents to lead a team that designs, ships, and scales automations and AI agents across M-KOPA. This is a brand-new tea...
We're hiring our first Lead Engineer - AI Agents to lead a team that designs, ships, and scales automations and AI agents across
M-KOPA. This is a brand-new team within the business - the tech foundation is already proven, and now we need someone to lead it,
scale it, and define what it becomes.
The Impact
Your production-grade automations and agents will directly improve how 2,300+ employees work across our global operations. We've
already helped over 10 million customers access over $2 billion in credit - and the tools you build will help that mission scale
further and faster. It's your chance to be part of something that's literally transforming lives across an entire continent 🌍
The Opportunity
inclusion to Africa's Every Day Earners
Africa's fastest-growing for 5 consecutive years (2022–2026)
that can't scale by hiring forever need intelligent tooling that actually works
What You'll Do
At M-KOPA, you'll lead the AI Ops Agents team from day one - owning delivery, growing the function, and proving the value. You'll
work daily with Claude, Claude Code, MCP, and LangChain to build production-grade agents and automations that internal teams
actually use. Your team builds automations and agents for internal use and serves as internal consultants, helping Software
Engineering teams integrate AI into customer-facing products.
develop and improve
customer-facing staff work
Technical Environment 💻
ADK (or similar agentic tooling)
you're building on proven foundations, not starting from zero
Our Approach
What You Need
We're looking for someone with a strong technical background and product-focused mindset. You won't be building models - we have
Data Science teams for that. You'll be building multi-agent systems, shipping production-grade automations, and leading a team
that makes M-KOPA's internal operations smarter and faster.
Why This Role?
This is a brand new team within the business, reporting to the Director of Security. The tech stack is proven - twelve months of
Claude, Claude Code, Notion, HiBob, and Entra automations already running. The team structure is what's new. That's yours to
shape. You'll start with three engineers. Prove the value. Expand from there.
The problems are complex. 2,500+ employees across Kenya, Uganda, Nigeria, Ghana, South Africa, the UK, and Europe. Internal teams
that can't scale by hiring forever. Customer-facing staff who need tools that actually work.
M-KOPA provides affordable financial and digital products to underserved communities across Africa - unlocking access to
smartphones, credit, and insurance for millions of people. The automations and agents you build don't just save time internally -
they help that mission reach more people.
If you want to decide how AI actually gets used at scale across a growing fintech – this is the opportunity.
Location & Benefits
Our Mission 🌍
We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive
to drive greater inclusion of women, youth, and low-income communities.
Our Impact 💚
Ready to lead a brand-new AI team - shipping agents and automations that drive real-world financial inclusion?
Apply Now
At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job
training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.
Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.
Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026), named on
CNBC's World’s Top Fintech Companies 2025 & 2026 and by TIME100 Most influential companies in the world 2023 and 2024 , we've
served over 10 million customers, unlocking $2 billion in cumulative credit for the everyday earners across Africa, in addition to
over 10,000 e-bikes financed in Kenya.
Important Notice
M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women,
minorities, and people with disabilities are strongly encouraged to apply.
M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and
conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall
ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as
internships or apprenticeships.
M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for
‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at
any time during the hiring process.
Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage
during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the
advertised closing date.
If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these
include; criminal records, identification verification, academic qualifications, employment dates and employer references.
Join our growing FinTech Engineering team! We're recruiting a Software Engineering Team Lead to spearhead the delivery of our new loan origination architecture, compliance systems, and pricing platform - infrastructure that will power M-KOPA's next phase of expansion across Africa. THE IMPACT Your architecture will directly shape how millions of people access credit for the first time. We've already served over 7 million customers and unlocked more than $2 billion in credit since we began. Every system you design, every engineer you develop, and every decision you make contributes to a platform that's quite literally transforming financial inclusion across an entire continent 🌍 THE OPPORTUNITY 🎯 Mission-driven engineering: Your daily work enables affordable smartphones, digital loans, and financial services for Africa's Every Day Earners — people for whom traditional finance simply doesn't work. 🏆 Global recognition: Join a FinTech company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing company for five consecutive years (2022–2026). 🚀 Scale that matters: You'll be architecting systems that process over 2 million payments daily across five markets — and building for the next 10 million customers. 🌱 Environmental impact: We're carbon-negative, having avoided 2.155 million tonnes of CO₂ emissions across our product portfolio. What You'll Do At M-KOPA, you'll lead a team of backend engineers through both greenfield and legacy projects, owning the full software lifecycle from design ideation through to production and eventual decommissioning. Our engineering teams work under a true DevOps culture — with infrastructure as code, observability, automated testing, and continuous delivery treated as first-order concerns, not afterthoughts. You'll set architectural direction, partner closely with your Product Manager counterpart on roadmap planning and prioritisation, and serve as a servant leader who grows the people around you while shipping high-quality, impactful software. Technical Environment 💻 * Languages & frameworks: C#/.NET * Cloud: We work in Azure, and welcome experience across AWS or GCP * Architecture: Event-driven systems and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ * Infrastructure: Kubernetes, Docker * Observability: Prometheus, Grafana * Engineering culture: DevOps, infrastructure as code, automated testing across all environments including production, continuous delivery Our Engineering Approach 🚀 * Full ownership: Teams own their solutions end-to-end - from inception through production support to decommissioning. * Servant leadership: We lead by coaching and enabling, not directing. * Quality by default: Observability, monitoring, and automated testing are built in from day one. * Continuous improvement: We foster a culture of innovation within a supportive, dynamic team environment. * Product partnership: Engineering and Product work as genuine counterparts — planning together, prioritising together, delivering together. What You Need We're looking for an experienced, low-ego engineering leader who brings both technical depth and a genuine passion for growing people. Required Experience: * Strong hands-on background in C#/.NET backend development * Proven experience with Azure, AWS, or GCP - we work in Azure but welcome experience across major cloud providers * Solid understanding of event-driven architecture and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ * Experience leading or mentoring engineers in a collaborative team environment * Ability to set technical direction and provide architectural guidance * Comfortable working with Product to shape roadmaps and drive delivery The Team You'll lead a close-knit, focused engineering team with real end-to-end ownership over a significant part of the M-KOPA platform - including loan origination, compliance systems, and a new pricing engine. You'll have a dedicated Product Manager as your counterpart and operate with genuine autonomy over technical direction. LOCATION & BENEFITS * 🌍 Fully remote role within UTC -1 to UTC +3 time zones * 💼 Work with diverse teams across the UK, Europe, and Africa * 📈 Professional development programmes and coaching partnerships * 👨👩👧 Family-friendly policies and flexible working arrangements * 💚 Well-being support and genuine career growth opportunities OUR MISSION 🌍 We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities. OUR IMPACT 💚 Our technology has created measurable change: * Connected 📱: 2.5 million first-time smartphone users connected to the mobile internet * Prosperous 💰: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents * Green 🌱: 2.155 million tonnes of CO₂ avoided through clean energy and circular economy products, with over 127,700 circular economy products provided Ready to build the systems that create real-world financial inclusion while leading a talented team of engineers? Apply Now! WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026), named on CNBC's World’s Top Fintech Companies 2025 & 2026 and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 10 million customers, unlocking $2 billion in cumulative credit for the everyday earners across Africa, in addition to over 10,000 e-bikes financed in Kenya. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships. M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.
WHO WE ARE Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer. JOB PURPOSE Builds and owns the Group's FP&A framework, methodology, and reporting standards, giving Group leadership a single, reliable view of financial performance and outlook across the Group's subsidiaries and business units: Moniepoint Nigeria, Moniepoint Kenya, MonieWorld and Moniepoint Technologies. This is a framework and consolidation role, not a day to day business unit finance role. Some subsidiaries and markets run their own standalone FP&A team that owns local budgeting, forecasting, and reporting for that business; this role sets the Group standard those teams work within and consolidates their output. Wherever a subsidiary or shared function doesn't yet have a dedicated FP&A resource, this role covers it directly. The intent is one Group framework, executed locally wherever a local team exists, with no duplicated effort. Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth. RESPONSIBILITIES: * Design and own the Group's FP&A framework: forecasting architecture, budget process, and management-reporting standards that every entity works to, including markets that maintain their own standalone FP&A team * Consolidate entity and BU-level forecasts, including those submitted by markets with their own standalone FP&A team, into a single Group P&L, balance sheet, and cash flow, with a working currency toggle and intercompany eliminations * Own the annual Group budget calendar and process: templates, timelines, challenge sessions, and Board approval, without taking over the local budget-building work each entity's own finance team already does * Produce the consolidated Group forecast (2026-28 and beyond), reconciled monthly to actuals, with a clear bridge explaining variances * Work closely with the Group Financial Controller so actuals, the consolidation, and the forecast reconcile cleanly month to month, and closing timelines support the reporting calendar * Run the monthly and quarterly reporting cycles at Group level: consolidated management accounts, Board packs, and investor-grade reporting * Build and maintain the Group's KPI and unit-economics framework, and ensure it is applied consistently across every entity's finance team, whether that entity has its own dedicated resource or is covered directly by this role * Partner with BU CFOs / finance leads (Moniepoint Nigeria, Moniepoint Kenya, Moniepoint Technologies, MonieWorld) as the standard-setter and consolidator, leaving day-to-day local execution with them * Lead scenario and sensitivity modelling for Group-level strategic decisions: new market entry, capital raises, new market expansion, licence applications etc. * Set and enforce FP&A style and modelling standards across the Group (structure, formatting, sign-off, version control) * Manage and develop the Group FP&A Analysts covering the subsidiaries and markets without a dedicated resource, plus central shared services CANDIDATE REQUIREMENTS: * 8-10+ years in FP&A, corporate finance, or investment banking, including experience building forecasting frameworks from scratch * Proven experience consolidating multi-entity, multi-currency forecasts and management accounts * Background in banking, fintech, or another regulated, fast-growth environment * Advanced financial modelling skills (Excel at architect level); comfortable owning a model spanning multiple entities and currencies ACA / ACCA / CFA or equivalent * Proven ability to operate effectively as a remote, senior finance leader across time zones and geographies PREFFERED QUALIFICATIONS * Experience in a high-growth African or emerging-markets fintech or bank * Prior exposure to Board and investor reporting at Group level * Familiarity with planning/consolidation tooling (NetSuite, Aleph, Pigment or similar) beyond Excel * Experience standing up FP&A functions or frameworks during a scale-up phase, including defining where a Group function ends and in-country teams begin ABOUT YOU * You think in frameworks. You build the system once, properly, rather than patching it every quarter * You're comfortable holding a multi-entity, multi-currency picture in your head and explaining it simply to the CFO and Board * You know the difference between setting the standard and doing the work. You'd rather make each market's FP&A team excellent within a shared framework than take their work off them * You push back on numbers that don't reconcile, and you don't sign off until they do * You're a strong people manager. You can direct analysts and get consistent, house-standard output from a small team * You communicate in writing the way you model: structured, precise, no padding * You operate well remotely: proactive, well-organised, comfortable driving a Group-wide process without being in the room WHAT SUCCESS LOOKS LIKE * Group forecast is reconciled to actuals monthly, with variances explained within an agreed tolerance * Management, board and investor reporting are delivered on time, every cycle, without late-stage rework * Budget process runs to a fixed calendar with BU sign-off, with no material off-cycle changes * BU finance leads use the Group model and house standards as their working framework, not a parallel one * CFO and Group CEO treat the FP&A output as the single source of truth for decision-making WHAT TO EXPECT IN THE HIRING PROCESS * A preliminary phone call with one of our recruiters. * Hiring Manager Interview * A Panel interview with existing Finance Leads * A behavioural and technical interview with a member of the Executive team.
Company Description: Systemiq is the system change company, working to accelerate the transition to a net-zero, nature-positive and more inclusive economy. As a certified B Corp, we partner with business, finance, policymakers and civil society to transform five interconnected systems: energy, nature and food, materials and circularity, sustainable finance, and urban transformation. We bring together strategy, policy, market design and capital mobilisation to deliver tangible results in the real economy. Founded in 2016, Systemiq has grown to a global team of more than 300 people across Brazil, France, Germany, Indonesia, Kenya, the Netherlands, the UK and the US, united by a singular focus on sustainability. Job title: Accounts Receivable Associate Key Responsibilities: * Support the timely and accurate preparation and issuance of client invoices, including expense reimbursements. * Monitor incoming payments from clients, and update financial records promptly. * Lead follow-up activity on outstanding/aged receivables. * Support customer account reconciliations and investigate discrepancies. * Work with internal teams to resolve queries and issues. * Review our contracts with clients to confirm invoicing schedules, payment terms, and related requirements. * Maintain supplier onboarding forms and relevant withholding tax documentation. * Work with colleagues in the finance team and PMO team to maintain an accurate business cash forecast. * Update client account information and records. General Responsibilities: * Maintain accurate financial data in accounting systems. * Support monthly reconciliations and reporting. * Assist with audit preparation by organising documentation as requested. * Follow internal controls, policies, and procedures. * Identify opportunities to improve processes and efficiency. Key Competencies: * Attention to detail: Maintains accuracy in financial data and transactions. * Organisation: Manages multiple tasks and deadlines effectively. * Communication: Interacts clearly and professionally with internal teams and external stakeholders. * Analytical thinking: Identifies discrepancies and supports effective problem-solving. * Teamwork: Collaborates effectively and supports team members. * Strong customer service skills. * Familiarity with accounting and financial terminology and practices. * Exposure to different currencies and relevant tax rates. Qualifications: * Two years’ experience in Accounts Receivable or a related finance role. * Understanding of accounting principles. * Proficient in Microsoft Excel. * Familiarity with accounting systems such as Xero, SAP, or NetSuite is desirable. * Fluent in English for international working environments Diversity & Inclusion At Systemiq, we absolutely believe diverse perspectives are essential to driving system change. We are committed to creating an inclusive workplace where people feel respected, supported and able to do their best work. Click here to view our Data Policy.