
iwoca · Berlin
The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need fin...
The company
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and
growing, SMEs need finance that’s as flexible and responsive as they are.
That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with
the speed, confidence and control they need, exactly when it's needed.
We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help
even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate
mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they
drive.
We’re looking for a Junior Collections Agent (m/f/d)
We are looking for a diligent a Collections Agent to help us maximise collections returns by understanding the customer’s
circumstances and ensuring that all actions achieve the best outcome for iwoca and our clients.
The role
We are seeking an experienced Collections Specialist who will be required to work within a fast-paced, customer focused
environment, providing great customer service while maintaining the team’s excellent track record.
circumstances
customer service skills
customers
balancing the best interests of the business
action for each account
is achieved
process
The requirements
help solve problems, increase productivity and improve quality of work, showing good judgement about when to use them and the
ability to explain the reasoning behind that use.
situations
We look for people who are smart, humble, motivated and who are always looking to improve.
advantageous.
The salary
We expect to pay from 34.000 € — 46.000 € for this role. But, we’re open-minded, so definitely include your salary goals with your
application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.
The culture
At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based
decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most
effective.
We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every
iwocan always has access to the best models and where those models have access to all of our data. We will help our people to
learn how to use and grow with the new tools available to them.
The offices
We put a lot of effort into making iwoca a brilliant place to work:
The benefits
are drawn to the sun. We’ve been to France, Italy, Spain, and further afield.
(both healthy and less healthy) for the whole day.
OUR STORY: Every year millions of people are either filing their taxes in fear or giving up on their tax refund altogether. We're working on fixing that. Our intuitive app enables anyone, regardless of education or background, to file their taxes with newfound confidence. Spread across Germany, Spain and the UK, the team at Taxfix Group with its brands Taxfix and Steuerbot, is a compassionate group of solution-finders. We speak our minds openly, and with over 400 professionals, including tax experts, developers, and IT security experts, we're rich in ideas and voices. The group has facilitated more than 3.5 billion euros in tax refunds for its customers since its founding in 2016. YOUR CHALLENGE As our Senior Accountant, Operational Finance, you'll be at the core of how Taxfix keeps its financial engine running accurately and at pace — and you'll help shape what that engine looks like next. This is a broad, hands-on accounting role that spans revenue booking and reconciliation, payment operations, collections partner governance, and month-end close across two entities and multiple markets. You'll work closely with our existing Revenue & Close Lead, acting as a strong day-to-day partner and backup across shared processes, while owning your own domains end-to-end. You'll bring accounting rigour to everything you touch — clean audit trails, solid controls, and close-ready documentation — while actively contributing to the team's automation agenda using AI tooling and workflow design. We're an AI-first team, and we mean it — you'll have real space to explore, build, and implement. Reporting to our Senior Manager, Finance Platforms and Transformation, you'll collaborate cross-functionally with Product, Customer Success, Legal, and Data to keep our operational finance function scalable, reliable, and genuinely future-proof. YOUR RESPONSIBILITIES * Book and reconcile revenue monthly across entities, ensuring accuracy, correct period allocation, and audit-ready controls. * Own payment service provider settlement reconciliation across entities — matching settlement files to the ERP, resolving discrepancies, and maintaining clean records. * Monitor AR aging and payment failure resolution, with clear escalation paths documented and followed. * Oversee the automated dunning flow via our billing partner — monitor performance, flag exceptions, and drive continuous improvement. * Manage the relationship with our external debt collection agency — SLAs, KPIs, performance reviews, and handover quality. * Own write-off inputs and bad debt reporting, ensuring recommendations are accurate, timely, and well-supported. * Deliver all owned close inputs on time every month and resolve reconciliation breaks between the billing platform, payment service provider, and ERP within agreed SLAs. * Actively identify manual and error-prone processes and build solutions — workflows, exception monitoring, runbooks, and SOPs. * Contribute to AI-driven initiatives in Finance Operations — exploring and implementing tools and agents that automate or enhance operational workflows. * Act as a strong day-to-day partner and backup to the Revenue & Close Lead, and maintain structured relationships with external partners and internal teams including Product, CS, Legal, and Data. YOUR PROFILE * Solid accounting background with hands-on experience in revenue booking, reconciliation, and month-end close — you understand debits, credits, and why controls matter. * 4–6 years of experience in operational finance, accounting, or AR in a fast-paced, multi-entity environment. * Direct experience with a payment service provider, billing platform, and ERP in an operational finance context — NetSuite experience strongly preferred. * Strong working knowledge of IFRS; familiarity with HGB is a plus. * Experience managing external partners against SLAs and KPIs — you can hold a vendor accountable and run a structured performance review. * Able to independently build and maintain operational reports using SQL and a BI tool such as Looker. * Genuinely excited about AI and its potential in finance — whether already experimenting with tools, automation, or agent building, or actively learning and bringing that curiosity to work every day. * Natural documenter — audit trails, SOPs, and runbooks come instinctively; you leave things cleaner than you found them. * Thrives in a flat, collaborative environment — doesn't need hierarchy to know when to lead, and naturally supports the people around them. * Communicates clearly in English; German is a plus. At Taxfix, we believe that incredible things happen when you have a wealth of perspectives and experiences. We're proudly committed to equal employment and development opportunities no matter your gender, race, religion, age, sexual orientation, colour, disability, or place of origin. To help mitigate any potential unconscious biases, we ask that you refrain from including your picture, age, or marital status on your CV. Let your experiences speak for themselves. Not sure if you meet all the requirements for this role? Please apply anyway. You might bring something special to the team that we hadn't considered previously.
HELP US CHANGE THE WAY THE WORLD WORKS BUILD SOMETHING THAT MATTERS. Langdock exists to change the way the world works, bridging the gap between what technology can do and what people actually do with it. We bring all leading AI models into one secure, model-agnostic platform and make them usable across entire organizations. Over 10,000 companies use our platform every day, from fast-growing startups to some of Europe's largest enterprises. Their employees open Langdock to draft strategies, analyze documents, or automate workflows - helping them to work smarter, think more creatively, and reach their full potential. ABOUT THE ROLE We're hiring a hands-on Security Lead to own security at Langdock across all surfaces. Not just the management system, but the actual security of our identities, devices, premises, and processes. This is a broad ownership role, deliberately scoped for one ambitious person. We believe that with good automation and an AI-first way of working, one person can run what traditionally takes a small team: the certified ISMS, identity and access management, device management, security programs like bug bounty, and physical security. You'll use automation (and Langdock itself) aggressively to keep the operational load low and the bar high. You'll design technical and organizational controls that enable us to run our business securely and that actually make sense for how we build and operate. You'll also make sure we can prove they work, quarter after quarter, audit after audit. You'll work closely with engineering, operations, and sales by translating security and compliance requirements into controls people can realistically implement and maintain, and explaining our security posture to customers who consider Langdock. WHAT YOU WILL DO * Own identity & access. * Own identity and access management across all our identity surfaces. Build and automate the processes for onboarding, offboarding, and privilege provisioning so the right people have the right access at the right time, and nothing more. * Properly configure and own our Entra ID. Conditional access, group and role design, lifecycle automation, and integration with the tools our teams actually use. * Own devices. * Own MDM and device management. Ensure every device that touches company data is enrolled, encrypted, patched, and recoverable with as little friction for the team as possible. * Own the device inventory. Keep an accurate, automated picture of what hardware exists, who has it, and what state it's in. * Own security programs. * Run our bug bounty and security programs. Set up and operate responsible disclosure / bug bounty, triage findings, and drive them to resolution with engineering. * Own physical security of our premises. Access control, visitor handling, and the physical controls our certifications and customers expect. * Own the ISMS. * Own the information security management system. Maintain and continuously improve our ISO 27001 and SOC 2 Type II certified management system, ensuring it reflects how Langdock actually operates, not just how a framework says it should. * Design controls, not paperwork. Define technical and organizational safety measures that are proportionate, practical, and genuinely reduce risk. * Manage the risk register. Identify, assess, prioritize, and track information security risks; drive risk treatment plans to closure with the relevant owners. * Maintain evidence in Vanta. Keep our control evidence current and audit-ready on an ongoing basis. * Run audits & new standards. Manage the end-to-end audit process for existing certifications (ISO 27001, SOC 2 Type II) and lead scoping and readiness for new standards as the business requires (e.g. C5, TISAX, HDS, FedRAMP-adjacent requirements, customer-specific frameworks). * Partner across the company. * Partner with engineering, operations, sales. Sit close to the teams that build and run the product; help them implement controls in ways that fit into existing workflows (CI/CD, infrastructure, access management) rather than bolting security on afterward. * Respond to customer and prospect security questions, including security questionnaires and due-diligence requests, as needed. * Automate relentlessly. Treat every recurring manual task (evidence collection, access reviews, provisioning, questionnaires) as something to be automated. Use AI tooling as a force multiplier so this role scales with the company without scaling headcount. YOU MIGHT BE A FIT IF… * Technical background. You understand cloud infrastructure, identity providers, software development practices, and how modern SaaS products are actually built and operated. Enough to have credible, specific conversations with engineers, and enough to configure Entra ID, MDM, and provisioning automation yourself rather than just specifying it. * Ambition and an AI-first mindset. You genuinely believe one person with great automation and AI tooling can own what used to take a team and you're excited to prove it. You build scripts, workflows, and agents instead of doing repetitive work by hand. * Identity & endpoint experience. You've run (or built) IAM and device management in practice: lifecycle automation, least-privilege and just-in-time access, MDM rollout and policy design. * Hands-on ISMS experience. You've operated (not just documented) an ISO 27001 and/or SOC 2 program before, ideally through at least one full audit cycle, ideally at a growth-stage SaaS or tech company. * Pragmatism over bureaucracy. You default to the simplest control that achieves the risk reduction, and you can explain the "why," not just enforce the "what." THE ENVIRONMENT We work from our office in Berlin, Greifswalder Strasse 212. Everyone works together in person because the hardest problems get solved faster at a whiteboard than in a Slack thread. Conversations happen faster, problems get solved quicker, and we actually know each other. Days start at 8:30. Lunch & dinner are together. We run, go to the gym, and take care of ourselves. Health is not separate from work here, it is part of how we work well. The vibe is calm but intense. No one is yelling or panicking. But everyone is working hard on things that matter. COMPENSATION Salaries are transparent and tied to levels, not negotiation. All roles include equity. We will figure out the right level together based on your experience and scope. Levels are about the work you own, not your title or years of experience. We narrow down the expected salary range early in the process. NEXT STEPS We move fast. Most processes complete within two weeks. If this sounds like your kind of work, we would like to meet you.
BEREIT, DEN MARKT ZU VERÄNDERN? Du willst nicht nur verwalten, sondern wirklich etwas bewegen? Bei PAIR Finance arbeitest du dort, wo aus offenen Forderungen konkrete Ergebnisse werden - mit klarem Fokus auf eine effiziente, digitale Zwangsvollstreckung. Dann werde Teil unseres Legal Collection Teams - einem eingespielten Team, das eng zusammenarbeitet und gemeinsam Forderungen erfolgreich durchsetzt. Nach einer sorgfältigen Einarbeitung übernimmst du eigenverantwortlich deine Vorgänge und bringst deine Expertise aktiv ein. Bereit, den Unterschied zu machen? Wir freuen uns auf deine Bewerbung! WAS DU BEI UNS BEWEGEN KANNST: Du setzt Forderungen konsequent durch: * Du steuerst Zwangsvollstreckungsmaßnahmen eigenständig - von der Entscheidung über die geeignete Maßnahme bis zur konkreten Umsetzung * Du erstellst und versendest Vollstreckungsaufträge über EGVP * Du wertest Vermögensauskünfte aus und leitest daraus die nächsten Schritte ab Du hältst alles effizient am Laufen: * Du bearbeitest eingehende Post von Gerichten und Gerichtsvollzieher*innen und sorgst dafür, dass nichts liegen bleibt * Du steuerst die Kommunikation mit allen Verfahrensbeteiligten - von Schuldner*innen über Anwält*innen bis hin zu Gerichtsvollzieher*innen * Du führst Akten und Forderungskonten sorgfältig und mit Blick auf eine wirtschaftlich sinnvolle Weiterbearbeitung Du behältst den wirtschaftlichen Blick: * Du prüfst Forderungskonten und erkennst Optimierungspotenziale * Du bearbeitest Widersprüche und Einsprüche im Verfahrensverlauf souverän und lösungsorientiert * Dein Fokus liegt auf einer schnellen, wirksamen Durchsetzung - nicht auf reinem Mahnwesen Du gestaltest mit: * Du bringst dich aktiv in die Weiterentwicklung und Digitalisierung unserer Vollstreckungsprozesse ein * Du wirkst an grenzüberschreitenden Verfahren innerhalb der EU mit und erweiterst damit deinen fachlichen Horizont über den deutschen Markt hinaus WAS DU DAFÜR MITBRINGEN SOLLTEST: * Du hast eine kaufmännische oder juristische Ausbildung abgeschlossen - zum Beispiel als Rechtsanwaltsfachangestellter (m/w/d), Bankkaufmann (m/w/d), Kaufmann für Büromanagement (m/w/d) oder in einem vergleichbaren Bereich * Du bringst erste Berufserfahrung in einer Kanzlei, einer Rechtsabteilung oder im Mahnwesen/Forderungsmanagement mit - und bist bereit, dich in neue Themen einzuarbeiten: Was du noch nicht kennst, bringen wir dir gerne bei * Du arbeitest sorgfältig und strukturiert, behältst auch bei einer Vielzahl paralleler Vorgänge und engen Fristen den Überblick und weißt, dass Genauigkeit bei rechtlichen Dokumenten keine Option, sondern Voraussetzung ist * Du kommunizierst fließend auf Deutsch und sicher auf Englisch (B2+) - Deutsch für die Verfahren, Englisch für die interne Kommunikation in unserem internationalen Team und für grenzüberschreitende EU-Verfahren; weitere Sprachkenntnisse sind von Vorteil, aber kein must-have * Du gehst offen mit digitalen Tools um und hast Interesse daran, mit neuen Technologien zu arbeiten - bei uns bedeutet das unter anderem den Einsatz von AI * Du übernimmst gerne Verantwortung, arbeitest eigenständig und bringst den Antrieb mit, dich schnell einzufinden und aktiv mitzugestalten Bei PAIR Finance stehen Kundenzentrierung, Transparenz und Integrität im Mittelpunkt unseres Handelns – diese Werte leben alle Mitarbeitenden. Genauso wichtig sind uns Innovation und der Antrieb, Dinge aktiv voranzubringen. Du erkennst dich in diesen Werten wieder? Dann freuen wir uns darauf, dich kennenzulernen - unabhängig davon, welchen Weg du bisher gegangen bist! WAS WIR DIR BIETEN: Standort & Arbeitsmodell * Berlin (Charlottenburg) - Hybrid * Innerhalb der Probezeit (6 Monate): 2–3 Tage pro Woche im Office * Danach mindestens 1-2 Tage/Woche * Vollzeit & Teilzeit (min. 30h/Woche) möglich Vergütung & Benefits * Für diese Position liegt unser Gehaltsband bei € 37.000 - 44.500 pro Jahr (auf Basis einer 40-Stunden-Woche). Das genaue Angebot richtet sich nach deiner Erfahrung und Qualifikation. * Betriebliche Altersvorsorge & Zuschuss zum Deutschlandticket * Zugang zu Corporate Benefits (exklusive Rabatte & Angebote) * Unbefristeter Vertrag, flexible Arbeitszeiten & 28 Tage Urlaub Wachstum & Entwicklung * Individuelles Learning Budget & Zugang zu Sprachkursen * Strukturiertes Onboarding mit klaren Zielen ab dem ersten Tag * Kontinuierliches Mentoring durch ein internationales, erfahrenes Team * Fokus auf Ownership, schnelle Lernkurven und echte Entwicklung Culture & Team * Flache Hierarchien mit einer transparenten und wertschätzenden Feedbackkultur * Regelmäßige 1:1s, All-Hands & jährliche Performance Cycles * Diverse, internationale Teams (30+ Nationalitäten) * Sommer- und Weihnachtsfeiern sowie regelmäßige Teamevents * Office-Life mit regelmäßigem gemeinsamen Frühstück, Kicker & saisonalen Events WER IST DEINE ANSPRECHPERSON? Deine Ansprechpartnerin für diese Stelle ist Jasmin Baldrich. Solltest du Fragen haben, schreib uns gerne eine Mail an jobs@pairfinance.com – wir freuen uns, von dir zu hören! Mehr über PAIR Finance und unsere Arbeitswelt findest du auf unserer Website und auf unserer Karriereseite.